What is a Medicare Advantage Special Needs Plan? A Medicare Advantage plan that is designed for Medicare beneficiaries that are either; dual eligible, have chronic health conditions or reside in a nursing home. Benefits overview. Get our Free Mini-Course: Medicare Advantage or Medicare Supplemental? Click Here: http://affordablemedicareplan.com/free-mini-course/
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Просмотров: 875 Better Medicare Alliance
My group plan and Medicare - how do they work together?. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) My Group Plan and Medicare: Understanding Your Options to Determine Which Coverage Is Best for You People want to be able to receive quality health insurance while saving as much as they can. If you are approaching your 65th birthday and you qualify for Medicare but you're still employed you probably have questions: Should I stay with my group plan and Medicare just be an option to sign up for upon leaving employment? Should I enroll in Medicare and drop my group coverage? Either way you have questions that need answers now so you know what action to take. Here are some points to help you think about your health insurance from another perspective. The Decision to Think about: Remain with Group Plan or Switch to Medicare? Upon your 65th birthday you become eligible for Medicare health insurance. This may become an issue if you decide to continue working. This is a good time to answer important questions about your healthcare needs. There are significant questions only you can answer such as who will pay for the health coverage? Do you have other people covered on your health insurance such as a spouse or dependent? How much money do you earn? These elements will play a role in helping you determine the direction you should go with your options. Answering Important Questions: Thinking about Your Group Plan vs Medicare If you are interested in Medicare coverage now is time to do your homework on both options (your group plan and Medicare). You may have another set of questions that need clear answers such as how much will you pay with your chosen Medicare plan? What part of Medicare do I have to sign up for? Can I use health insurance from my job with Medicare? These questions can be discussed with Medicare and your employer. There is a detail you can ask about if you haven't already regarding the use of Medicare with your group insurance. "When discussing matter with employer raise concerns about my group plan and Medicare." This is a thought many when comparing these options because they want to know which offers the most coverage and the best benefits. You should ask your employer about your group plan and whether it can be used with Medicare. This aspect is also referred to as credible coverage. This is when other forms of health insurance meet specific requirements of Medicare that allow the patient to retain their group insurance. An example of this would include drug coverage. Your group plan should provide prescription drug cover that is up to or exceeds standards of Medicare. If this is the case you may be able to keep your group plan and enroll in Medicare Part A or B. Should I Go with My Group Plan and Medicare be My Second Option? Keep in mind limitations apply. Looking at your personal situation and understanding how your group plan is paid for (How much does your employer pay and what do you pay?) can give insight on what your next step should be. If you decide to leave your group plan and enroll in Medicare ask about Medicare supplement insurance. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 3186 Keith Armbrecht
Watch Medicare Mini-Course Part Four: http://medicare-mini-course.com/page/5/ Medicare Mini-Course Part Three addresses the types of Medicare Advantage Plans. The type of Medicare Advantage Plan that you join will have an impact on how you use your plan and how much you'll pay for services. The differences in types of Advantage Plans typically has to do with the type of provider network. But there are also plans that are meant for specific populations as well. Networks include: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Health Maintenance Organization - Point of Service (HMO-POS) and Private Fee-for_Service Plan (PFFS). There are also Special Needs Plans (SNPs). These Special Needs Medicare Advantage Plans are intended for people who share a specific set of circumstances. For instance, there are Special Needs Plans for people with specific chronic illnesses, people confined to an institution (like a nursing home) and people who are dual-eligible. Medicare dual-eligibility is met when a beneficiary is enrolled both in Medicare and their State's Medicaid program. To compare all plans in your area visit: http://affordablemedicareplan.com/get-a-quote
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► Subscribe to My Channel: https://www.youtube.com/channel/UC0-k... If you have any questions, please let us know: Office Phone: 833-402-4368 Email: Support@SecureAgentMentor.com ~~~~ ► Need Leads? Insurance Leads: https://www.secureagentmentor.com/insurance-leads/ Final Expense Leads: https://www.secureagentmentor.com/final-expense-leads/ Spanish Life Leads: https://www.secureagentmentor.com/spanish-life-leads/ Mortgage Protection Leads: https://www.secureagentmentor.com/mortgage-protection-leads/ Term Life Leads: https://www.secureagentmentor.com/term-life-leads/ Medicare Supplement Leads: https://www.secureagentmentor.com/medicare-supplement-leads/ Annuity Leads: https://www.secureagentmentor.com/annuity-leads/ Final Expense Telemarketing Leads: https://www.secureagentmentor.com/final-expense-telemarketing-leads/ Aged Leads: https://www.secureagentmentor.com/aged-leads/ ~~~~ ► More Information Final Expense Appointment Setting: https://www.secureagentmentor.com/final-expense-appointment-setting Schedule A Coaching Session: https://www.secureagentmentor.com/coaching-session Shop Our Products: https://www.secureagentmentor.com/shop/ Become A Member for Training, Resources, Discounts, etc: https://www.secureagentmentor.com/members-home Join our STAR Agency: https://www.secureagentmentor.com/star-agency Read Our Blog: https://www.secureagentmentor.com/training-insurance-agents-blog Contact Form: https://www.secureagentmentor.com/contact/ ~~~~ ► Follow Us On Social Media Facebook: https://www.facebook.com/secureagentmentor/ Twitter: https://twitter.com/securementor Instagram: https://www.instagram.com/secureagentmentor/ LinkedIn: https://www.linkedin.com/in/secure-agent-mentor-2a4134143/ Google+: https://plus.google.com/109050985561779345624?hl=en ~~~~ ► About Us Our founder, Cody Askins, is focused and has committed his life’s goal to helping insurance agents. At age 19, he was one of the top agents in the nation, and while playing basketball in college, he was able to earn $117,391.13 his very first year. He brings the exact same insurance sales secrets to helping Secure Agent Mentor agents. Our goal is to help train, mentor, and motivate insurance agents all over the world to succeed at their highest level. To help agents succeed, we have developed insurance leads, appointment setting, training videos, podcasts, e-books, training classes, 1-on-1 coaching sessions, and a resourceful membership area. If you need a home, our Star Agency team would love to have you. We focus on Structure, Training, Accountability, and Resources. We have everything you need to be successful thanks for checking us out!
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Medicare Part A and Medicare Part B cost. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Medicare Part A and B Cost: What Do You Pay and What Services are Included? Signing up for Medicare may include learning more about associated costs. Medicare Part A and B cost may vary from one person to another when considering out-of-pocket costs and coinsurance. On average a Part B premium payment is about $104.00 per month. The deductible for Part B is about $147.00. You may end up paying more if you do not sign up for coverage during the enrollment period or upon becoming eligible (late enrollment penalty). For qualifying beneficiaries you can get help paying Part A and Part B costs. Costs and Services for Part A There is a monthly premium payment but if you qualify you don’t have to pay it. There is also a late enrollment penalty if you don’t sign up for coverage during the designated time frame. With Part A you could pay roughly $407.00 per month. If you sign up for Part A coverage you are required to sign up for Part B. Part A helps pay for services such as hospital stays and care received in special facilities such as skilled nursing or hospice. Home health services and certain supplies may be covered. Costs and Services for Part B For Part B a monthly premium is required in the amount of $104.00 and the deductible is $147.00 per year. You may automatically qualify for this plan or sign up if you are eligible. The amount you pay may be based on income earnings and whether you have a spouse. While there are differences in Medicare Part A and B cost of services, there are limitations on how much coverage is provided for services such as occupational therapy, physical therapy and speech and language services. Part B helps pay for some services related to preventative care, mental health, outpatient and clinical research. Options to Pay Part A and Part B Premiums Premium payments can be deducted from income such as Social Security or Railroad Retirement Board benefits (RRB). You will receive a notice if you do not receive such benefits. You can make this payment online or sign up for Medicare Easy Pay service. You can also pay by mail or use a debit card. Your plan will remain active as long as premium payments are made. There are options to consider if you need help with Medicare Part A and B cost. There is government programs that can help you based on income or medical needs. If you have low income options such as Medicaid, Medicare Savings Programs, and Program if All-inclusive Care for the Elderly (PACE) can help cover copayments, deductibles and other costs. If you are enrolled in Part A and/or B coverage and receive Part D (drug coverage) you may qualify for help covering drug costs. Certain qualifications apply. There are assistance options for those who receive SSI (Supplemental Security Income) and assisted costs for children receiving Medicare including the Children’s Health Insurance Program (CHIP) option. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
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Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Typically 80% after a deductible Medicare Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services. Typically 80% after a deductible Medicare Part C (Medicare Advantage Plan) is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare/Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage. Medicare Part D (prescription drug coverage) adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
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Medicare Advantage Plans, sometimes referred to as Part C, are health plan options approved by Medicare and provided by private companies, like EmblemHealth. They offer excellent benefits, often for low—or no—monthly premiums. Medicare Advantage Plans include Parts A and B, and some of them even include Part D (prescription drug coverage). The great thing about Medicare Advantage Plans is they offer more benefits than Original Medicare, usually for the same cost. Different plans offer options to help you find the coverage that meets your needs. Medicare Advantage may include a range of benefits, including: - Preventive services like annual physicals - Part D prescription drug coverage - Office visits for primary care and specialist providers - Inpatient and outpatient hospital care - Vision - Dental - Hearing Who can enroll in a Medicare Advantage Plan? You can enroll if you: - Qualify for Medicare Part A - Are enrolled in and continue to pay for Medicare Part B - Reside in the plan's service area Learn more here: https://www.emblemhealth.com/Our-Plans/Medicare/Medicare-Basics/What-Is-Medicare Or call us at: 1-800-459-3459 (TTY: 711)
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Find the best Medigap plan for your budget. This 19-minute video is filled with important information you MUST know to be confident that you can find the best Medigap plan for your needs and your budget. Call Us at 800-847-9680 Our YouTube Channel: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A See all our free Medicare educational videos here: https://medigapseminars.org/on-demand-webinar/ 800-847-9680 https://medigapseminars.org An independent Medicare Insurance broker Find the best Medigap plan for your budget. This 19-minute video is filled with important information you MUST know to be confident that you can find the best Medigap plan for your needs and your budget. We even throw in a bonus tip that will help you save money. Whether you are new to Medicare, turning 65 or have had Medicare for some time and just want to find a better value, this video is packed with information you will find very helpful. By the end of the video, you will have the information you need to find the best Medigap plan available in your state. FaceBook: https://www.facebook.com/MedicareWebinars/ Contact Us: https://medigapseminars.org/contact-us/ 1-800-847-9680 Free Quote Comparison: https://medigapseminars.org/home-page/m-quote-request/ Whether you are new to Medicare and turning 65, or have been on Medicare for a while and just want a better deal on your health care coverage, this video is for you. Learn how to find the best Medicare Supplement plan for your budget and your needs. Medicare Override Measure Community Rated Issue Age All About Medicare For Part D drug plan info visit: http://www.medicare.gov Also visit: https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf
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http://www.PhysiciansChoiceInsurance.com Medicare Special Needs Plans are explained by licensed insurance agent Tony Prince, President of Physicians Choice Insurance Service (CA Insurance License #0G81326) who's office is located in the Headquarters of Monarch HealthCare. ThisDay in Laguna Woods Village airs on channel 6 and is hosted by Ken Goldenberg. To schedule an appointment with Tony Prince, call (949) 614-7096.
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Medicare Advantage is an insurance program that invites private payors, including health plans and insurance companies, to offer alternatives to traditional Medicare. By providing access to the private insurance market, Medicare Advantage gives beneficiaries the option to choose from a wide range of competing plans, many of which offer richer benefits than Medicare. This video explains how Medicare Advantage works. Video transcript Medicare Advantage is part of the U.S. Medicare system, which is a federal health insurance program that covers 50 million elderly and disabled Americans. Medicare Advantage, also known as Medicare Part C, differs from traditional Medicare in that it doesn't define categories of health coverage in the same way as Medicare parts A, B, and D. Instead, it's a special program that invites private payors, including health plans and insurance companies, to provide alternatives to traditional Medicare insurance. As with traditional Medicare, eligibility for Medicare Advantage includes most U.S. residents over age 65, as well as certain nonelderly people with disabilities. While traditional Medicare is administered directly by the federal government, under Medicare Advantage, the government contracts with private payors. At minimum, these payors are required to provide the same level of coverage outlined in Medicare Parts A and B, and typically they provide Medicare Part D prescription drug coverage, as well. By providing access to the private insurance market, Medicare Advantage gives beneficiaries the option to choose from a wide range of competing plans, many of which offer richer benefits. A growing number of Medicare beneficiaries are opting for Medicare Advantage. Twenty-seven percent are currently covered by Advantage plans, and enrollment is expected to continue to increase in 2013. All Medicare Advantage plans are funded by federal Medicare dollars—but some plans require members to pay an additional premium. The premium is determined by the benefits provided and the federal reimbursements in the area where the plan is offered. Medicare has specific rules for how Advantage plans are priced. Each county has its own payment benchmarks, as well as different benefit and premium combinations. Each spring and summer, Medicare Advantage plans participate in a bid process that establishes the terms of contract between the payor and the federal government for the next calendar year. Before bids are submitted, plans project member health statuses, costs, revenue from the federal government, and member premium. These projections serve as the basis for the bids, which define the benefits to be offered in each plan. Once the bid process is complete, members are told what the premiums and benefits will be for each plan in the coming year. During the eight week open-enrollment period for Medicare Advantage, beneficiaries must consider a number of variables to decide on a plan that best suits their healthcare needs and budget. In addition to monthly premiums, benefit options, and out-of-pocket limits, they must also consider network composition and plan type. If provider choice is important to them, they may opt for a plan that features either a Preferred Provider Organization (PPO) or Private Fee-for-Service (PFFS) structure rather than a more restrictive HMO. Beneficiaries will also want to consider how flexible a plan is with respect to authorizing prescriptions. While most plans provide for prescription drug coverage, not all of them will pay for all pharmaceuticals. Within each class of drugs, plans may cover only a limited number of drugs. Ultimately, those looking for more comprehensive benefits may gravitate toward the Medicare Advantage program. For more on Medicare, and healthcare in general, visit our blog: www.healthcaretownhall.com RELATED MILLIMAN SERVICE Medicare Advantage (Part C) consulting http://www.milliman.com/Solutions/Services/Medicare-Advantage-Part-C/
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Looking to grow your revenue? Take a look at how special needs plans can support that goal. Keep up with me on social media: Linkedin: bit.ly/2Gl89ZM Twitter: bit.ly/2GydpNd Facebook: bit.ly/2GjP0aF Podcast: bit.ly/2pJc7oX Google+: bit.ly/2GSRBtr
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http://SeniorSavingsNetwork.org 1-800-729-9590 If your Medicare Advantage plan terminates your doctor's contract, can you change plans? Does it create a Special Election period if your doctor leaves an Advantage plan? No, sadly this is an all-too-common scenario for doctors and hospitals, but it does not offer an opportunity to immediately change plans. The latest news story on this happening is here: https://www.kxan.com/video/5000-medicare-patients-have-suddenly-been-cut-off-from-their-go-to-doctors_20180914022939/1442045768 We are independent Medicare insurance brokers that offer free advice on plans based on listening, first, to our client's needs. If you would like a second opinion, you can call us 24 hours a day at 1-800-729-9590. Medicare Advantage Dropped my Doctor Special Election Plans for Medicare Advantage Can I change plans when my doctor leaves? I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
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Medicare Open Enrollment 2018. Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Medicare Open Enrollment 2018 starts from October 15th to December 7t h. During this time, all Medicare members can update or alter their medical protection schemes. This includes changes to current Medicare healthcare plans that will come into effect in 2019. Learning of the purpose for enrollment and the options available, can help you best prepare for updated medical and prescription coverage. Your Options for Medicare Enrollment 2018 During the Open Enrollment period for Medicare, all registered members are provided the chance to change their healthcare plan. If you wish to upgrade your prescription cover or completely change your general healthcare program, the Medicare Open Election period 2019 allows you to do so easily and conveniently. You can upgrade your Medicare Advantage Plan or your Medicare Part D plan or prescription benefits. Qualifying seniors over the age of 65 years who qualify for Medicare plans may find their cover insufficient for their specific wellness, clinical and chronic care needs. Unfortuantely, you cannot alter your coverage halfway through the year if you find it does not provide what you are looking for. The enrollment period between October and early December offers the chance to make these amendments that become active in January 2018. For Medicare Advantage or prescription cover, members can complete their updates during the stipulated enrollment period with ease. There is no need to register membership for the change in protection or fill out lengthy and complex forms. For those who reside in a chronic care facility or have received a diagnosis of End Stage Renal Disease, you will not be eligible to enroll for the Medicare Advantage Plan at this time. Notice of Change You may receive an Annual Notice of Change or ANOC for the enrolment period, but documents received through the course of the year concerning your healthcare plan should be reviewed. If you wish to alter the policy, you must learn which options or modifications to plans, can better meet personal health needs. Remaining aware of policy features including the extent of cover, benefits and costs can help you determine whether your current medical care plan is sufficient for the new year. If you are satisfied with your protection, simply leave the cover unchanged and it will continue into the new year. Where dissatisfaction with a policy is apparent, be sure to amend your cover during the 2018 Medicare Enrollment period. Enrollment Restrictions You cannot register for a Part B Medicare plan if you are applying for cover for the first time during enrollment. If you are interested in changing your coverage from a Medicare Advantage to a Medigap plan, it cannot be initiated without completing a medical questionnaire. Important Medicare 2018 Enrollment Considerations Learn whether your current prescriptions will continue to be covered in the new year. Part D Medicare patients may be protected for specific prescriptions in 2018 only to have to pay a deductible or co-payment for a certain category of medication owing to changes in suppliers. Your Open Enrollment allows you to update your prescription policy ensuring your medication is comprehensively covered in 2018. During an Open Enrollment, carefully assess your plans to prevent excessive costs for your healthcare in the new term. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 27169 Keith Armbrecht
Tiberi’s bipartisan bill, H.R. 3168, the Special Needs Plans Reauthorization Act, passed the Ways and Means Committee by voice vote. This legislation provides the longest reauthorization of the Medicare SNP program since its creation in 2003, while also improving the quality of care provided to vulnerable seniors and patients living in poverty or with a chronic illness.
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Medicare and Medicaid are two separate, government-run programs that were created in 1965 in response to the inability of older and lower-income Americans to buy private health insurance. They were part of President Lyndon Johnson’s “Great Society” vision of a general social commitment to meeting individual social, economic, and health care needs. Medicare and Medicaid are social insurance programs that allow the financial burdens of illness to be shared among healthy and sick individuals, and affluent and lower-income families. Medicare and Medicaid are different in several respects: they are run and funded by different parts of the government and primarily serve different groups. • Medicare is a federal program that provides health coverage if you are 65 and older or have a severe disability, no matter your income. • Medicaid is a state and federal program that provides health coverage if you have a very low income. • If you are eligible for both Medicare and Medicaid (dually eligible individual), you can have both, and they will work together to provide you with health coverage at very low cost to you. Also know that while Medicare and Medicaid are both health insurance programs administered by the government, there are differences in covered services and cost-sharing. Make sure to call 1-800-MEDICARE or contact your local Medicaid office to learn more about Medicare and Medicaid costs and coverage, especially if you are a dually eligible individual. • In some counties, there are Special Needs Medicare Advantage Plans are available for dually eligible people. These plans will coordinate both your Medicare and Medicaid Benefits. Senior Healthcare Direct, MedicareBob’s office does offer these plans. Please contact us if you would like to see if there is a Special Needs Medicare Advantage Plan in your county. Senior Healthcare Direct 1-855-368-4717 www.SeniorHealthcareDirect.com
Просмотров: 81 Robert Bache
Enroll in a Medicare Advantage or Part D plan anytime with the 5 Star Medicare Plans Special Enrollment Period. Learn how to find 5 Star Medicare Advantage and Part D plans in your area. Get our Free Mini-Course: Medicare Advantage or Medicare Supplemental? Click Here: http://affordablemedicareplan.com/free-mini-course/
Просмотров: 523 David Forbes
5 Things You Should Know Before Choosing A Medigap Plan. SIGN-UP NOW! For http://www.medicaretheinsidescoop.com/go/ - Your Simple, Straight-Forward, and Easy to understand video mini-series - where you'll learn how to "quickly and easily" take the guesswork out of turning 65 and enrolling in a Medicare plan. Here are just a few things you'll learn in todays video: * What is a Medigap Plan? * What does a Medigap plan (Medicare Supplement) cover and what does is NOT cover? * How does a Medigap plan (Medicare Supplement) work with Original Medicare...Parts A, B, C, and D? * What types of Medicare plans are NOT Medigap plans? * Does a Medigap plan cover "Foreign Travel Expenses"? * Do Medigap plans cover my prescriptions? * When is the best time to get a Medigap plan? * Why Medicare standardizes all the Medigap plans lettered A thru N? * Why some companies premiums are higher then others and what YOU can do to make sure you get the best deal? * Why it may be beneficial to YOU to use an Independent Agent versus a Captive Agent - which only represents one company? * What are the three specific plans you should focus on when making your choice on enrolling in a Medigap plan in 2017 and why? Get your FREE No Obligation quote NOW! Visit Us At : http://medicareplandiscounts.com/ Let Us Help, Call Us At 1(844) 280-0785 ********************************************************************* Grab Your Simple, Straight-Forward, and Easy to understand video mini-video course: http://www.medicaretheinsidescoop.com/ You'll learn how to "quickly and easily" Take the Guesswork Out of Turning 65 and Enrolling in a Medicare. More about working with us at Medicare Plan Discounts. http://medicareplandiscounts.com/ ********************************************************************* Don't Forget To Subscribe - http://bit.ly/2f1bIaS Connect on FaceBook - http://bit.ly/2pEcgaZ Medicare "The Inside Scoop" Mini-Course - http://bit.ly/2pTvQzh
Просмотров: 1099 Medicare Plan Discounts
For a FREE quote go to http://www.InsuredMeds.com We are allowed to offer AARP plans from United Health Care for AARP Medicare Advantage UnitedHealthCare MAPD UHC SNP Chronic Condition Plan PFFS Medicare Direct AARP PDP Prescription Drug Plan Dual Special Needs Plan (SNP) AARP Medicare Supplement Plans East to reach! Call 845-452-4311 E-Mail: OmniProtects@gmail.com 1145 Route 55, Suite # 3 "In Front of Arlington High School Lagrangeville, N.Y. 12540 Get a Medicare Quote at http://www.OmniProtects.com Please let us help you find the best plan for your situation. Go to our website www.OmniProtects.com or call us at 845-452-4311
Просмотров: 51 Bill Vargas
Thinking about preparing for the upcoming Medicare annual election period probably makes your stomach hurt. Chances are that you’ve finally just relaxed into summer with family, and perhaps you’ve gotten some travel in. Who wants to think about Medicare plans for 2019? Nonetheless, the Annual Election Period is swiftly approaching. You have an opportunity to change your Medicare Advantage plan or Part D drug plan each fall. Here’s some tips about how to stay organized and not get distracted by the flurry of advertisements headed your way: Talk to your doctor’s office about your current plan If you are enrolled in Original Medicare and a Medigap plan, this conversation should be easy. Simply ask: “Will you still be taking Original Medicare next year?” If he or she says yes, your current coverage will continue to serve you well. But what if you are enrolled in a Medicare Advantage plan that changes benefits, premiums, networks and formularies every year? Find out if your doctors are still in network. Doctors can change networks at any time of year. Consumers never know when that might be coming around for renewal. Also, be on the lookout for the Annual Notice of Change packet for 2019 Medicare annual election period. You will receive an Annual Notice of Change in the mail for your Part D drug plan or Medicare Advantage plan (if you are enrolled in one.) Medicare insurance carriers must send them to you by September 30 each year. This notice well tell you what’s changing with your plan next year. Usually the very top letter in the packet is a summary of the changes listed side by side from this year’s benefits to next year’s benefits. If the changes seem minor to you, chances are you don’t need to do anything at all. However, if something major is changing, then you’ll want to know about it soon enough that you can contact an agent to make changes. The annual election period last from October 15th – December 7th, and any changes made occur on January 1st. This time frame is different than from a few years ago, so don’t forget about that and think you can change all the way up to December 31st because you can’t. Make a list of your medications If your prescriptions have changed since last year, then you will want to re-evaluate whether your current drug plan is still giving you the best bang for your buck. You can enter your list of medications into the Medicare Plan Finder Tool online. How to Switch from Medicare Advantage to Medigap If you are enrolled in a Medicare Advantage plan, and you want to switch from Medicare Advantage to Medigap, you can use the Annual Election Period to return to Original Medicare. You can choose a new Part D drug plan as well. However, for the Medigap plan, you will need to apply and in most cases will need to answer health questions. There is no guarantee that you will be accepted. For this reason, we always help our clients apply for the Medigap plan first with a January 1st effective date. Once we are certain that this new Medigap application is approved, then we help you apply for a Part D drug plan which will automatically disenroll you from your Medicare Advantage plan. If you are not able to qualify for a Medigap plan due to health conditions, you can consider switching to a different Medicare Advantage plan. People with standalone drug plans can also use the Medicare Annual Election Period to change from one Part D plan to another. Get Help with the Medicare Annual Election Period 2019 Keeping up with your annual Medicare decisions is sort of like doing your taxes. If you keep good records the whole year long, you make everything so much easier for yourself to gather together what you need at tax filing time. It’s fair to say that your health is just as important., Start pulling together now what you’ll need. You’ll find that you won’t have to dread the annual election period because you’ll already be prepared. Need help with evaluating your options? Contact a friendly, no-hassle agent here at Boomer Benefits to walk you through your options. Boomer Benefits provides free claims support for life for all of our Medigap and Medicare Advantage policyholders so that you are never alone in dealing with Medicare. Get our Medicare Annual Election Period checklist: http://boomerbenefits.link/AEP-checklist Get our FREE 6-Day Medicare Video Email course with bonus Medicare cost worksheet: http://boomerbenefits.link/mini-course To learn about Preparing for the Annual Election Period, visit this post: https://boomerbenefits.com/how-to-prepare-for-the-medicare-annual-election-period/ Join over 50,000 Fans on Facebook: http://www.facebook.com/BoomerBenefits ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Subscribe for NEW Youtube Videos whenever we publish them: https://boomerbenefits.link/subscribe ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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Watch Medicare Mini-Course Part Three: http://medicare-mini-course.com/page/4/ Medicare Mini-Course Part Two addresses Medicare Advantage Plan eligibility and how plans work. Many people enroll in an Advantage Plan without completely understanding how it works. Not understanding how a Medicare Advantage Plan works can have a negative impact on your health and budget. To be eligible to enroll in a Medicare Advantage Plan you must live in the plan's service area (generally a County), be enrolled in both Medicare Part a and Part B and hot have end-stage renal disease (ERSD). You must also continue to pay your Part B premium. When shopping for and comparing Medicare Advantage Plans it's important to review the plan's Summary of Benefits, Provider Directory and Part D Formulry. To compare all plans in your area visit: http://affordablemedicareplan.com/get-a-quote
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Medigap Plan G. I discuss what you need to know about Medicare supplement Plan G vs Plan F and Plan N. I also compare Medicare supplement Plan G vs Plan N and Plan F. I compare Medicare supplements (aka Medigap Plans) to help you make an informed decision about which Medicare supplement is best for you. For most people turning 65, Medicare supplement Plan G will offer the best value today. However, there are changes in the relationship between Medicare supplement Plan G and Medigap Plan F and Plan N that you should be aware of before you make a decision. In this video, I will show you these changes and discuss how they may impact your decision making as you decide if the Plan G Medicare supplement is right for you. SUBSCRIBE to get a list of all my videos on Medicare: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A Call us 800-847-9680 email: firstname.lastname@example.org Get a free quote comparison: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ In addition, I will also talk about the differences between the most popular Medicare supplement Plan choices today; the Medigap Plan G and the Medicare supplement Plan N and Medigap Plan F. Plus a simple technique you can use to evaluate which plan is right for you. Call us at 800-847-9680 Contact Us: https://medigapseminars.org/contact-us/ Visit: https://MedigapSeminars.org Our YouTube Channel: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A/featured Medicare Supplement Benefits Table 2020: https://medigapseminars.org/wp-content/uploads/2017/01/2020-Table.jpg Medigap Plan G is quickly becoming the most popular Medicare supplement in the country. This is for two reasons – first; because the previously popular plans Medicare supplement Plan F and Plan C are being phased out as of January 2020. Second, Medicare supplement Plan G is usually a lower premium AND a better value. Most people shopping for a Medigap Plan today find Medicare supplement Plan G as their best value. Let’s take a quick look at the Medicare supplement plans so you can see why: . In the column below the Plan letter you can see the percentage of insurance coverage offered by that plan. For example; Medigap Plan F show 100% coverage in each category all the way down. That means that Medicare supplement plan F covers 100% of all the co-pays and deductibles that you would normally have to pay with Medicare Part A (inpatient hospital coverage) and Medicare Part B (outpatient coverage). It’s a great plan and would be an easy decision for many people entering Medicare, except that it is being phased out in January 2020 and Plan G usually offers equal benefits for less money. Take a look -- Medicare supplement Plan G has all the same benefits except this row right here: Medicare Part B deductible. That is a calendar year annual deductible. It resets every January 01. It can change every year. In 2017 it’s just $183. We expect it to increase to $250 over the next five to seven years. That’s it. All you pay is the annual Medicare Part B annual deductible and your premium. Other than that, Medicare and your Medigap Plan G pay all your Medicare related in-patient and outpatient expenses. The math here is simple, if Plan G is $183 less in premiums per year, then it would be exactly equal to Plan G. You pay the $183 deductible out of pocket, then you have all the same benefits as a Plan F. However, Medicare Supplement Plan G is usually $300 to $400 a year less in premiums than a Medigap Plan F. That means you can pay the $183 Medicare part B deductible out of pocket and have money left over. That makes it a better value. People considering a Medigap Plan G often compare the price and benefits to a Medigap Plan N. Plan N usually cost much less than Plan G, but there is a catch! In fact, Medicare supplement Plan N can cost 25% to 35% less than a Medigap Plan G. However, Plan N has less coverage and an asterisks you need to be aware of. Just like with Medigap Plan G, with Medigap Plan N you pay that Medicare Part B deductible out of pocket. The asterisks indicate that you will also pay a small co-pay of up to $20 when you see a doctor, $50 for an emergency room visit. Medicare supplement Plan G is for those who want peace-of-mind. Once you have a Plan G you don’t have to worry about co-pays or excess charges or anything. You can see any doctor, whether they charge excess charges or not. You pay a little extra, but you have peace-of-mind that your healthcare is taken care of. for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf #MedigapPlanG #MedicareSupplements #Medicare #MedigapSeminars #MatthewClaassen
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Gordon Marketing 20224 Hague Rd. Noblesville IN 46062 http://www.gordonmarketing.com (317) 776-6770 Gordon Marketing is a FMO for Care Improvement Plus. CIP offers chronic and dual special needs plan for Medicare beneficiaries. For more information about choosing Gordon Marketing as your FMO, contact us at 1-800-388-8342 or visit http://www.gordonmarketing.com Care Improvement Plus Care Improvement Plus Plans CIP Insurance FMO
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___odcinek zawiera m.in.___ - zmiany w planach D-SNP (DUAL-SPECIAL NEEDS PLAN) ► https://www.facebook.com/Zdrowie.Zycie.Przyszlosc ► http://ZdrowieZyciePrzyszlosc.com ► zadzwoń do nas: (844) 944 7526 Obamacare Hotline: http://ObamacareHotline.com premiera - 2017-08-23
Просмотров: 32 Robert Sobczak
http://SeniorSavingsNetwork.org 1-800-729-9590 Medicare Advantage plans can certainly fit a need for someone on Medicare. I have written Medicare Advantage plans for my father-in-law and even my mother. However, today I choose to specialize and refer my Medicare Advantage folks to a specialty shop. If you would like to discuss your Medicare options, I'm here to listen. Give me a call at 1-800-729-9590. The advice, service, and listening are always free! Christopher Westfall AHIP Certified Medicare Agent 1-800-729-9590 https://youtu.be/kcFnkMlFnf8?t=5m42s I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
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If you have any of the following questions, you might get the answers you need: What is Medicare? What is Medicare Part A? What is the Premium for Part A? Who should not enroll in Part A? What is Medicare Part B? Should I enroll in Medicare Part B? When should I enroll in Medicare Part B? What is the premium for Part B? What is Medicare Part C? What is Medicare Part D prescription drug? Are there any zero premium Medicare Plans? Am I required to enroll in Part D? How much does Part D cost? When can I enroll in Medicare? What is Medicare Open Enrollment? What does Medicare cover? What is not covered by Medicare? What is Original Medicare? Who is eligible to enroll in Medicare? Is long term care covered by Medicare? Is dental covered by Medicare? Is acupuncture covered by Medicare? Is cosmetic surgery covered by Medicare? Are hearing aids covered by Medicare? What is initial enrollment period? What is general enrollment period? What is special enrollment period? What is the late enrollment penalty for Part A? What is the late enrollment penalty for Part B? What is the late enrollment penalty for Part D? What is HMO (Health Maintenance Organizations)? What is PPO (preferred Provider Organization)? What is PFFS (private fee for service plans)? What is Special Needs Plans (SNP)? What is HMO Point of Service plans (HMOPOS)? What is Medical Savings Account (MSA) plans? When can I join a Medicare plan? When can I switch Medicare plans? When can I drop a Medicare plan? What is Medicare Supplement Insurance? What is Medigap? What does Medigap cover? When can I buy a Medicare Supplement Plan? Is Medicare provided by Covered California? What is the difference between Medicare and Medi-Cal? Is Medicare free? What is Share of Cost? What is the “coverage gap”? What is “catastrophic coverage”? Which prescription drugs are covered by Part D? What is the Coordinated Care Initiative? What does “dual eligibility” mean? If I am enrolled in employer-sponsored health insurance do I have to enroll in Medicare? Who pays out of pocket costs? What is the difference between Medicare Advantage and Medicare Supplement Plan? Are prescription drugs covered by Medicare Supplement plans? Can I buy a Medicare Advantage and a Supplement plan at the same time? How much does a Medicare Supplement (Medigap) plan cost? How much Medicare supplement insurance coverage do I need? How can I find a Medicare Part D plan? How can I find a Medicare Supplement Plan? How can I find a Medicare Advantage Plan? How to enroll in Medicare? When is a good time to enroll in a standardized Medicare supplement insurance plan? Can I qualify for Medicare if I am younger than 65 years old? Can I have employer sponsored insurance and Medicare at the same time? What isMedi Medi? How many programs does Medicare have? How many parts Medicare has? How can I get help paying for medical cost? Am I automatically enrolled in Part A and Part B? Does Medicare cover international emergencies? What is a “Medicare Summary Notice”? What does “assignment” mean? What is the Medicare Part D “donut hole”? How can I get extra help to pay my medication? How do I get a Medicare Card? Can I enroll in Medigap if I don’t have Medicare? What is a “Guarantee Issue Period”? What is Final Expense? Is Obama-Care like Medicare? How to find and compare Medicare Part D prescription drug plans?
Просмотров: 141 Let's Talk Money Channel
How does long term care or skilled care coordinate with Medicare and Medicaid? Bill Fralin: There are three levels of care: 1. Independent living: Do not need assistance 2. Assisted Living: Intermediate care – needing assistance with daily living 3. Skilled Nursing Care: This is greatest financial risk. Need assistance with two or more activitie s in daily living - grooming, bating, eating, etc. The cost of care in the Washington area is $10,000 - $12,000. You can pay for these in one of the following ways a. Private Pay b. Long Term Care Insurance c. Entitlements i. VA: Veterans ii. Medicare: Insurance for people over 65 with 4 options. They will pay up to 100 for skilled nursing care. They want to get you better so they don’t have to pay for more costs. A. Hospitalization B. Doctors Visit C. HMO D. Drug Benefit ii. Medicaid: Pays for Long Term Care. It pays for 65% of all skilled nursing beds in America. At $12,000/month, it won’t take long for a person to deplete their assets. The general rule for Virginia is that you are allowed to keep $2,000. Congress passed the anti-impoverishment rule allowing couple to keep their house, car, contents of home and the well spouse can keep their income and keep up to $120,000 in a community spouse resource allowance. Those essentially are the three ways to pay. When you do the estate planning, this is just as important or more important. If you pass away, there are less of these problems, but more people are living longer with chronic conditions. It has become more of an issue and a bigger cost. Having the power of attorney gives you the ability to access any of these resources. Freeman: The average stay in a nursing facility is 2.5 years. At $12,000, that would be about $120,000 a year in order to pay for this care. What if you have a special needs child receiving benefits? What are some of the means that are taken if that special needs child is receiving an entitlement benefits? If these exceed a certain level, will that benefit be cut off? Bill Fralin: The special needs trust were created by congress. The entitlement programs we mentioned before were designed to provide food, clothing and shelter. But special needs refer to needs over and above those basic requirements. For the child, I can place money in the trust to be used for the child. When the child is trying to qualify, these monies don’t count. The person then can receive the benefits and it won’t affect them. In your planning, you need to make sure you do not give them the benefit outright. You need to put it in a special needs trust. With Medicaid, if you have a disabled child there is a 5 year look back – they ask if you have given any gifts in the last 5 years. The rule does not apply to spouses If you have given a gift, you aggregate them all. If you have given a small amount, you have a shorter period of eligibility, but if you have given a larger amount, you have a longer period of eligibility. There are a lot of planning options that the general public is not aware of. The facilities make more money when they don’t tell you about these options. What other documents will seniors need in order to get it set up? 1. Financial Power of Attorney: Pay assets, pay bills, and keep credit in shape 2. Medical Power of Attorney: Make non terminal medical decisions (headache to heart transplant) 3. Advanced Medical Directive: For terminal conditions, this determines in advance what will occur. In the document it states if you do or don’t want life support. This takes the loved ones out of the equation of making the decision. They can avoid conflict, and just enforce the will of the patient. Visit my website JustAskFreeman.com for more useful tips on how to get the most from your retirement planning & Social Security benefits. VA | MD | DC . Also, download my free “SAFE MONEY KIT” to get the most from your retirement dollars. Tel: 1-866-471-7233
Просмотров: 1529 Freeman Owen
When and How to Sign Up for Medicare - Getting Started With Medicare Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Details You Should Know When Signing Up for Medicare Part A and Medicare Part B If you are signing up for Medicare Part A and Medicare Part B, there are details you should review prior to obtaining coverage. There are different qualifications to review to ensure you qualify. You need to understand what each part covers and costs you are responsible for. There is a special period to enroll in Part B or you could pay a late enrollment penalty. Part A and Part B offer coverage for specific health services. You will be able to choose your plan based on needs. Part B has a premium you pay each month for as long as you have the plan. Qualifications to Know You are automatically eligible for Part A and B if you are receiving benefits from Social Security or the RRB (Railroad Retirement Board). If you have a disability and you’re under age 65, have ALS (amyotrophic lateral sclerosis), or receive SSI or RRB while living in Puerto Rico, you automatically qualify for Medicare. Most people who sign up for Medicare do so a few months before their 65th birthday. What to Know to Sign Up for Part A and B If you are still employed at age 65 you may qualify for Medicare. Certain health conditions also qualify you for coverage. Unique situation such as same-sex couples can also qualify under specific circumstances. You have roughly 7 months to apply for Part A and/or B. This time frame is centered on your 65th birthday. Signing up for Medicare Part A and Medicare Part B can begin 3 months before your birthday and the enrollment period ends 3 months or 90 days after your birthday. If eligible you can sign up for Part A free at any time. The enrollment period is from January 1 through March 31. July 1 is when your coverage begins. This could change if you also carry insurance through your employer. Ways to Sign Up for Coverage You can visit your local Social Security office or visit their website (Socialsecurity.gov/Medicareonly). You can call Social Security Administration and complete the process over the phone. You can also get information on enrollment through Medicare.gov. You can obtain an application through CMS (Centers for Medicare & Medicaid Services) online to download instantly. When you sign up you do so only once. Each year your coverage remains active as long as required premiums are paid. Beneficiaries are encouraged to review plan details each year as some may vary. During open enrollment period you can make changes to your coverage if necessary. What Else Should You Know? When signing up for Medicare Part A and Medicare Part B you don’t have to obtain both parts. If you drop your coverage you can reenroll during the enrollment period to avoid penalty. You can sign up for Part A without Part B, but if your sign up for Part B you may be required to get Part A. Keep an eye on monthly premiums as they can change and consider signing up for a Medigap policy. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 54360 Keith Armbrecht
#insurancefmo #insuranceagent #medicaretraining Get ready for a benefits EXPLOSION! Gordon Marketing Vice President, Rebecca Gordon presents the many benefits of Dual Special Needs Plans and why you should be selling them!
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Medicare Advantage (Medicare Part C) - A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
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www.healthplansinwashington.com Phone: 360-787-1048 What is Medicare Advantage? Medicare Advantage also known as Medicare Part C is offered as an alternative or replacement to Original Medicare. Medicare Advantage covers benefits included under Part A and Part B plus other additional benefits. And it is offered by private companies approved by Medicare. Who can qualify for this plan? As long as you are enrolled on both Medicare Part A and Medicare Part B, and not currently on dialysis, you may qualify for Medicare Advantage. How much does Medicare Advantage cost? Your out of pocket cost in a Medicare Advantage Plan depends on: Whether the plan charges a monthly premium. Whether the plan pays any of your monthly Medicare Part B (Medical Insurance) premium. Whether the plan has a yearly deductible or any additional deductibles. How much you pay for each visit or service (copayment or coinsurance). For example, the plan may charge a copayment, like $10 or $20 every time you see a doctor. The type of health care services you need and how often you get them. Whether you go to a doctor or supplier who accepts assignment (if you're in a PPO, PFFS, or MSA plan and you goout-of-network). Whether you follow the plan's rules, like using network providers. Whether you need extra benefits and if the plan charges for it. The plan's yearly limit on your out-of-pocket costs for all medical services. Whether you have Medicaid or get help from your state. Medicare advantage plan may require you to pay predictable deductibles, co-pays and coinsurance but usually starts at a low to no premium per month and it will still be good to know the different types. What are the types of Medicare Advantage Plan? HMO (Health Maintenance Organization plan): Lets you see doctors and other health professionals who participate in its provider network. If your doctor is already in network, it could be a good option because you tend to pay less out-of-pocket with in-network doctors. PPO (Preferred Provider Organization plan): Covers both in- and out-of-network providers, giving you the freedom to choose any doctor that accepts Medicare assignment. PFFS (Private Fee-for-Service plan): The plan determines how much it will pay providers and how much you must pay when you get care. The treating doctor has to accept the plan’s payment terms and agree to treat you. SNP (Special Needs Plans): Are especially for people who have certain special needs. The three different SNP plans cover Medicare beneficiaries living in institutions, those who are dual-eligible for Medicaid and Medicare, and those with chronic conditions such as diabetes, End Stage Renal Disease (ESRD), or HIV/AIDS. This type of plan always includes prescription drug coverage. HMO-POS (Health Maintenance Organization - Point of Service plan): Covers both in- and out-of-network health services, but at different rates. You pay less out-of-pocket when you go to in-network doctors, labs, hospitals, and other health care providers. MSA (Medical Savings Account plan): Includes both a high deductible and a bank account to help you pay that deductible. The amount deposited into the account varies from plan to plan. The money is tax-free as long as you use it on IRS-qualified medical expenses, which include the health plan's deductible. What Medicare Advantage Plan covers? Aside from covering all of the services that Original Medicare covers, some Medicare Advantage Plans offer extra coverage like dental, vision, hearing, and some even gym membership. Most include Medicare prescription drug coverage or Part D as well.
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2018 UPDATED VIDEO HERE: https://www.youtube.com/watch?v=KUfzzUWOxQ8&t=14s New Phone # 877-88KEITH (53484) How to Sign Up for Medicare Part A and Medicare Part B? Complete Medicare Resource Center here: https://www.medicareonvideo.com/ 877-88KEITH (53484) How to sign up for Medicare Part A and Medicare Part B If you are signing up for Medicare Part A and Medicare Part B, there are details you should review prior to obtaining coverage. There are different qualifications to review to ensure you qualify. You need to understand what each part covers and costs you are responsible for. There is a special period to enroll in Part B or you could pay a late enrollment penalty. Part A and Part B offer coverage for specific health services. You will be able to choose your plan based on needs. Part B has a premium you pay each month for as long as you have the plan. Qualifications to Know You are automatically eligible for Part A and B if you are receiving benefits from Social Security or the RRB (Railroad Retirement Board). If you have a disability and you’re under age 65, have ALS (amyotrophic lateral sclerosis), or receive SSI or RRB while living in Puerto Rico, you automatically qualify for Medicare. Most people who sign up for Medicare do so a few months before their 65th birthday. How to Sign Up for Part A and B If you are still employed at age 65 you may qualify for Medicare. Certain health conditions also qualify you for coverage. Unique situation such as same-sex couples can also qualify under specific circumstances. You have roughly 7 months to apply for Part A and/or B. This time frame is centered on your 65th birthday. Signing up for Medicare Part A and Medicare Part B can begin 3 months before your birthday and the enrollment period ends 3 months or 90 days after your birthday. If eligible you can sign up for Part A free at any time. The enrollment period is from January 1 through March 31. July 1 is when your coverage begins. This could change if you also carry insurance through your employer. Ways to Sign Up for Coverage You can visit your local Social Security office or visit their website (Socialsecurity.gov/Medicareonly). You can call Social Security Administration and complete the process over the phone. You can also get information on enrollment through Medicare.gov. You can obtain an application through CMS (Centers for Medicare & Medicaid Services) online to download instantly. When you sign up you do so only once. Each year your coverage remains active as long as required premiums are paid. Beneficiaries are encouraged to review plan details each year as some may vary. During open enrollment period you can make changes to your coverage if necessary. What Else Should You Know? When signing up for Medicare Part A and Medicare Part B you don’t have to obtain both parts. If you drop your coverage you can reenroll during the enrollment period to avoid penalty. You can sign up for Part A without Part B, but if your sign up for Part B you may be required to get Part A. Keep an eye on monthly premiums as they can change and consider signing up for a Medigap policy. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 19575 Keith Armbrecht
http://montridgeinsurance.com/health-insurance/las-vegas-mobile-medicare/ We discuss Humana Medicare Advantage in Las Vegas in this Humana Medicare Advantage in Las Vegas Video. Humana Medicare Advantage in Las Vegas is one of the largest insurance companies that also offer one of the most competitive plan choices and options in Las Vegas. Humana is a major player in the senior market and Las Vegas is considered one of their most highly regarded territories. The Plans HMO PPO The HMO Medicare Advantage Plan has one of the best star ratings according to Medicare. They use a Tier 1 network of Doctors called Healthcare Partners in Las Vegas. The HMO plan includes transportation, drugs, hospitalization, doctors' visits, and some basic dental. Their PPO plan offers a low monthly premium which allows you to see any doctor in or out of network. As with all PPO plans, you will pay an out of network destructible first and then pay co-insurance up to certain dollar amount. Guidance Centers Humana offers all of their Medicare beneficiaries a choice to drop by and participate in one of their Guidance Centers. One is located off of Green Valley Pkwy., Henderson and the other is located in the Boca shopping center on W. Charleston. The guidance centers have all kinds of activities to choose from. They also host a local VFW post. Special Needs Plans Humana does offer a special needs plan for those Medicare beneficiaries that suffer from heart disease, COPD, and diabetes. However, when you apply for one of these plans you must see your provider and have them sign and return the form within a very short time to get the plan. Otherwise, you will be canceled. More Services You can also add some additional dental, vision, and hearing services to your plan for an additional cost. Remember, Medicare does not care if you can eat, hear, or chew your food and does not pay for these services. Medicare is about healthcare and keeping you alive only. Don't Forget Do not forget to take Advantage of our Free Mobil service where we come to you as well as our free Medicare quoting tool. We look forward to speaking with you! For more information visit: http://montridgeinsurance.com/health-insurance/las-vegas-mobile-medicare/ Related Links: Las Vegas Medicare Medicare in Las Vegas Las Vegas Medicare Specialists Medicare Advantage in Las Vegas Medicare in Las Vegas NV Medicare Las Vegas Medicare office Las Vegas NV Medicare office Las vegas Medicare Supplement Plans in Las Vegas Senior Dimensions Senior Dimensions Insurance Senior Dimensions Las Vegas NV Senior Dimensions Las Vegas Senior Dimensions Providers Humana Las Vegas Las Vegas Social Security Administration Social Security office in Las Vegas Social Security office Henderson Social Security Office Henderson NV Henderson Social Security Office Go to: https://www.youtube.com/watch?v=43Cy-96YR1s
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Go To http://www.InsuredMeds.com for FREE Quotes & Info You Are Now Eligible For Medicare Now What? Part # 1 What is a Medicare Advantage Plan? Who Medicare is for? • People ages 65 and older • People under age 65 with certain disabilities • All people with end-stage renal (kidney) disease (ESRD) • Your basic Medicare coverage • Part A, which covers hospital costs, as well as skilled nursing facility and hospice care Part B, which covers certain medical costs, like doctor visits. Other Medicare Choices • Parts C and D offered and administered by private health insurance companies. • Part C is often referred to as Medicare Advantage. It combines Parts A and B, and usually Part D, in one plan. Part D helps you with prescription drug cots. It’s add to either Original Medicare or a Medicare Supplement plan. Medicare Doesn’t Cover Everything!! • Medicare covers 80% of your medicare costs. A private insurance plan can help cover what Original Medicare doesn’t cover. Two kinds of private plans include: • Medicare Advantage, also called Part C • Medicare Supplement insurance, also called Medigap No matter which type you choose, you are still in the Medicare program as long as you pay your Medicare premium. No Limit To Out Of Pocket Costs!!! You generally have to pay a portion of the costs for each service covered by Parts A and B. and if you need certain services that aren’t covered under Medicare Part A or Part B, you have to pay for those yourself, Plus, with Original Medicare there’s no yearly limit for what you pay out of pocket. Medicare Advantage Plans • A Medicare Advantage plan includes Parts A and B, and some plans include prescription drug coverage. • With Medicare Advantage plans, there is costs sharing for: • Copays-the flat fee you pay when you see the doctor • Coinsurance- the percentage of the total bill you have to pay • Deductibles- the amount you pay before your insurance starts to pay for covered services. • Medicare Advantage plans have a yearly limit on your out-of-pocket spending on copays, coinsurance and deductibles. With Medicare Advantage, you may be required to use doctors and hospitals in your plan’s network. Medicare Advantage Plan Types • Health maintenance organisation (HMO) plan- 1-You’ll use doctors in the network 2-You might need a referral to see a specialist. • Preferred provider organisation (PPO) plans- 1-You can use doctors and hospitals outside of the network, but often for a higher copay. • Special Needs Plans (SNP’s) • 1-You’ll use doctors in the network. • 2-You might need a referral to see a specialist. 3-SNP’s must include prescription drug coverage. • HMO Point-Of-Service (HMO-POS) plans 1-You’ll use doctors inside the network 2- You may also go outside of the network, but often for a higher copay or coinsurance. Advantage Plan - Additional Benefits • Many Medicare Advantage plans also have prescription drug coverage. They may also include additional benefits, such as: • Dental care • Eye care • Hearing • Wellness services 24-hour access to nurse by phone InsuredMeds.com – call 845-380-5809 Our Promise To You! “We promise to keep your Medicare Supplement premium as low as possible, for the rest of your life.” 315 Titusville Road, Poughkeepsie, N.Y. 12603 eMail: InsuredMeds@gmail.com Call us today at 845-380-5809 InsuredMeds.com is an independent Health,Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC
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Learn the difference between original Medicare and the Medicare Advantage programs.
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A Fun and informative Guide to Medicare Insurance and Medicare HMOs in Florida. This is an easy to understand guide about a complex and often confusing subject. This video makes understanding how Medicare A and B work and what your Medicare Options are easy. Once you enroll in Original Medicare A and B you should enroll in additional plans to supplement your medical coverage and give you prescription drug coverage. There are 2 Options: Option 1 is to add a Medicare Supplement plan with a separate drug plan. Medicare Supplement plans have a monthly premium. An additional drug plan also has a monthly premium. Option 2 is to enroll in a Medicare Advantage plan with or without Prescription Drug coverage. Medicare Advantage plans are commonly known as HMOs and PPOs, They include extra benefits not covered by Original Medicare. The extra benefits include dental, vision, hearing and gym memberships., over the counter pharmacy benefits, transportation, etc. This guide shows you some of an HMOs rules. You will need to follow them in order to use their medical and prescription drug benefits. Would a Medicare HMO give you better coverage with lower costs than Original Medicare. A fun guide to how Original Medicare A and B work vs how a Medicare HMO works. This video will help you decide. For help with your Medicare choices and to find and enroll in the best plan in your area, call: Renee Lempert Licensed Health Insurance Agent https://floridaseniorshealthinsurance.com Boynton Beach, Florida (561) 704-9302
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Go To http://www.InsuredMeds.com for FREE Quotes & Info Medicare Advantage Disenrollment Period What You Need To Know! Jan. 1 through Feb. 14 is the annual Medicare Advantage Disenrollment Period. This is when you can disenroll from a Medicare Advantage plan and then get your Medicare Part A and Part B through Original Medicare. But it’s important to know that disenrolling could lead to penalties or leave you without the coverage you need — both potentially costly mistakes. Important! • 1- If you choose to disenroll from the MA-PD plan and do nothing else, you will have Original Medicare only and not have prescription drug coverage. • 2- You may want to add a Medicare Supplement (also called “Medigap”) health insurance plan to cover health care costs that Original Medicare doesn’t cover, but if you do, you may be subject to underwriting. This means you could pay a higher premium, have a waiting period or be denied coverage. • 3- You will need to purchase a standalone prescription drug plan in order to replace the prescription coverage you had under your MA-PD plan. Medicare Part D has a penalty if you go without prescription drug coverage for longer than 63 days in a row, and it can be costly. So if you disenroll from a MA-PD plan, don’t delay in finding a replacement prescription drug plan. • 4- Enrollment needs to be completed by Feb. 14. 5- If you disenroll from your Medicare Advantage plan it goes into effect the first of the month after making the request. What You Can’t Do! • Switch from Original Medicare to a Medicare Advantage Plan. • Switch from one Medicare Advantage Plan to another. • Switch from one Medicare Prescription Drug Plan to another. • Join, switch, or drop a Medicare Medical Savings Account (MSA) Plan. Go to http://www.InsuredMeds.com for more articles and information. InsuredMeds.com is an independent Health,Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC
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http://SeniorSavingsNetwork 1-800-729-9590 Free Medicare Plan Help by Christopher Westfall, Independent Licensed Agent best medicare supplement plan how to find the best medicare plan best medicare plan near me I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
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In this Elder Law Minute, Wes Coulson talks about Medicare Complete plans. A Medicare Complete plan is actually a Medicare HMO that works as a substitute for Medicare. A Medicare Complete plan does not cover Medicare days in the nursing home. Medicare Complete is not the same as a Medicare supplement policy.
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Medicare Annual Election Period Warning - Get FREE help call 1-800-663-5707 or visit https://medicaresavingsolutions.com The Medicare Annual Election Period is otherwise known as the Medicare Annual Enrollment Period. This is a time when people can go to or from or change a Medicare Advantage Plan or Medicare Part D Prescription Drug Plan. This Annual Election Period runs from October 15th to December 7th of every year. At this time there can be a lot of changes to be made to Medicare plans. I have 2 big tips for people when we are nearing the annual enrollment period. The first tip is to make sure to check your mail late September and early October. The plan you currently are on will send you an annual notice of change booklet or letter that will state the changes in the plan for the next year and if it will still be available for the next year. This will help you in determining the best plan for your needs for the new year to come. The second tip is to make sure to talk to an independent agent and not a captive one. A captive agent is an agent that works for only one company and can only offer their plans. They will tell you the plan that they represent is the best thing for you even if it is not. An independent agent can represent many companies and many plans. At Medicare Saving Solutions we represent all of the top plans and companies available and only help our customers with the best plan for their needs. We give free help to hundreds of people every year and help them year after year to make sure they are always taken care of. If you'd like free help choosing a plan or changing Medicare Advantage Plan or Part D plan during the annual election period then feel free to give us a call at 1-800-663-5707 or visit medicaresavingsolutions.com and fill out the contact request form. There are many different changes that can be made during Medicare AEP, here they are: - get a new medicare advantage plan - get a new medicare part d plan - change from a medicare advantage plan to a different Medicare Advantage plan - change from a medicare advantage plan to a medicare part d plan - change from a medicare part d plan to a medicare advantage plan - Change from a medicare advantage plan to a medicare supplement plan - Switch from a medicare supplement plan to a Medicare Advantage plan Switch medicare plans change medicare plans Washington West Virginia Ohio California Arizona Oregon best medicare advantage plan best medicare supplement plan
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Fox News contributor Dan Henninger explains why Alexandria Ocasio-Cortez stumbles when trying to explain how she’s going to pay for her socialist platform.
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Medicare Plan Reviews - How to get Medicare Supplement Plan reviews, Medicare Advantage Plan reviews, and Medicare Part D Plan reviews. https://medicaresavingsolutions.com 1-800-663-5707 Medicare Advantage Reviews Medicare Supplement Reviews Medicare Supplement Review Medicare Advantage Review Medicare Part D Review alabama medicare reviews Alaska medicare reviews Arizona medicare reviews arkansas medicare reviews California medicare reviews colorado medicare reviews connecticut medicare reviews Florida medicare reviews georgia medicare reviews hawaii medicare reviews Idaho medicare reviews iowa medicare reviews kentucky medicare reviews maine medicare reviews Massachusetts medicare reviews Medicare medicare reviews Minnesota medicare reviews mississippi medicare reviews missouri medicare reviews montana medicare reviews Nevada medicare reviews New Jersey medicare reviews New Mexico medicare reviews New Orleans medicare reviews New York medicare reviews North Carolina medicare reviews North Dakota medicare reviews north dakota medicare reviews Ohio medicare reviews Oklahoma medicare reviews Oregon medicare reviews Pennsylvania medicare reviews South Carolina medicare reviews South Dakota medicare reviews south dakota medicare reviews tennessee medicare reviews Texas medicare reviews vermont medicare reviews Virginia medicare reviews Washington medicare reviews west virginia medicare reviews wisconsin medicare reviews Wyoming medicare reviews
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