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Medicare Supplement Plans 2019 | What Do I Need to Do?  Christopher Westfall
 
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http://SeniorSavingsNetwork.org 1-800-729-9590 2019 Medicare Supplement Plans | What Do I Need to Do? If you are on a Medicare Supplement plan, this end-of-the-year Medicare season has nothing to do with you, except for the need you have to shop your drug plan. Medicare Supplements (not to be confused with Medicare "Advantage" plan), do not change benefits and you cannot be canceled from such a plan. Your Medicare Supplement, whether Plan G, Plan F, Plan N, etc. will remain with the same benefits as when you signed up. What can change? The rates. If you are notified of a rate increase, you can shop your Medicare Supplement plan ANY time of the year, not just in October, November, or December of each year. You are in complete control and there is not a "season" for shopping Medicare Supplement plans. Medicare Advantage plans change every year and it is critically important that you shop those plans during the small, eight-week period of the "Annual Election Period." We do not specialize in these plans due to their complexity and the number of problems we have seen with senior clients on these, sometimes "free"/no premium HMO plans throughout the country. My Medicare Supplement shopping service is 100% free. If you would like to know the BEST plans available where you live, please call me at 1-800-729-9590. You can actually call 24 hours a day here. We will get you the best, unbiased, independent rate information customized for what you qualify for, which is far different than just giving you a "quote engine" and having you look at companies that might not even be available for you, given, your health qualifications, etc. If you would like to NOT have to become and insurance agent in order to figure out the best plan and you would like some behind-the-scenes help from an agency who has helped thousands of clients in 46 states over the past 25 years, please call my office. There is no charge for my help. How? The same way there is no charge for your auto insurance agent's help, or homeowner's insurance agent. We work the same way. By being independent, we work for our client, not the insurance company. This way, we keep your best interest in mind when shopping the market. We will show you all of the available companies, then make a recommendation based on our actual experience with those companies in your market. This experience is priceless in the selection process. Please let me help you. http://SeniorSavingsNetwork.org 1-800-729-9590 Christopher Westfall Medicare help More helpful videos: https://www.youtube.com/watch?v=bmU0KdQuxbU&list=PL9io3Cp5sglCDzPtiKBsNDMPbqfFJSsvE I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Просмотров: 20857 Christopher Westfall
Best Medicare Supplement (2018) - Find the Right Plan
 
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Best Medicare Supplement Plan {2018} Complete Medicare Resource Center here: http://www.medicareonvideo.com 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Best Medicare Supplement Plan 2017 and How to Find the Right Option for You The best Medicare supplement plan 2017, also known as Medigap policies, will help you get the most coverage when used with your Medicare healthcare insurance plan. Since there are so many options it can be challenging to find the right one for your needs. Beneficiaries can do their homework to find the best options and to understand how they work with their healthcare plans. Most who apply will choose from standardized policies with specific details to pay attention to. Beneficiaries in Massachusetts, Minnesota, and Wisconsin have different regulations in place affecting how their policies are standardized. Why Are Supplement Plans Standardized and What Makes Them Unique? When seeking the best option to accompany your Medicare program healthcare insurance, it is important to understand these details. The standardized policies have provisions to help protect patients. The policies must meet regulations set by federal and state standards. Such standards help define it as Medicare supplement insurance. The policy is identified by its letter (A through N). Most policies offer the same protection but some offer more than others. Insurance companies provide options to beneficiaries regarding supplement policies to offer. There are a few things to keep in mind when finding best Medicare supplement plan 2017 to consider. Insurance companies offering them have regulations by the state to follow. The company may not be obligated to sell each type of supplement policy. The company is obligated to provide Plan A when giving other policy options. They should provide Plan C or Plan F when other plans are offered. Supplement polices may provide coverage for coinsurance if you have paid the deductible. In some cases the supplement policy provides coverage for the deductible. Tips for Comparing Best Medicare Supplement Plans 2017 There are various sources online people can use to compare their options. It is important to use credible options that provide detailed information about Medigap policies. Seek websites providing in-depth information on healthcare coverage options including Medicare, Medicaid, and other forms of health coverage that work with supplement policies. There are several aspects to compare that can help you understand how to cut down your options to focus on. When comparing plans take notes on what the plan covers and up to what percentage. Some plans may offer up to 100% coverage. Pay attention to services and benefits the plan offers. Learn each part the policy offers and what coverage is available. If you have Medicare Part A or Part D, compare services they cover and how much the supplement policy will pay. Some policies have a high-deductible and you may be required to pay up to a certain amount in a calendar year before your supplement policy kicks in. Services to pay attention to in regards to supplement policy options include hospital costs, hospice care, and care from skilled nursing facilities. Pay attention to doctors and hospitals in your network. There are trusted health news organizations offering there take on good Medicare supplement plans based on star ratings and in-depth comparisons. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 40426 Keith Armbrecht
Medicare Supplements vs. Medicare Advantage - Understanding Medicare Supplements
 
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Medicare Supplements vs. Medicare Advantage is not a contest. One plan is not better than the other, they both have a place and it depends on you, the consumer which plan I will recommend. Medicare Part D drug plans are included in a Medicare Advantage Plan so you won't pay an extra monthly cost to have Rx. If you are turning 65 or finally ready to retire at any age, you need to know your insurance options. If you need help with health insurance, call Gordon Marketing 1-800-388-8342 to be referred to a local agent near you or ask for Sylvia, our President, for help with your insurance. Gordon Marketing is a third generation family insurance agency with over 100 employees. We train tens of thousands of independent insurance agents across the nation. We sell for hundreds of insurance companies including Mutual of Omaha, Anthem, United Healthcare, Humana, Medico, Aetna, CIGNA and many more. We shop for you, so you can compare all your options each year. Medicare Supplements and Medicare Advantage plans are both very popular and deciding what may be right for you is a tough decision. There is no best plan and your spouse may opt for a different plan than you do because of his medical conditions, Rx and relationship with his doctors. You and your spouse are not a package deal--get the plan that fits YOU the best. email Sylvia your questions directly at sgordon@gordonmarketing.com . All phone calls and email consultations are free! Gordon Marketing's home office is at 20224 Hague Rd Noblesville IN 46062 (800) 388-8342 http://gordonmarketing.com we have locations around the nation too! #medicaresupplement #medicareadvantage #medicare
Просмотров: 199925 Gordon Marketing
Which is better: Plan F or Plan G Medicare Supplement?
 
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LET US HELP YOU, CLICK HERE: http://SeniorSavingsNetwork.org What is Medigap Plan G? I'll show you. What is Medigap Plan F? Come watch and see! This video shows the difference between Plan F and Plan G, and why Plan G is always the better value. Medicare Supplement Quotes for Turning 65 Turning 65 Medicare Plans Medicare Supplement Quotes for North Carolina Best Medicare Plan for Turning 65 65 year old best medicare plan Medigap plans for 65 year olds Best Medicare Supplement for seniors medicare supplement plans medicare supplement plans NC medicare supplement cost medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan humana medicare supplement aarp medicare supplement insurance plans federal regulations on medicare supplement plans medicare supplement insurence medicare part d and rx supplement cards medicare supplement leads medicare supplement a a r p medicare supplement health insurance quotes which is the best insurance company that covers medicare supplements medicare supplement insurance cost medicare supplement rates I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Просмотров: 328098 Christopher Westfall
Best Medicare Supplement Plan - How to Find the Best Medicare Plan
 
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Best Medicare Supplement Plan. Complete Medicare Resource Center here: http://www.medicareonvideo.com 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Best Medicare Supplement Plan 2017 and How to Find the Right Option for You The best Medicare supplement plan 2017, also known as Medigap policies, will help you get the most coverage when used with your Medicare healthcare insurance plan. Since there are so many options it can be challenging to find the right one for your needs. Beneficiaries can do their homework to find the best options and to understand how they work with their healthcare plans. Most who apply will choose from standardized policies with specific details to pay attention to. Beneficiaries in Massachusetts, Minnesota, and Wisconsin have different regulations in place affecting how their policies are standardized. Why Are Supplement Plans Standardized and What Makes Them Unique? When seeking the best option to accompany your Medicare program healthcare insurance, it is important to understand these details. The standardized policies have provisions to help protect patients. The policies must meet regulations set by federal and state standards. Such standards help define it as Medicare supplement insurance. The policy is identified by its letter (A through N). Most policies offer the same protection but some offer more than others. Insurance companies provide options to beneficiaries regarding supplement policies to offer. There are a few things to keep in mind when finding best Medicare supplement plan 2017 to consider. Insurance companies offering them have regulations by the state to follow. The company may not be obligated to sell each type of supplement policy. The company is obligated to provide Plan A when giving other policy options. They should provide Plan C or Plan F when other plans are offered. Supplement polices may provide coverage for coinsurance if you have paid the deductible. In some cases the supplement policy provides coverage for the deductible. Tips for Comparing Best Medicare Supplement Plans 2017 There are various sources online people can use to compare their options. It is important to use credible options that provide detailed information about Medigap policies. Seek websites providing in-depth information on healthcare coverage options including Medicare, Medicaid, and other forms of health coverage that work with supplement policies. There are several aspects to compare that can help you understand how to cut down your options to focus on. When comparing plans take notes on what the plan covers and up to what percentage. Some plans may offer up to 100% coverage. Pay attention to services and benefits the plan offers. Learn each part the policy offers and what coverage is available. If you have Medicare Part A or Part D, compare services they cover and how much the supplement policy will pay. Some policies have a high-deductible and you may be required to pay up to a certain amount in a calendar year before your supplement policy kicks in. Services to pay attention to in regards to supplement policy options include hospital costs, hospice care, and care from skilled nursing facilities. Pay attention to doctors and hospitals in your network. There are trusted health news organizations offering there take on good Medicare supplement plans based on star ratings and in-depth comparisons. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 62949 Keith Armbrecht
Medigap / Medicare Supplement Plans Explained
 
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There is a lot to learn when entering Medicare and we are here to help. This video is available to help you understand what "Medigap" or Medicare Supplement plans are, what they cover and what your options are. Please enjoy the video and contact us if there is anything we can do to assist you further! Our contact information is available at the end of the video. CLICK HERE https://ihsinsurance.net/what-we-offer/medicare-supplement-insurance/ CLICK HERE for a quote: https://ihsinsurance.net/get-a-quote/ Call (281) 255-4444!
Просмотров: 240 IHS Insurance Group LLC
Top 3 Medicare Supplement Plans 2018
 
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Contact Me: MedicareScreenShare@gmail.com My Website: http://www.medicarescreenshare.com Top 3 Medicare Supplement Plans On The Market Today Okay lets look at the Top 3 medicare supplement options in the market today. Lets get right into the presentation. Okay you have 15 different plan options to choose between to supplement original Medicare. The plans range from plan A to Plan N and cover some to all the gaps in Original Medicare. We will just be looking into the 3 most popular plans instead of confusing you with all 15 different coverage options. Looking more into plans F, G and N you can see why they are the most popular plans and why their market shares are growing so quickly. Plan F is the most popular because it is the easiest to understand and covers 100% of the gaps in Medicare. So if you enrolled into Plan F and have a Medicare approved claim, it will cover all the deductibles, coinsurances, and copays of Original Medicare. Plan G is also a very easy to understand plan with it coving 100% of the gaps in Medicare with one exception. That exception is that Plan G does not cover your Part B deductible. The Part B deductible in 2017 is $183… The last plan we will be comparing is Plan N. Plan N also does not cover your $183 Part B deductible much like Plan G… There is also a $20 copay for doctor visits and a $50 copay for emergency room visits that do not result in impatient admission. Lastly Plan N does not cover part Part B excess charges. Part B excess charges are when doctors or specialist charge up to 15% more then what Medicare is willing to pay for a test, sugary, or procedure. Plan F was on average the most expensive at $130 dollars, Plan G was $104, and least expensive was Plan N at $85. This is very consistent with what you will find throughout the United States. Now lets compare the three. Comparing Plan F to Plan G is very easy. All you need to do is some simple math to find out that Plan G will cost on average about $312 less a year than Plan F. Then subtract the only difference between the two. And if you remember the only difference is the $183 Part B deductible. So your net savings with Plan G after taking into account all benefit differences is $129. So with a Plan F you are paying an insurance company $129 a year to pay for your Part B deductible. And you can even pocket the whole difference of $312 if you do not go to the doctor at all… Some other factors to look at when comparing these plans is that Plan F will no longer be available to new enrollees in 2020, but you can keep your plan as long as you like if you signed up before 2020. Plan F ending will create a closed risk pool most likely leading to higher rate increases for Plan F after 2020. It is also important to point out that Plan G and N have had historically lower rate increases than Plan F in the past as well. So just because plan F is the most popular plan on the market does not make it the best. Comparing Plans G and N is a little more difficult. Again after some simple math you find out that you can save $228 a year with Plan N over a Plan G. But you need to factor in the Part B copays with Plan N. The $228 dollar difference between plans G and N is equivalent to 11.4 $20 office visit or 4.6 $50 emergency room visits. So you would have to have quite a few office or ER lists to make up the difference in cost, but do not forget about the Part B excess charges with Plan N. You can avoid these charges by only working with Medicare Assigned doctors, but the risk of being charged 15% more for a test, sugary, or procedure is one of the reasons why Plan N is less expensive. So excess charges are an important factor when deciding between Plan G and N, but if you are in great health then Plan N could save you a lot of money especially if you continue to stay healthy 5 to 10 years into your Medicare enrollment. Now which is the best of the three. Well I would have to pick Plan G in most cases. It is close between Plan G and N, but the safer long term bet is with Plan G. Now if you are exceptionally healthy you should seriously consider Plan N especially if the cost difference is over $200 a year. But remember if you do pick Plan N just always make sure your doctor except Medicare Assignment to avoid any Excess Charges. And finally Plan F. Plan F is only for the person where money really does not matter. Thanks for taking the time to check out this quick presentation and I hope you found it helpful. Make sure to comment, like, and subscribe to my channel for future Medicare updates, and if you are still a little confused about how Medicare works make sure to check out my Medicare 101 video as soon as this video ends. You will find it in the upper right hand corner of the end screen. Have a wonderful day! Andrew Walsh Top 3 Medicare Supplement Plans 2018
Просмотров: 12498 Andrew Walsh
Medicare Made Clear {2018}  - All You Need to Know About Medicare
 
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Medicare Made Clear {2018}- All You Need to Know About Medicare. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=4xUu2mM0aM4 Medicare Part D - Drug Coverage https://www.youtube.com/watch?v=jAxTxSg_dBI&t=6s Part D Penalty Video https://www.youtube.com/watch?v=iDXAhEi1Sd0&t=1s Video Sections: 08:33 Getting Ready for Medicare 10:55 Medicare Options 14:35 Part A 21:44 Part B 30:38 Part C 35:05 Part D Drug Plan 37:29 Medicare Supplement Plans 40:44 Enrollment Windows 42:01 Switching Plans edicare Made Clear Makes It Easy for You to Understand Medicare Options Medicare Made Clear is an health plan imitative by United Healthcare. It includes easy understanding information about Medicare and healthcare options available to you. As an information guide it offers comprehensive insight about healthcare coverage options through Medicare. The Medicare program is complex and this guide helps reduce fears and feelings of confusion in understanding coverage options available. A Good Place to Start Learning about Medicare Options Millions of seniors benefit from the federal government healthcare program Medicare. People qualify for coverage at age 65 or if they have a disability. The program offers different options to help you receive health care. Using an informative guide such as Medicare Made Clear can assist in understanding how your health care needs will be met. The guide is useful for people on any budget. There are details that can help you choose a plan for yourself, spouse or loved one you are helping to care for. What Information Do You Learn about Medicare? The guide answers a wide variety of questions about the Federal government health coverage program. The guide breaks everything down by offering definitions, descriptions, video tutorials, and an overall view of what Medicare can do for you. The following points offer a basic summary of what you will learn using Medicare Made Clear. • Differences between Medicare plans. Medicare offers 4 parts including Part A, Part B, Part C, and Part D. Each part provides coverage for health care including hospital stays, doctor’s visits and prescription drug medicines. Learn which part is best for you and your needs. • What you need to know before enrolling. The guide provides multiple things you should know about Medicare including plans through private companies, how they work, and services covered. • Differences between Part A and Part B. These parts often lead people to asking all sorts of questions about what they cover. Part A is hospitalization and Part B covers doctor services. Learn about services covered and which one has a monthly premium you need to pay. • Detailed overview of Medicare Advantage or Part C. This plan allows individuals to choose a plan through a private company approved by Medicare. This gives people an option to bundle different services together including preventative care and prescription medications. • Detailed overview of Medicare prescription drug coverage, also known as Medicare Part D. Parts A and B do not offer drug coverage. There is a deadline that applies for this coverage you will learn about. Plus, there are different coverage options you can choose from and get details on when it is the best time to enroll. • Medicare supplement plans aka Medigap. Medicare provides about 80 percent of health care coverage. This supplement option is another plan you can purchase to cover expenses not covered by Medicare. This gives you protect as it relates to “gaps” in your coverage. • Additional information you will learn includes how to choose a Medicare plan, how to save money with your plan, basics relating to Medicare and retirement and much more. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 118810 Keith Armbrecht
What is a Medicare Supplement Plan?
 
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A question we hear all the time from customers is, what is a Medicare Supplement plan? To learn more about Medicare Supplement plans and even compare them in your area, visit our Medicare Supplement page at: https://www.ehealthmedicare.com/medicare-supplement/?allid=you5555000 Medicare has neither reviewed nor endorsed this information. _ _ _ _ _ _ _ _ _ _ _ _ _ _ Follow eHealth at: Facebook: https://www.facebook.com/eHealth Twitter: https://twitter.com/eHealth _ _ _ _ _ _ _ _ _ _ _ _ _ _ Get your Medicare questions answered by licensed professionals: https://medicare.com/?allid=you5555000 _ _ _ _ _ _ _ _ _ _ _ _ _ _ Get quotes and compare plans now at: http://www.ehealthmedicare.com/?allid=you5555000
Просмотров: 43075 eHealth
Blue Cross Blue Shield Medicare Supplement Review
 
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http://www.abtinsuranceagency.com Reviewing Medicare Supplement Plans offered by Blue Cross Blue Shield. Watch and learn!
Просмотров: 1947 Abt Insurance Agency
Medicare Advantage vs Medicare Supplement 2018
 
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Medicare Advantage vs Medicare Supplement 2018 the facts you need to know. 844-528-8688. Compare Medicare Supplement Prices https://mymedicaresupplementplan.org Get Free Medicare Academy Video Course: https://mymedicaresupplementplan.org/medicare-academy-enrollment/ Call 1-844-528-8688 for FREE quote on your Medicare Supplement or for any advise on a Medicare Advantage vs Medicare supplement. As discussed in this video https://youtu.be/TRMX3LZJ2bU Medicare Advantage plans have many differences to a Medicare Supplement (Medigap) Plan. The biggest is the network, in a Medicare Advantage Plan you will be required to stay in Network for all your Medicare procedures. This fact alone can cause some major problems if you need a specialist or care facility out of Network. The second biggest issue is that the plan can change at any time and you are locked in for a year. Your best option in most circumstances is to go with a Medicare Supplement during your original open enrollment and then making a change next year if you feel it is not a good fit or that the premiums are much to high. _________________________________________________________________ **Dont miss a single Medicare Supplement video Click Below to SUBSCRIBE** https://www.youtube.com/channel/UCpeawY2B_hUuZhV26QAwRuQ?sub_confirmation=1 _________________________________________________________________ Loran Marmes Medicare Solutions Team 844-528-8688 https://medigapinfo.net/ Facebook: https://business.facebook.com/medicaresolutionsteam
Просмотров: 3149 Medigap TV
2017 How To Understand Medicare | Advantage Plans vs Supplement Plans
 
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Ferrara Services, Inc (815)254-0340 mferrara@ferraraservices.net Let us help you, click the link below http://ferrarasrvcs.onlinesalespro.com/T65 I get asked over and over again what could be my costs with Original Medicare (Part A and Part B). In this video I go over the possible costs as well as ways to supplement your Medicare Part A and Part B costs. I also go over Pros and Cons to having a Medicare Supplement Plan or Medicare Advantage Plan
Просмотров: 7666 Michael Ferrara
Medicare Supplement Plans  (What You Need To Know Now)
 
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Medicare supplement plans aka Medicare supplemental plans aka Medigap Plans. This video covers all you need to know about Medicare supplement plans. Call us at 800-847-9680 Our other YouTube Videos: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A Medicare Supplement Educational Seminar-HV Call 1-800-847-9680 See our entire series on Medicare: https://medigapseminars.org/on-demand-webinar/ http://medigapseminars.org An independent Medicare Insurance broker Facebook: https://www.facebook.com/MedicareWebinars/ Contact Us: https://medigapseminars.org/contact-us/ Quote Comparison Request: https://medigapseminars.org/home-page/m-quote-request/ This 30-minute presentation is Part 6 of our free online, on-demand video series All About Medicare. Get your pen and notebook, this Medicare Supplement Online Seminar is filled with details you need to know when shopping for or considering a Medicare Supplement plan vs. a Medicare Advantage Plan. We discuss different pricing methods along with state laws that impact both the price and value of Medigap Plans. We talk about choosing where to buy your plan if you are a Snowbird or simply travel between two states. We also talk about the changes in Medicare plans and how they will impact Medigap Plan C and Medigap Plan F in 2020. This free Medicare supplement online seminar has everything you need to know about Medicare Supplement plans and how to find the best plan available for your needs and budget. Independent Medicare Insurance Agent Medicare for Snowbirds South Florida Medicare Plans New Jersey Pennsylvania Indiana Florida Vermont Oklahoma South Carolina Nebraska
Просмотров: 8077 MedigapSeminars.org
Medicare Explained (2019)
 
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Medicare Explained; the best video to explain Medicare covers what you need to know about Medicare Part A, Medicare Part B and the choices you have to make once you start Medicare. Medicare explained, Medicare Made Clear, Understanding Medicare. No matter how we word it, understanding Medicare is not always as easy as it looks. Matthew Claassen is an independent Medicare insurance broker licensed in 47-states. Call MedigapSeminars.org at 800-847-9680. My YouTube Channel: https://www.youtube.com/c/medigapseminarsorg Visit: https://medigapseminars.org/ Get a free quote comparison: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ Contact Us: https://medigapseminars.org/contact-us/ In this video I am going help you learn about Medicare explained in an easy to understand format. By the end of this video Medicare will be made clear for you. You will understand how Medicare works. You will understand Medicare Part A & Medicare Part B and the choices you have to make once you sign up for Medicare. Once you sign up for Medicare you will have to choose from one of three options. We will go over each of those three options and pros and cons you should consider before you make a decision. Once you understand the Medicare basics of Part A and Medicare Part B, you will be faced with choosing one of three paths to take with your Medicare. This will be the most important Medicare decision you have to make because it could set you on a course that will impact the quality of your medical care and can potentially be irreversible. To keep this video brief, I have a separate video that covers how, when and where to sign up for Medicare Parts A & Medicare Part B. I have it linked in the upper right of this video, you’ll see a white circle with a letter “i”. You can click on that at any time to go to the video on how to sign up for Medicare. With terminology out of the way, next in the Medicare Explained video is Medicare Part A & Medicare Part B. Medicare Part A is that portion of your health insurance that pays for your healthcare whenever you are an inpatient in a medical facility. As soon as you become an inpatient in a hospital, Medicare Part A takes over. The same when you become an inpatient in a skilled nursing facility or hospice. The one exception is that if you are not able to physically get to a medical facility for healthcare, Medicare Part A also pays for home healthcare. Think of Medicare Part A is inpatient insurance. Medicare Part B is the part of Medicare that pays for outpatient and physician services. This is the portion Medicare insurance you use when you see a doctor or have lab tests or physical therapy and so on. Medicare Part B also includes some wellness coverage. Medicare Part B is the part of Medicare people use most often because most of our medical care is via outpatient services. Even many surgeries and hospital services are now done as an outpatient and are thus covered under Medicare Part B. Your Original Medicare (Part A & B) is good anywhere in the country. You can see any doctor, go to any medical facility in any state or territory, as long as they accept Medicare. You do not need to get permission from a primary care physician. You have both freedom to go where you need and control to see who you choose. Also it is important to understand that Medicare Advantage Plans are local coverage. If you are a snowbird, and RVer or just travel the country that should rule MAPD as an option. Next in our Medicare Explained video are your three choices. You can do one of three things: # 1 Do nothing. Just keep Original Medicare (Your Part A & B). This is the only choice that makes understanding those co-pays and deductibles very important. This is not an advisable choice because Original Medicare was never intended to be stand-alone health insurance. You will find when going over the details of the copays and the limits of the coverage that there is no maximum out-of-pocket limit on your potential financial obligation. You are at substantial financial risk. Still, this is a choice some people make. # 2 You can trade in your Medicare Part A and Medicare Part B for a Medicare Advantage Plan. Medicare Advantage plans are also called Medicare Part C. #3 Your third choice is to keep you Original Medicare Parts A & B, but add a Medicare supplement plan that pays the co-pays and deductibles that come with just Original Medicare, so you don’t have to. Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/021... And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/100... for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap #IndependentMedicareInsuranceBroker #Medicare #Medicaresupplementplans #MedicareExplained #Medicare2019
Просмотров: 93619 MedigapSeminars.org
Understanding Medicare Supplement Insurance
 
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We explain the ten Medicare supplement insurance plans available for purchase - Plans A, B, C, D, F, G, K, L, M & N as well as High Deductible Plan F and Select Plans C & F. After watching our presentation, you will know which supplements cover which gaps in Medicare and have a better idea of the supplement that might be best for your Medicare insurance needs.
Просмотров: 1824 Hyers and Associates, Inc.
Choosing a Medicare Supplemental Plan
 
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A Medicare supplemental plan provides an extra layer of coverage for expenses that are not covered by Original Medicare. Learn more: https://www.bluecrossmn.com/healthy/public/personal/home/shopplans/shop-medicare/choosing-medicare-supplement-or-cost-plan/choosing-medicare-supplement-or-cost-plan/!ut/p/z1/zVHLbsIwEPwajpY3CQnmSCqatBVVpaqF-BIZ4ySuiB1iQx9f3w0HbkC51afd8ax3xkM5XVFuxEHXwmtrx
Просмотров: 1305 Blue Cross and Blue Shield of Minnesota
Medigap Plans: The Untold Truths of Medicare Supplements (2018)
 
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The Untold Truths of Medicare Supplements (2018) CLICK HERE http://seniormarketsolutions.com - 1-800-784-8969 Rick Teska talks about The Untold Truths of Medicare Supplements also known as Medigap plans in 2017 & 2018. Rick's Insider Truths About Medicare That Will Save You Thousands Annually! Whether you are turning 65 or already on Medicare, you should know the TRUTH….especially if you have You’ll discover if you have the wrong supplement, the wrong agent, or the wrong Part D drug plan. WATCH OUR MOST VALUABLE PLAYLIST NOW! https://www.youtube.com/playlist?list=PLKwf8qqc3cdJf7PhMNBHMhZdQROobTMam SUBSCRIBE to MORE HELPFUL VIDEOS: https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA?sub_confirmation=1 *********GET OUR FREE 2018 MEDIGAP AND YOU E-BOOK********* JUST TAKE OUR QUIZ: Which Medigap Plan Is Best For You? TAKE QUIZ NOW------https://www.qzzr.com/c/quiz/455510/wh... Let us help you with your Medicare Insurance Options, our services are 100% FREE to you. ====================================================== TALK PRIVATLEY WITH ONE OF OUR MEDIGAP ADVISORS TODAY TOLL-FREE-------1-(800)-784-8969 FACEBOOK-------https://www.facebook.com/MedigapPlan/ TWITTER----------https://twitter.com/YourMedigap PINTEREST-------https://www.pinterest.com/seniormarketsol/ MORE VIDEOS TO WATCH HERE! https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA
Просмотров: 7497 Best Medicare Solutions for Seniors
Medicare Supplement Plan G (Updated 2019) - Is it the Best Plan? #Medicare Supplement Plan g 2019
 
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Learn Here about Medicare Supplement Plan G - https://www.Medisupps.com or call 888-891-0229 Medicare Supplement Plan G | Is it the Best Plan? Why Medicare Supplement Plan G will once again be one of the most popular Medicare supplement plans for 2019 as well as 2020! Remember Plan F goes away in 2020! It's easy to overpay and end up in the wrong plan, and with the wrong Medicare Supplement insurance carrier. Let us help. It's FREE! Medicare Supplement Plan G in 2019 does not have any changes to the benefits. As for Medicare Supplement Plans in general, no new plans were added or subtracted, and the same plans remain the most popular for people. With Medisupps.com, Finding Medigap Plans has never been easier! We helped thousands of people just like yourself, including those who lost their employer retiree healthcare benefits. We can show you the BEST options available in your area for Medicare Supplement Plans, at the lowest premiums. And Medicare Supplement Plan G for 2019 is definitely a great option, especially over Plan F which is removed from the Medigap lineup on Januart 1st of 2020. Are you just turning 65 this year or in 2019 or 2020 and wondering what the best Medicare Supplement plan is? Many agents will tell you it's Medicare Plan F. They'll say it's the best plan because it covers everything 100%. While this is true, they're not writing the check for the monthly premium each month for you, are they? You need to look at all of your options, and Medicare Supplement Plan G is always always a better choice than Plan F. Medicare Supplement Plan G is almost identical to Plan F except for one small deductible. We also realize how confusing things like Medicare Part D 2019 plans can be, and we're here to help! In fact Plan G is becoming increasingly popular, and my guess is that more and more people turning 65 will end up on Medicare Supplement Plan G in 2019 even over Plan F. And although nothing is written in stone yet, it is quite likely that if the government does decide to make any major changes to Medigap plans they will likely first go after plans that offer what is called "first dollar coverage". This means Medicare Supplement Plan F and Plan C, as these plans begin paying 100% the very first day people get enrolled. This becomes quite costly for everyone if people start visiting their doctor for every little health problem. So why choose Medicare Supplement Plan G in 2019 or 2020? You'll save money on Plan G! Not only are the premiums lower, but the rate increase each year average far less than Medigap Plan F. Even after you pay the Part B deductible yourself you almost always end up saving money with Plan G. In some cases the savings are incredible. For instance with people age 70 and above in many zip codes you can save hundreds of dollars per year by going with Medicare Supplement plan G rather than Plan F. Learn why Medicare Supplement Plan G in 2019 could be your very best choice for a Medigap plan and what it might cost you if you go with Plan F. One important thing to remember is that regardless of which Medigap plan you choose, each insurance company has the exact same benefits and coverage for each plan letter. This means a Mutual of Omaha Medicare Plan G has the same benefits of a Plan G from Aetna or Cigna. This is because the plans are standardized by Medicare, who chooses what each plan's benefits will be. That however, is where the similarities stop. That's because each insurance company is allowed to charge different monthly premiums for the exact same plans and benefits. This means if you choose the wrong company it could end up costing you hundreds or thousands of extra dollars per year! One of the most popular companies will be for AARP medicare supplement plans in 2019. At this time there is no AARP Medicare supplement Plan G. There will possibly be one coming out in 2019 so subscribe to our channel to keep up with all the latest news for AARP Medigap plans. Don't get caught paying too much for Medicare Supplement Plan G. Learn what the best way to shop for a Medicare supplement plan is, and how to choose properly. Be sure to subscribe to our channel to learn what the 2019 Medicare Part B deductible will be. And be sure to subscribe to our channel to get notification of any changes that might be coming to Medicare Supplement Plans in 2019 and 2020! Get instant online quotes from multiple carriers at http://www.medisupps.com for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap Watch this video to learn about Medicare Supplement plans in 2019: https://www.youtube.com/watch?v=s6Uki...
Просмотров: 21962 Medisupps.com
-2019- Best Medicare Supplement Plans | How to Find The Best Medigap Plan
 
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https://www.abtinsuranceagency.com | Free, unbiased help. Let me help you find the best Medicare Supplement Plan for 2019. Medicare Supplement Plans can be confusing - there are many Plan options, and many different companies you can choose from. How do you know which Plan is the best? In today's brief video I'm talking about everything you need to know to find the Best Medicare Supplement Plan in 2019 for your needs and your area. Please call with questions! My service is complete free of charge. (888) 465-9728 Follow us on Facebook: https://www.facebook.com/abtinsuranceagency/ Check out our reviews on Yelp: https://www.yelp.com/biz/abt-insurance-agency-austin ______________________________________________________________
Просмотров: 2984 Abt Insurance Agency
Medicare Supplement Plans 2019 - The Top 3 Best Plans #MedicareSupplementPlans2019
 
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All Resourceful Information about Medicare Supplement Plans can be found here : https://www.medisupps.com or Call 888-891-0229 Medicare Supplement Plans 2019 | What are the Top 3 Plans? What is the best Medicare supplement insurance plan in 2019? Finding the best Medicare Supplement Plans in 2019 is easier than you might think! Our videos have helped thousands of people easily learn about Medicare supplement plans, and at our agency Medisupps.com we've helped thousands of people like yourself apply for Medicare supplement insurance coverage in just minutes! We'll help you find the best Medicare Supplement Plans for 2019 at the lowest premiums. And we do that every year for our clients when they get a rate increase to help keep them saving money. Our clients love it! Medicare Supplement Plans are outstanding coverage, but which plan is best for you? Learn exactly how to choose the best plan and how to not overpay for your coverage. Medigap plans in 2019 provide excellent benefits, but that doesn't mean you should pay any more than you need to. Finding the best Medicare Supplement Plans is easy, IF you know where to look and have the right help. Whether you're just turning 65 and enrolling in Medicare, you're retiring and coming off employer health insurance, or you already have one of the Medicare Supplement plans and you're shopping for a better rate, I can help. Medigap Plans have been our specialty for the last 8 years and I've helped over 2000 people with their Medigap insurance. Already for 2019 Medicare Supplement Plans are offering people outstanding coverage. The same Medicare Supplement plans for 2019 and 2020 will be offered from several different insurance carriers. Companies such as Aetna, AARP, Mutual of Omaha, Cigna, Transamerica, New Era, Equitable, IAC, United Healthcare and others are just a few of the companies we work with to help save you money! One of the most important things to consider when shopping for Medicare supplement plans is that every insurance carrier offers identical plans and benefits. This means that Medicare Supplement plans from one company in it's plan letter has the exact same benefits from another company offering the same letter. That being said, the monthly premium on these Medicare supplement plans can and does vary widely between each company! For example, a Plan F from Mutual of Omaha is identical to a Plan F offered from AARP Medicare Supplement Plans benefits, however the premiums between the two can be as much as $50 or more per month. For the same Medigap Plans! I've helped over 5000 people with their Medicare Supplement plans and in this video I'll tell you which plans are best and how to save the most money possible on your coverage. Being an independent agent I'm able to offer the same plans and benefits, at the same rate as the insurance carriers. However, I shop the rates to find you the lowest premiums so you don't have to! You want the best coverage, but you don't want to pay more than you have to for it. And you know that Medicare Part A and B aren't enough. This coverage leaves you with deductibles, co-payments, and coinsurance that you're responsible for paying. Medicare Supplement Plans in 2019 will help pay most or all of these expenses. Choosing the best coverage isn't as hard as you might think. And while there are no changes scheduled for Medicare Supplement Plans in 2019 or 2020, subsribing to our channel can help keep you informed in case anything changes to Medigap Plans and coverage! Don't end up in one of the wrong Medicare supplement plans or get caught paying too much for your coverage. Easily learn which of the Medicare supplement plans for 2019 and 2020 are best. We make the process easy! Stay tuned for more information about Medicare Supplement Plans 2019 and 2020! To learn more about Medicare Supplement Plan F click: https://www.youtube.com/watch?v=j4t8d955gNA To learn more about Medicare Supplement Plan G click: https://www.youtube.com/watch?v=s6UkiEZM430&feature=youtu.be Easily learn which Medicare Supplement Plans are best for you by visiting our website at www.Medisupps.com. https://www.youtube.com/watch?v=hqx-AuoZgiA https://www.facebook.com/Medisuppscom-206062729001/?pnref=lhc https://www.pinterest.com/medisupps/ https://twitter.com/medisupps Also visit http://www.medicare.gov for more resources Or visit: https://en.wikipedia.org/wiki/Medigap Medicare Supplement Plans 2019 #MedicareSupplementPlans
Просмотров: 80019 Medisupps.com
The Truth About Medicare Supplemental Insurance
 
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This talk was given in 2013. For updated and more comprehensive information on exactly what Medicare provides see: http://truecostofhealthcare.net/medicare-supplemental-insurance/
Просмотров: 14927 David Belk
Understanding Medicare Supplement Plans
 
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A Medicare Supplement plan helps pay for expenses not covered by Medicare Parts A & B. It adds financial benefits to help pay for your copayments, coinsurance, and deductibles.
Просмотров: 56 Medicare Plan Finder
Medicare Supplement vs Medicare Advantage - Which should you choose?
 
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http://seniormarketsolutions.com - 1-800-784-8969 Medicare Advantage vs Medicare Supplement Visit our complete Medicare resource center here, remember our services are 100% FREE to you: www.seniormarketsolutions.com Take our quiz: Which Medigap plan is best for you? https://www.qzzr.com/c/quiz/455510/which-medigap-plan-is-right-for-you Let us help you with your Medicare Insurance Options, our services are 100% FREE to you. Visit us today: Medigap Website:www.seniormarketsolutions.com Medigap Hotline: 1-800-784-8969 Facebook: https://www.facebook.com/MedigapPlan/ Twitter: https://twitter.com/YourMedigap Pinterest: https://www.pinterest.com/seniormarketsol/ YouTube Channel: https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA
Просмотров: 11075 Best Medicare Solutions for Seniors
How to Choose A Medicare Supplement Plan - 2018
 
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https://www.abtinsuranceagency.com | When it comes to choosing your Medicare Supplement plan, the process can seem a little daunting. There are lots of Plan letters, Plan F, Plan G, Plan N that you are hearing about, and on top of that there are dozens of different insurance companies that offer Medicare Supplement Plans – so how do you know if you’re choosing the right now? Well, this video reviews the simple secret steps to making this whole process very simple. Medigap Plan F vs. Plan G: https://youtu.be/ollzmj64TtI Facebook: https://www.facebook.com/abtinsuranceagency/ Check out our reviews on Yelp: https://www.yelp.com/biz/abt-insurance-agency-austin ______________________________________________________________ Related Keywords: Turning 65 Medicare Plans Best Medicare Plan for Turning 65 65 year old best medicare plan Best Medicare Supplement medicare supplement plans medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan medicare supplement insurance medicare supplement health insurance quotes medicare supplement insurance cost medicare supplement rates Best Medicare Supplement Best Medigap Plan Best Medicare Supplement Plan best medicare supplemental insurance plan
Просмотров: 360 Abt Insurance Agency
Medicare Supplements Explained
 
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Medicare Supplemental plans or Medigap plans; are they right for you or just wondering what it is. Medicare supplemental insurance plans are designed to pay some of the hospital and medical cost not covered by original Medicare parts A and B.
Просмотров: 3023 USAmeriCare
Medigap Plan F - Is it STILL the best choice?
 
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https://www.remedigap.com [888-411-1329] Chances are you’ve heard of Medigap Plan F. It’s known as the cadillac of all ten Medigap standardized plans. But even though Medicare Plan F has been popular for years, is it still the best plan? But does that mean Medicare Supplement Plan F is still the best choice? Today I’ll share 3 facts about Plan F and go over actual client cases and their average rate increases for the last three years. So how do I know about Medicare and Medigap insurance? Let me tell you a little bit about myself. My name is Joann Quinn. I’m Co-founder of REMEDIGAP.com and a Medicare Supplement Specialist (aka insurance agent...but far from the stereotypical type). I’m also a former teacher and my passion for educating transfers over to Medicare. Here are 3 facts about Plan F. Fact #1 Medigap Plan F has the best benefits of all ten Medigap Plans. It’s the only plan to offer 100% coverage in all categories. In a nutshell, it covers all Medicare deductibles, co pays and coinsurance. If you go to the doctor and Medicare pays its portion of the bill, Plan F will pay the rest. Fact #2 Medicare Supplement Plan F is first dollar coverage. That means it pays immediately including the Part B deductible that must be met before Medicare will begin paying its portion costs...which is 80%. In actuality, it’s the insurance carrier paying the part b deductible for you. But, just because it pays the deductible for you doesn’t mean you’re not paying it. Do you really think the insurance company is going to let you get away with a freebie? Most of the time, that deductible is incorporated into your premium. Fact #3 Plan F is going away and staying around, so let’s clear up the rumor. Congress decided that insurance companies can longer sell first dollar coverage plans beginning Jan 1, 2020 to anyone newly eligible for Medicare. Don’t panic! If you’re enrolled in Medicare or were eligible for Medicare before that date...no worries...you can still buy Plan F after 2020 or keep the Plan F you already have.
Просмотров: 11110 REMEDIGAP
What is Medigap Insurance and Do You Need It?
 
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Get Medigap Help: https://www.remedigap.com or call 888-411-1329 In this video, I'll explain how Medigap works, how you're responsible for the 20% Medicare won't cover. I'll also provide a case study on someone who needed to get Medigap - but waited too long and was unable too due to a health issue. ---- Medicare only covers 80% of your healthcare costs, leaving you with the remaining 20% coinsurance with no out of pocket maximum. The entire 20% is your responsibility and doesn’t reset at the beginning of the year. I’ll tell you how Medigap works to protect you from that 20% coinsurance so you can make informed decisions about your benefits. So, what is medigap insurance and do you need it? Whether or not you need Medigap insurance is a personal decision and definitely an important one as Medicare only covers 80% of your healthcare costs. And because Medicare doesn’t have an out of pocket limit, the remaining 20% can continue to grow leaving you financially vulnerable. And, no one wants to be in a vulnerable position - especially when it comes to your money. Most people are used to coinsurance. You probably had it at some point. But the main difference between your under age 65 health insurance and Medicare is the out of pocket limit -- which Medicare doesn’t have. Now, If we take a look at the average person visiting the doctor a Medicare Part B claim might be $100. Medicare pays 80% of that...so, $80 and you pay $20. You might be thinking, “no big deal”. A few doctor visits a year isn't going to break the bank. And that’s true for many people. But you need to take two things into consideration -- #1 You don’t know what the future holds in terms of your health. #2 Medicare doesn’t have an Out of Pocket limit. This is where Medigap insurance comes into play. Medigap is private insurance that’s meant to fill in the gaps of what Medicare doesn’t cover - such as the 20% coinsurance. And, The most popular plans F, G, and N will cover that 20% coinsurance...offering you financial protection and peace of mind. When you first enroll in Medicare, you get a one time use it or lose it opportunity and it’s called a Medigap Open Enrollment Period. This is when you can put a Medigap plan in place without answering any health questions or go through medical underwriting. So, if your Part B effective date is February 1, the Medigap Open Enrollment period allows you to buy a plan and have it begin in Feb, Mar, Apr, May, Jun, or Jul...it’s an important 6 month window, because when it closes -- it can’t be reopened. Why is that so important? Think back to that 20% coinsurance. If you decide to not add a Medigap plan during your Medigap Open Enrollment period, then you leave yourself financially vulnerable. And, If you decide to add a Medigap plan later when something happens, it just might be too late. After 6 month window closes, you have to answer the health questions and get approved by the insurance company’s medical underwriting department. So there’s no guarantee that a policy will be yours. You’ve now put the decision making in the hands of the insurance company. So, are you still wondering what is medigap and do you need it? If so, make sure to watch this video. The good news is you don’t have to make a decision right this very second. In fact, you might want some more information or even some more guidance. So, I have more good news,you don’t have to look very far, because help is right in front of you...hello! Give me a call or send me an email if you prefer and I’ll get your questions answered and help move you through the process. Call us for a free consultation at 888-411-1329 or visit our website at https://www.remedigap.com.
Просмотров: 9541 REMEDIGAP
Medicare Supplement Plans (2018 Pricing)
 
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Medicare Supplement Plans (2018 Pricing) 844-528-8688 Compare Medicare Supplement Prices https://mymedicaresupplementplan.org Call 1-844-528-8688 for FREE quote on your Medicare Supplement Plan or to get answers to all your Medicare Questions. Get Free Medicare Academy Video Course: https://mymedicaresupplementplan.org/medicare-academy-enrollment/ Medicare Supplement Plans and the Pricing for 2018 can be hard for someone that does not know what companies offer discounts or how they are rated. While many websites off Medicare Supplement Plan quotes, when a novice just goes in and runs a price, they are more than likely going to pay too much. Also while not knowing what a company's rate history is they may end up with higher than normal rate increases, when that does not have to happen. For a completely free and unbiased Medicare Supplement Plan quote call us 844-528-8688, there is never a fee for our services. _________________________________________________________________ **Dont miss a single Medicare Supplement video Click Below to SUBSCRIBE** https://www.youtube.com/channel/UCpeawY2B_hUuZhV26QAwRuQ?sub_confirmation=1 _________________________________________________________________ Loran Marmes Medicare Solutions Team https://mymedicaresupplementplan.org/ Facebook: https://www.facebook.com/medicaresolutionsteam/
Просмотров: 3247 Medigap TV
Medicare Supplement Plan G vs F vs N (What's Changing?)
 
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Medigap Plan G. I discuss what you need to know about Medicare supplement Plan G vs Plan F and Plan N. I also compare Medicare supplement Plan G vs Plan N and Plan F. I compare Medicare supplements (aka Medigap Plans) to help you make an informed decision about which Medicare supplement is best for you. For most people turning 65, Medicare supplement Plan G will offer the best value today. However, there are changes in the relationship between Medicare supplement Plan G and Medigap Plan F and Plan N that you should be aware of before you make a decision. In this video, I will show you these changes and discuss how they may impact your decision making as you decide if the Plan G Medicare supplement is right for you. SUBSCRIBE to get a list of all my videos on Medicare: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A Call us 800-847-9680 email: info@medigapseminars.org Get a free quote comparison: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ In addition, I will also talk about the differences between the most popular Medicare supplement Plan choices today; the Medigap Plan G and the Medicare supplement Plan N and Medigap Plan F. Plus a simple technique you can use to evaluate which plan is right for you. Call us at 800-847-9680 Contact Us: https://medigapseminars.org/contact-us/ Visit: https://MedigapSeminars.org Our YouTube Channel: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A/featured Medicare Supplement Benefits Table 2020: https://medigapseminars.org/wp-content/uploads/2017/01/2020-Table.jpg Medigap Plan G is quickly becoming the most popular Medicare supplement in the country. This is for two reasons – first; because the previously popular plans Medicare supplement Plan F and Plan C are being phased out as of January 2020. Second, Medicare supplement Plan G is usually a lower premium AND a better value. Most people shopping for a Medigap Plan today find Medicare supplement Plan G as their best value. Let’s take a quick look at the Medicare supplement plans so you can see why: . In the column below the Plan letter you can see the percentage of insurance coverage offered by that plan. For example; Medigap Plan F show 100% coverage in each category all the way down. That means that Medicare supplement plan F covers 100% of all the co-pays and deductibles that you would normally have to pay with Medicare Part A (inpatient hospital coverage) and Medicare Part B (outpatient coverage). It’s a great plan and would be an easy decision for many people entering Medicare, except that it is being phased out in January 2020 and Plan G usually offers equal benefits for less money. Take a look -- Medicare supplement Plan G has all the same benefits except this row right here: Medicare Part B deductible. That is a calendar year annual deductible. It resets every January 01. It can change every year. In 2017 it’s just $183. We expect it to increase to $250 over the next five to seven years. That’s it. All you pay is the annual Medicare Part B annual deductible and your premium. Other than that, Medicare and your Medigap Plan G pay all your Medicare related in-patient and outpatient expenses. The math here is simple, if Plan G is $183 less in premiums per year, then it would be exactly equal to Plan G. You pay the $183 deductible out of pocket, then you have all the same benefits as a Plan F. However, Medicare Supplement Plan G is usually $300 to $400 a year less in premiums than a Medigap Plan F. That means you can pay the $183 Medicare part B deductible out of pocket and have money left over. That makes it a better value. People considering a Medigap Plan G often compare the price and benefits to a Medigap Plan N. Plan N usually cost much less than Plan G, but there is a catch! In fact, Medicare supplement Plan N can cost 25% to 35% less than a Medigap Plan G. However, Plan N has less coverage and an asterisks you need to be aware of. Just like with Medigap Plan G, with Medigap Plan N you pay that Medicare Part B deductible out of pocket. The asterisks indicate that you will also pay a small co-pay of up to $20 when you see a doctor, $50 for an emergency room visit. Medicare supplement Plan G is for those who want peace-of-mind. Once you have a Plan G you don’t have to worry about co-pays or excess charges or anything. You can see any doctor, whether they charge excess charges or not. You pay a little extra, but you have peace-of-mind that your healthcare is taken care of. for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf #MedigapPlanG #MedicareSupplements #Medicare #MedigapSeminars #MatthewClaassen
Просмотров: 41284 MedigapSeminars.org
Medicare Supplement Plan N vs Plan G (& Plan D)
 
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Medigap Plan N, Medicare Supplement Plan N or Plan N vs Plan G and Plan D. In this video, I am going to review Medicare Supplement Plan N and compare the benefits and cost to Medicare Supplement Plan G and Plan D. Independent Brokers licensed in almost every state in the country. Subscribe to see all my Medicare videos! Call us at 800-847-9680 email: info@medigapseminars.org Get a free quote comparison of Medigap plans: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ Link to the Medicare Supplement benefit table for 2020: https://tinyurl.com/ycfnwlj5 Subscribe to Our youtube channel: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A or visit https://MedigapSeminars.org Medicare supplement Plan N can be a better value than Medicare supplement Plan G. This is especially true in states that have specific laws reducing the value of Plan G. In addition, some insurance companies are preparing for Medicare Supplement Plan D to be one of the top selling plans in Medicare. To be clear, I am referring to the Medicare Supplement Plan D and NOT Medicare Part D prescription drugs. Medicare supplement Plan D is a direct competitor to Medicare supplement Plan N. Is Medicare Supplement Plan N the right plan for you? Let’s take a look. When comparing Medigap Plan N vs. Plan G, people that prefer the Plan G to the Plan N tend to be people who would rather pay a little extra each month and avoid having to do the extra work to avoid excess charges. The plans are identified by letter across the top row. The category of Medicare services are in the left hand column. In the column below the Plan letter you can see the percentage of insurance coverage offered by that plan. You can find this table on our website and in various Medicare publications. With Medigap Plan N we see that it covers 100% “Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used up.). Notice that all the supplements have this coverage. Also, notice down here that Medicare Supplement Plan N pays the Medicare Part A deductible. In 2017 that deductible is $1,380 per event. It will change every year, but with a Medigap Plan N that doesn’t matter. Your supplement will pay it. Without a supplement you pay the deductible up front, then have 60-days of hospital coverage before you start paying a copay. With Medicare supplement Plan N you can be an inpatient in the hospital for more than 365 days with 100% coverage. You will have no out of pocket costs for Part A. The asterisks indicate that you have the Medicare supplement Plan N copay. You will be required to pay up to a $20 co-pay for every doctor visit and a $50 copay for every emergency room visit unless you end up an inpatient in the hospital. Then the $50 copay is waived. The important qualifying words here are “up to”…$20. Here is what you can expect. So notice that with Medicare supplement Plan N you have 100% coverage until you get down to this line item referring to the Medicare Part B deductible and Medicare Part B excess charges. Here Medigap Plan N has no coverage at all. You are expected to pay those fees out of pocket. That’s important. Later in this video I am going to go over a real life example using a common joint replacement that will clear up some of the most common questions and misunderstandings about Medigap Plan N. In order to evaluate if Medicare supplement Plan N is right for you, you need to know what the Medicare Part B deductible is and what it is expected to be in the future. It’s also critical that you understand Medicare Part B excess charges. So let’s focus on these and then go over a real life example to show you how Medicare supplement Plan N works with office visits, hospital stays and physical therapy. If a doctor or hospital does not accept Medicare assigned rates, they are paid 5% less from Medicare, but allowed to charge you 15% more. The amount the doctor or hospital charges you that is more than what Medicare pays the doctor for that service is called an excess charge. Excess charges are only allowed on Medicare Part B services. Those are outpatient and physician services. There are also some states that either forbid or severely restrict Medicare Part B excess charges. These state laws are called Medicare Override Measure or MOM laws. If you live in either Connecticut, Massachusetts, Minnesota, New York, Pennsylvania, Ohio, Rhode Island or Vermont your state either forbids or limits Medicare Part B excess charges. for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf
Просмотров: 20440 MedigapSeminars.org
Medicare Supplement Plan F - Plan G - Plan N - Which is better and Why?
 
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Medicare Supplement Plan F - Plan G - Plan N - Which is better and Why? Explaining the three most popular / comprehensive Medicare Supplement Plans: Plan F = Full Coverage No Copay No Deductible Any Doctor / Any Hospital Plan G = Greatest Value The Plan G will cover you exactly like the Plan F except for one difference. You will have to pay the Part B Deductible, which for 2017 is $183.00. The reason that Plan G is the greatest value is because it is usually $300 to $600 less per year then the Plan F and again the only difference is the $183.00 deductible. So why pay an insurance company $400 just to pay your $183.00 deductible. Plan G just makes more sense. Plan N = Not Fixed Plan N is a really good plan. There are 4 differences between Plan F (the full coverage plan) and the Plan N (Not fixed) 1) Just like Plan G (the greatest value plan) you pay the $183.00 deductible. 2) Than you have up to a $20.00 copy per Doctor visit. 3) A $50.00 copay for the ER. 4) Part B Excess Charges – This just means that if a Doctor charges more than Medicare, you might have to pay up to 15% more. I recommend Plan G, because it keeps your healthcare costs “fixed”, meaning there are no surprises like Plan N can have, and I like Plan G better than Plan F because G gives you the same coverage for less money. Do you agree that Plan G offers the greatest value? Call one of my agents today: 1-855-368-4717 or request a Quote: https://www.seniorhealthcaredirect.com/quote/ Robert W. Bache "MedicareBob" President 1-855-368-4717 www.SeniorHealthcareDirect.com
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Medicare Plan G--Proof that Plan G is the best
 
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Do you want all your bills paid for, then Medicare Supplement Plan G is for you? Medicare Supplement Plan G is the best plan for the consumer today. Why do I say this? For years Medicare Supplement Plan F was the best on the market, but the insurance companies started to price Plan F $200-$300 more than Plan G. What is the difference between Plan F and Plan G. Medigap Plan F pays the Medicare Part B deductible. In this day and age when seniors are turning 65, looking for the best Medigap insurance and living on a fixed income paying more than is necessary is not smart. When compared to Medigap Plan F, Medigap Plan G provides great benefits at a much lower price than Plan F. There are 11 Medicare Supplement Plans available today, and everyone wants to get the best Medicare supplement plan that they can afford. When you're turning 65 my goal is to make sure you understand Medicare and Medicare insurance so you can make the best decision for you. Medicare Supplement Insurance 2018 will have some plans you should avoid. Everyone wants the best medigap plan they can afford so do you go with plan n vs plan g or plan g vs plan f.
Просмотров: 905 Seniors On Medicare
The Truth About Medicare Supplemental Insurance Policies
 
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http://SeniorSavingsNetwork.org Dr. David Belk in California says that seniors don't need a Medigap (Medicare Supplement) policy. He is dead wrong, and millions of seniors would disagree. Here, Chris Westfall, a 20 year agent, shows some examples of why seniors need supplemental coverage to original medicare. Chris Westfall is licensed in 42 states as an independent Medicare insurance broker and has helped thousands of seniors across the country to determine the best value for their specific situation. Christopher does not work for any one insurance company and DOES NOT represent AARP plans. Instead, he offers the best value plans in the country. See: http://PlanGisBetter.com Christopher can be reached at 1-800-729-9590 Original story from: http://www.philly.com/philly/health/20100704_High_cost__rigorous_rules_can_trap_Medicare_patients.html Used with permission from the author. Dr. David Belk: FAIR USE: is a limitation and exception to the exclusive right granted by copyright law to the author of a creative work. In United States copyright law, fair use is a doctrine that permits limited use of copyrighted material without acquiring permission from the rights holders. Examples of fair use include commentary, search engines, criticism, parody, news reporting, research, teaching, library archiving and scholarship I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
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How Often can I Change Medicare Supplement Plan ?
 
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http://www.LibertySeniorSavings.com 88 Medicare Questions in 88 Days (888) 506-7510 Changing your Medicare plan all depends on what Medicare type of plan you have. If you have Medicare Advantage you are not on original Medicare. You are limited to networks, copays, the maximum out-of-pocket is $6,700 a year. Any procedure you have HAS to be authorized by the insurance company. Also you cannot travel and be covered by Medicare Advantage. It is an alternative to original Medicare. If you have Medicare Advantage, there is only one time of the year that you can make changes. That time frame is the fall period between October 15 and December 7. That is the only time you can make changes. Those changes don’t actually take effect until the 1st of January. Medicare Supplement on the other hand gives you freedom in choosing your doctor & hospital & there are no networks. You have no copays and no network restrictions. You can travel and be covered. You have choices of deductible. As of 2017, the 2 most popular plans have either zero deductible or $183 Annual deductible. There is NO max out of pocket like Medicare Advantage. You can change a Medicare Supplement 365 times a year if you like. There are no specific times to make changes like the Medicare Advantage. You want to check on several things with those two plans. It’s beneficial to have someone check out your plan. Is that working for you? Do you want to stay with that? Or do you want to go onto a Supplement & be able to choose your doctors/hospital and have no network restrictions? Medicare Advantage is completely different than a Medicare Supplement. Have a look at the screen. It is about the differences between Medicare Advantage vs. Medicare Supplement. Maybe you want something with a stable premium that you know how much you’re going to pay every month and there’s no surprises. So that’s just a thought or maybe you want to make some changes go from one Medicare Advantage company to the other. There is only one time of the year to make a change to your Part D Prescription Drug Plan. That’s the fall period October 15 to December 7. If have changed any of your prescriptions there might be another plan that might be better for you. That’s something that we offer at the check-in on the drug plan in the fall period. We offer this as a customer service only, we don’t actually handle drug plan. There’s just too many plans. We just use www.medicare.gov. Check out article/video on Part D Drug Plan. We show you step by step everything what we do. We just pop those in the mail to you. That way you can analyze it by deductible, premium and max out of pocket. People think that supplements are lumped into that time frame too but that’s not true. We help people change their supplement 365 days a year. Medicare protects seniors by having all the plans being standardized. This means brings the norm or to be the same. So what that means is every Plan G is the exact same benefits as another Plan G in the market. But Medicare doesn’t police what these companies can charge. See on the screen page 100 of the Medicare & You Guide Book 2016 where it states very clearly that insurance companies can charge different premiums for the exact same policy. Keep in mind that you just want to make sure you are comparing Plan F to Plan F or Plan G to Plan G. Customer service is very important here at Liberty Senior Savings. You get mail, cards, Medicare updates all year around. We do the Rate check in with folks. They do not have to change their plan by any means. We just check-in to make sure that there’s not another option for them that they could qualify for that might be less money for them. So on the Medicare Supplements you can change 365 days a year. We can save people $50/$100/$120 a month without changing any of their benefits.
Просмотров: 469 Nicole Rada
Medicare Advantage Vs. Medicare Supplement - An Unbiased Comparison
 
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http://www.abtinsuranceagency.com/medicare Comparing Medicare Supplement Insurance with Medicare Advantage Plans, and weighing the pros and cons of each. Call us anytime for free Medicare advice and quotes 1-888-465-9728 Find us on Facebook: https://www.facebook.com/abtinsuranceagency Check out Stephanie's reviews on Yelp: https://www.yelp.com/biz/abt-insurance-agency keywords: Texas Medicare Supplements North Carolina Medicare Supplements Medicare Supplements South Carolina Best Medicare Supplement plan south carolina Best Medicare Supplement plan north carolina Best Medicare Supplement Plan Texas Best Medicare Supplement Plan Oregon Best Medicare Supplement Oregon Best Medicare supplement plan 2016 best medicare supplement plan Idaho best medicare supplement California best medicare supplement arizona best medicare supplement plan nevada best medicare supplement plan new jersey best medicare supplement new jersey best medicare supplement pennsylvania best medicare supplement plan florida best medicare supplement plan ohio best medicare supplement ohio best medicare supplement plan colorado best medicare supplement plan wyoming best medicare supplement montana best medicare supplement plan new mexico best medicare supplement plan indiana best medicare supplement Illinois best medicare supplement new orleans best medicare supplement georgia best medicare supplement plan georgia
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Good Morning America - High Risks of Medicare Advantage Plans
 
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http://SeniorSavingsNetwork.org Medicare Advantage or Medicare Supplement Compare medicare advantage to Medigap. Compare Medicare Advantage to Medicare Supplement plans. Medigap or Medicare Supplement I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Просмотров: 55518 Christopher Westfall
What is Medigap and What Do Medigap Plans Cover?
 
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Wondering what is Medigap? In this video, we explain what Medigap plans are, how they work, what they cover, and why it’s so important not to miss your one-time Medigap open enrollment window. TIMESTAMPS: Your Cost-Sharing 0:43 Definition of Medigap 1:33 How Medigap Works 1:44 The 10 Standardized Plans 2:10 How to Narrow Down Options 3:01 One-time Open Enrollment Window 3:19 Underwriting 4:00 How to Get Free Claim Support 4:39 Get the Guide: 5:10 When you turn 65 and you begin using your Medicare benefits, you’ll notice that your medical services aren’t free. You’ll have inpatient and outpatient deductibles to pay as well as copays for things like visits to the doctor. The most expensive thing that you also must pay is your coinsurance. Medicare Part B only pays for 80% of your expenses. This leave you paying the other 20% for things like labwork, diagnostic imaging, medical supplies and even big-ticket items like outpatient surgery or chemotherapy. What’s really concerning is that there no cap our out of pocket limit on that 20%. You pay it forever with no stopping point. Paying 20% of the cost of a surgery or dialysis could be financially devastating. Fortunately, there’s a way for you to protect yourself against those future expenses, and that is by signing up for a Medigap policy during your Medigap open enrollment window. What Medigap Plans Are A Medigap plan, sometimes called a Medicare supplement plan – same thing – is a supplemental health insurance policy that fills in the gaps in Medicare’s coverage. Here’s how it works: Your medical provider bills Medicare for your healthcare services that you received. Medicare processes your claim and pays it share, minus any deductibles and coinsurance that you would normally be responsible for. Medicare then sends the remainder of that bill onto your Medigap policy which will then kick in to help you pay for some of those deductibles, copays and coinsurance that would normally be your responsibility. What Medigap Plans Cover There are currently 10 standardized Medigap plans available in all states except Minnesota, Massachusetts, and Wisconsin, where plans are slightly different. But most of you will have these 10 plans to choose from, and each plan covers a different set of benefits. The most comprehensive plans, like Plan F and Plan G, leave you with little to nothing out of pocket. There are also less comprehensive Medigap plans like Plan N with lower premiums that pay for some of your gaps and leave others for you to pay. This gives you the ability to choose a plan that has the right price and the right benefits for you. Because the federal government standardized Medigap plans in most states, you can shop the plans in your area based on price. For example, the benefits for a Plan G policy are the same no matter which insurance company you purchase it from. Here at Boomer Benefits, when we provide quotes for our clients, we quote all the insurance companies in their zip code, and in addition to their current rates, we also look at their rate increase history. This helps us narrow down to the insurance company that is the perfect choice for that client. Your One-Time Medigap Open Enrollment Window Everyone gets a 6-month open enrollment window to enroll in any Medigap plan they want. This window starts with your Part B effective date, and it is a “use it or lose it” window. This can be really important if you have some serious health conditions. You’ll have this one opportunity to buy a Medigap plan with no underwriting and no health questions asked. Sometimes we meet people who tell us that they were pretty healthy when they turned 65, so they failed to exercise that one-time chance to get any Medigap policy they wanted. They thought that they would just wait until they get sick, and then they would buy the Medigap policy. Unfortunately, it doesn’t work like that in most states. If you miss your open enrollment window, you can still apply for a Medigap plan later on, but they don’t have to accept you. They can turn you down for health conditions, so don't miss your one chance to enroll in a Medigap plan if you have health conditions. RESOURCES If you have been contemplating whether to enroll in a Medigap plan or a Medicare Advantage plan, grab our guide here: Get the Guide about Medicare Advantage vs Medigap Plans: https://boomerbenefits.com/medicare-advantage-vs-medicare-supplement/ New to Medicare? Attend our FREE Medicare 101 Webinar: https://boomerbenefits.com/webinars Get our FREE 6-Day Medicare Video Email course with bonus Medicare cost worksheet: http://boomerbenefits.link/mini-course Join our 50,000 Fans on Facebook: http://www.facebook.com/BoomerBenefits ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Subscribe for NEW Youtube Videos whenever we publish them: https://boomerbenefits.link/subscribe ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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Medicare Supplements and Pre Existing Conditions - Must Watch!
 
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https://www.abtinsuranceagency.com | (888) 465-9728 Do Medigap Plans cover pre existing conditions? Many people think that Obamacare or the Affordable Care Act did away with all pre existing condition exclusions. And yes, for folks under 65 purchasing individual qualified health plans, there are no longer any health questions or pre existing condition clauses. However, this does not impact Medicare, or Medicare Supplement Plans. Original Medicare is made up of Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). Medicare Supplement Plans are insurance purchased through private insurance companies to fill in the “gaps” in Parts A and B, and pay the out of pocket costs that Original Medicare doesn’t pay. Medicare Supplement Plans are medically underwritten, meaning the insurance company can ask you a series of health questions to determine if you qualify. Depending on your health, or your height and weight, they could charge you a higher premium, or deny you coverage all together. However, when you’re first getting on to Medicare you have a “Medicare Supplement Open Enrollment Period” – this is a time when you can get any Medigap Plan you’d like, with any company and you are guaranteed to be issued that policy and they can’t charge you a higher rate. This open enrollment period lasts up to 6 months after turning 65 or adding Medicare Part B, and it’s really the best time to buy a Medigap Plan since you’re guaranteed to be issued any plan you’d like. It’s a common misconception that folks think that the medigap open enrollment period is an annual thing, that every year they can switch their Medigap Plan if they want, with no health questions. But it the majority of states, that is not correct. After you’re initial Medicare Supplement Open enrollment period, you will have to answer health questions in order to qualify for a new or different medicare supplement plan. The Medicare Annual Election Period only applies to Part D Rx plans and Medicare Advantage Plans. What about pre existing condition waiting periods? This is from the CMS guide to choosing a Medigap policy: “While the insurance company can’t make you wait for your coverage to start, it may be able to make you wait for coverage related to a pre-existing condition. A pre-existing condition is a health problem you have before the date a new insurance policy starts. In some cases, the Medigap insurance company can refuse to cover your out-of-pocket costs for these pre-existing health problems for up to 6 months. This is called a “pre-existing condition waiting period.” After 6 months, the Medigap policy will cover the pre-existing condition. Coverage for a pre-existing condition can only be excluded if the condition was treated or diagnosed within 6 months before the coverage starts under the Medigap policy. This is called the “look-back period." Remember, for Medicare covered services, Original Medicare will still cover the condition, even if the Medigap policy won’t, but you’re responsible for the Medicare coinsurance or copayment. Creditable coverage If you have a pre-existing condition, you buy a Medigap policy during your Medigap Open Enrollment Period, and you’re replacing certain kinds of health coverage that count as “creditable coverage,” it’s possible to avoid or shorten waiting periods for pre-existing conditions. Prior creditable coverage is generally any other health coverage you recently had before applying for a Medigap policy. If you've had at least 6 months of continuous prior creditable coverage, the Medigap insurance company can’t make you wait before it covers your pre-existing conditions. There are many types of health care coverage that may count as creditable coverage for Medigap policies, but they'll only count if you didn’t have a break in coverage for more than 63 days." So, essentially, as long as you’ve had continuous coverage prior to enrollment, the Medigap Plan cannot place any waiting periods on your pre existing conditions.For folks that are over 65 and they’re looking to save money by switching from one Medigap insurer to another – once you go through the medical underwriting and you’re approved, as long as you’ve had continuous coverage through your old Medigap plan, the new plan cannot place any waiting periods on your pre existing conditions. Please comment below, or email questions to stephanie@abtinsuranceagency.com Follow us on Facebook: https://www.facebook.com/abtinsuranceagency/ See our reviews on Yelp: https://www.yelp.com/biz/abt-insurance-agency-austin
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Medicare Supplement Plan G (Best Medigap Plan for 2018)- Find out why it is my favorite!
 
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Medicare Supplement Plan G (2018)- Find out why it is my favorite! CLICK HERE http://seniormarketsolutions.com - 1-800-784-8969 Medicare supplement Plan G aka Medigap Plan G is fast becoming the most popular Medigap choice for those people turning 65. Medicare Supplement Plan G is identical to Plan F, with the exception of the Part B deductible. Once Plan G policyholders pay their Part B deductible ($183 for 2018), they essentially have the Plan F. Plan G monthly premiums are typically much less expensive than the Plan F premiums. Therefore, although the deductible is not covered, Plan G policyholders will typically save money overall with the Plan G due to the premium difference. Ultimately, Medigap Plan G has the same benefits as the Plan F, minus the Part B deductible ($183 for 2018). Once the Part B deductible is paid, they both offer full coverage. UPDATED MEDICARE PLAN G INFORMATION FOR 2018 READ AND WATCH IF YOU ARE ASKING WHAT IS PLAN G? •Medicare Supplement Plan G does not pay the Part B annual deductible of $ 183.00 once per year. •Medicare Supplement Plan G pays the Part B excess when you see a provider that does not accept Medicare Assignment. •Medicare Supplement Plan G pays the 20% remainder of Medicare Approved Amounts. •Medicare Supplement Plan G pays 100% of the Part B excess when you see a provider that does not accept Medicare Assignment. •Medicare Supplement Plan G pays the $ 1340.00 Part A Deductible. •Medicare Supplement Plan G includes the Basic Benefits, pays the Part A deductible and includes the Skilled Nursing Coinsurance. •Medicare Supplement Plan G Includes Foreign Travel Emergency benefits. •Medicare Supplement Plan G includes the hospice coinsurance not paid by Medicare. Bottom Line: The only modernized Medicare Supplement better than G is plan F. Plan G is exactly like plan F except it does not cover the annual Part B deductible of $183. Sometimes, this plan may be more cost efficient than F depending on your age and the state you live. You can check out our video on plan f or plan g. We can do a simple calculation to determine if G is a better fit for you than F. GET OUR FREE 2018 MEDIGAP AND YOU GUIDE JUST TAKE OUR QUIZ: Which Medigap Plan Is Best For You? CLICK HERE------https://www.qzzr.com/c/quiz/455510/which-medigap-plan-is-right-for-you Let us help you with your Medicare Insurance Options, our services are 100% FREE to you. SUBSCRIBE to MORE VIDEOS: https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA?sub_confirmation=1 ====================================================== TALK PRIVATLEY WITH ONE OF OUR MEDIGAP ADVISORS TODAY TOLL-FREE-------1-(800)-784-8969 FACEBOOK-------https://www.facebook.com/MedigapPlan/ TWITTER----------https://twitter.com/YourMedigap PINTEREST-------https://www.pinterest.com/seniormarketsol/ MORE VIDEOS TO WATCH HERE! https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA
Просмотров: 382 Best Medicare Solutions for Seniors
Medicare Supplement Plans (NY and CT)
 
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Plan F-HD As a resident of New York or Connecticut, your Medicare supplement plan strategy is different than with any other state but very simple. Go with the low cost of a Medicare supplement Plan F high deductible to keep your premiums down. Our website & other videos: https://medigapseminars.org/on-demand-educational-medicare-video-webinars/ Call Us at 1-800-847-9680 Plan F-HD: https://medigapseminars.org/medigap-plan-f-high-deductible-hv/ Request A Quote: https://medigapseminars.org/medigap-plans-independent-medicare-insurance-broker/m-quote-request/ You enjoy all the benefits of a Medicare supplement plan. You can see any doctor in any state and go to any medical facility, as long as they accept Medicare. Your out-of-pocket risk is limited. If you ever believe you are about to face high medical expenses, just switch to a more comprehensive plan. Once those expenses are behind you, switch back to the lower cost plan. No medical questions asked and you are guaranteed to be accepted. This is what your strategy should be: Go for the lowest cost coverage now. This will be coverage that limits your maximum out-of-pocket liability. It makes certain you can’t have medical bills beyond what you can manage. No matter what. If something happens, you get ill and you are looking at higher medical costs in the near future, you can switch to the Medicare supplement plan with the most comprehensive coverage. You will pay a higher premium, but you will not have to deal with Medical bills. The Medicare supplement plan with the lowest premium is typically your Medicare supplement Plan F –high deductible. Anyone who is eligible for Medicare prior to 2020 can get a Medigap Plan F-High Deductible. After 2020 this plan will be replaced with an identical plan called the Medigap Plan G - high deductible. Different name, same benefits. If you want to switch to that plan after 2020, you can. Medicare supplement Plans NY, Medicare supplement plans CT, Medicare supplement NY state, Medigap plans in NY, Medicare CT, Medicare NY, Medicare in New York state. for Part D drug plan info visit: http://www.medicare.gov Also visit : https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/021... And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/100...
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When to Choose Medicare Plan FHD   Must See in New York and Florida
 
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When to Choose Medicare Plan FHD - Must See for New York and Florida. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan N - https://www.youtube.com/watch?v=vORbZsWDrzg Medicare Supplement Plan F HD and What You Should Know about What It Covers Medicare Supplement Plan F HD is part of a group of comprehensive supplement plan options for Medicare participants. This plan helps cover gaps left from Medicare coverage Part A and B. The plan is similar to popular option plan F and common choice for those seeking supplement plan coverage. This high deductible plan is known to have lower premiums depending on service coverage, but in the long run it can help make healthcare costs easier and affordable. Here is a brief summary of what you should know about this supplement plan. What Does Medicare Supplement Plan F HD Cover? After the annual deductible plan F HD covers the deductible associated with Part A coverage. The plan covers the deductible for the year period and three pints of blood. Plan F HD covers coinsurance of a hospital stay for 61 to 365 days. Coinsurance for skilled nursing care facilities and hospice care is also covered. For Part B insurance about 20 percent of costs approved by Medicare, the yearly deductible and excess charges from Medicare (what Medicare did not cover from a service), is covered in Plan F HD. Foreign travel health emergencies under Part A or B are covered. Medicare Part B premium payments are not covered under Plan F HD. Keep in mind income guidelines for Part A premiums apply. This means you could be responsible for paying Part A premiums if your income is high enough; in this case Plan F would not cover the deductible. What Costs Are Associated with the Plan? Applicants can get a quote detailing how much they would pay under Plan F HD. Applicants close to their 65th birthday may be eligible to receive lower rates. This is obtained through the open enrollment period which continues for a few months after your birthday. You can apply if you are seeking Part A or B coverage. During your initial enrollment you can't be turned down and medical underwriting is waived. Plan F HD helps cover the first 60 days of hospitalization. If hospitalization continues past 60 days Medicare pays a specific amount each day and Plan F HD will pick up what is left over. If hospital stay is continuously needed after 365 days Plan F HD could pick up all costs. The number of days Plan F HD covers for skilled nursing and hospice care varies. This plan also has other factors that help determine your costs such the age you obtain coverage, the premium amount issued based on your age and community rating in which people in a certain age bracket would pay the same premium amount for their policy. Additional Details to Know Medicare Supplement Plan F HD Compare other supplement plan options for Medicare costs if Plan F HD does not seem suitable. This plan has a high deductible version that is recommended for those in good health. Plan G is the most common alternative option to this plan. It offers similar coverage but is considered affordable considering deductible costs you have to pay before the supplement policy covers gap expenses. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 5240 Keith Armbrecht
Understanding Medigap Plans 2018
 
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Trying to understand Medicare can be EXTREMELY confusing! This video is intended to educate you from A-Z on how all Medicare parts work without making it confusing! To get quotes after the video, please go to: www.aibins.net/medigap
Просмотров: 2119 American Insurance Broker's, LLC
Medicare Supplement Plans Explained: Medigap Plans 101 (2018)
 
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Medicare Supplement Plans Explained: Medigap Plans 101 (2018) Medicare Plans Explained 2018 Medicare Supplement also known as Medigap plans 101. Join us as we talk about these plans. We want to educate you so you can make the best choice. Knowledge is power. Visit our complete Medicare resource center here, remember our services are 100% FREE to you: www.seniormarketsolutions.com Take our quiz: Which Medigap plan is best for you? https://www.qzzr.com/c/quiz/455510/which-medigap-plan-is-right-for-you Let us help you with your Medicare Insurance Options, our services are 100% FREE to you. Visit us today: Medigap Website:www.seniormarketsolutions.com Medigap Hotline: 1-800-784-8969 Facebook: https://www.facebook.com/MedigapPlan/ Twitter: https://twitter.com/YourMedigap Pinterest: https://www.pinterest.com/seniormarketsol/ YouTube Channel: https://www.youtube.com/channel/UC1m9WLGV2QLFz6YYxTV97gA
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Medicare Supplement Insurance   Medigap -  Explanation and Overview ✅  #healthy #insurance #health
 
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please subscribe to our channel for more videos! https://www.youtube.com/letstalkmoneychannel Get a quote and compare plans: https://insurancecenterhelpline.com/medicare What is a Medicare Supplement Insurance or Medigap? A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, like: • Copayments • Coinsurance • Deductibles Medigap policies are sold by private companies. It is very important to pay attention to various rules that apply to Medicare Supplement eligibility and enrollment. I have quite a few videos on this channel about Medicare supplement enrollment times, as well as important things to know about these plans, so please feel free to check it out. Also, I have to mention this – Medicare supplements no longer cover prescription drugs. So, Individuals who are enrolled in Medigap plans may only obtain Medicare drug coverage (Part D) through a stand-alone prescription drug plan. Most Medigap plans pay for some or all of the following costs: Part A  Part A Coinsurance and Hospital Benefits  Part A Deductible  Coverage for 365 Additional Hospital Days when Medicare coverage ends  Hospice Care Coinsurance or Copayment  Skilled Nursing Facility Care Coinsurance Part B  Part B Coinsurance or Copayment  Part B Deductible (some plans still cover it)  Part B Excess Charges  Blood (First 3 pints) (also under part A) Other  Foreign Travel Emergency not covered by Medicare  Non-Medicare-covered Preventive Services Now, it is important to note that Medigap policies are standardized Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as "Medicare Supplement Insurance." Insurance companies can sell you only a "standardized" policy identified in most states by letters. All policies offer the same basic benefits but some offer additional benefits, so you can choose which one meets your needs. The Medigap policy covers coinsurance only after you've paid the deductible (unless the Medigap policy also pays the deductible).
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Medicare Supplemental Insurance Plans In Minnesota - 2019 Medicare Supplement Insurance Plan Basics
 
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2019 Medicare supplement insurance plan basics For Minnesota! Medicare makes it easy for you to shop and save because all the Medicare supplement plans are federally regulated. Such standards help define it as Medicare supplement insurance. A Complete Medicare Resource Center http://www.MedicareonVideo.com Phone: 1-877-88KEITH (53484) There are a few things to keep in mind when finding best Medicare supplement plan 2019 to consider. This video explains what the best Medicare supplement plans are in 2019 and this video explains Medicare supplement insurance plans in the state in Minnesota and big changes to the states Medicare program. Want best Medicare supplemental insurance plan? Do people in Minnesota want to know what the best Medicare supplement plan is? Minnesotans learn about best Medicare supplement plan 2019 and Medicare On Video shows you how to find the right option for you. All Medicare supplement plans Indianapolis must follow federal and state laws. Do you know what the best Medicare supplement plans (Medigap) are in 2019? Medicare On Video is insurance agency specializing in Medicare supplement plans Medicare advantage plans and Medicare part d plans…actually we are a complete Medicare Resource Center. Our office makes it easy for you to get the best price for your Medicare supplement plan. You can shop your Medicare supplement plan in Minnesota all year. Some people want to know if Medicare supplement plan f has been the most popular Medicare supplement plan for years but it is really the best Medicare supplement plan. To make up the other 20% and the other miscellaneous gaps left that Medicare doesn't cover it's necessary to explore Medicare supplemental insurance in Minnesota. This means that the letter of your Minnesota Medicare supplement plan determines your coverage not the carrier. In addition, the differences between the most popular Medicare supplement plan choices today; the Medigap plan g and the Medicare supplement plan n and Medigap plan f. However Medicare supplements plan g is usually $300 to $400 a year less in premiums than a Medigap plan f. Watch My Most Recent Video Here: https://goo.gl/jzN8Rn Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn QUICK AND EASY MEDICARE SUPPLEMENT QUOTES https://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Su... Twitter: https://twitter.com/medsupsavings.com LinkedIn: https://www.linkedin.com/pub/keith-ar... YouTube Channel: https://www.youtube.com/user/BigHealt... Want the best price for your Medicare supplement plan? Medicare Supplemental Insurance Plans In Minnesota © Best Medicare Supplement Plans 2019 By Medicare On Video - All Right Reserved.
Просмотров: 610 Keith Armbrecht
Medicare Supplement Plan G Rate Decreases?
 
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https://www.remedigap.com Medicare Supplement Plan G is quickly becoming one of the favorite plans due to its benefits, rate stability and for a select group of states, rate decreases. Watch this video and see how Plan G compares to the most popular plan, Plan F. This video will also show a side by side comparison of Plan G vs Plan F rates and the long term cost comparison of how much you may save with Plan G. Insurance companies like Plan G and some are reducing Plan G premiums. While not all insurance companies are offering rate decreases, Plan G rate changes remain stable compared to Plan F. If you're only familiar with Plan F, we'll show you how Plan G benefits work and the excellent value that it may offer you over Plan F. If you already have Plan G, this video will help you determine if you should shop the Medigap market and take advantage of recent rate decreases.
Просмотров: 6143 REMEDIGAP
FAQ Friday: Why we Recommend a Medicare Supplement Plan
 
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We recommend Medicare Supplements (Medigap) to 95% of our clients and I will explain why. In order to better understand why, I will break down the two different types of plans that someone on Medicare can choose. The two options are a Medicare Advantage plan or a Medicare Supplement plan. Listed below is a brief, generic explanation of Medicare Advantage plans and Medicare Supplement plans: Medicare Advantage Plan • It is not a Supplement, it is a private company that provides a health plan that you will use instead of using your traditional Medicare. So, you replace your Medicare. • $0 - $100 premium depending on the plan’s location. The $134 Medicare Part B premium is no longer paid to Medicare but to the private insurance company. • Deductibles and copays up to your yearly maximum. Depending on the plan, an average of $3000 - $6000 maximum out of pocket for the year. • Networks of doctors and hospitals for HMO plans. PPO will offer out-of-network coverage but at an additional cost. • Requires referrals and pre-approvals • Includes prescription drug coverage • Depending on the area, some plans include additional benefits that Medicare does not cover such as dental, vision or gym memberships. Medicare Supplement Plan • Keep your Medicare. Medicare Supplements work with your Medicare. Medicare remains primary and the Supplement would be secondary. • No networks. As long as the doctor or hospital accepts Original Medicare they have to accept a Medicare Supplement regardless if they accept the carrier or not. • No referrals or pre-approvals • Additional monthly premium • Covers the 20% that Medicare does not cover without surprises. As long as Medicare covers the service, the Supplement will cover it. Now that I’ve explained the two plans, there are two reasons why 95% of our clients are choosing Medicare Supplements and why I prefer them to Medicare Advantage plans. The major reason is if you don’t get a Medicare Supplement plan when you first turn 65, you will have to medically qualify to upgrade to a Medicare Supplement. For example: if you choose an Advantage plan because you’re attracted to the low premiums and the additional benefits (dental, vision etc.) and you are hit with a big diagnosis (COPD, cancer, heart disease etc.) that is going to cost you that maximum out-of-pocket, you might be stuck with that Advantage plan and you can no longer afford those copays and deductibles. That is the biggest risk for anyone choosing a Medicare Advantage plan. The second reason is that it just makes sense to me. It is one of the few insurance plans that you are guaranteed to get more benefits then the premium you pay in. Let me explain. Let’s look at a 20-year period of time and your Medicare Supplement plan costs you $1,500 a year. Over a 20-year period of time you will pay in $30,000 to your Medicare Supplement plan in premiums. I can guarantee you that you will spend more than $30,000 on your healthcare in 20 years.
Просмотров: 88 Robert Bache
2018 Medicare Supplement Comparison Shopping For Best Prices | ExpertMedicare.com
 
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https://expertmedicare.com 1-888-228-6119 The insurance companies do not want you shopping your coverage. They want you to stay right where you are and keep overpaying on premiums. But the truth is that Medigap Plans A-N are IDENTICAL from company to company. If you call your insurance company or captive agent, they will not tell you the best prices available in your area. They would never tell you how much you can save for identical coverage by going to their competitor for your Medicare supplement plan. You can shop ALL available options for your plan in your area. Our service is FREE. It costs you nothing. Check out the video to see what is possible when shopping your Plan F, Plan G, or any Medigap plan. Best Medigap Prices Medicare Supplement Options Medigap Comparison Service Best Medicare Plan for Nebraska Mississippi Independent Agent Georgia Medigap Prices Plan F vs Plan G vs Plan N
Просмотров: 4926 Keith Murray
Best Medigap/Medicare Supplement Plan
 
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Finding the Best Medicare Supplement Plan for You. Brief explanation of your Medigap Open Enrollment Period. www.SeniorBenefitConcepts.org Call our office at 1-800-520-5560
Просмотров: 7542 Trey Jones
Medicare Supplement Plan F-High Deductible ( NY, CT & Florida's Best Value)
 
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Medicare Supplement Plan F High Deductible, NY, CT & Florida's Best Value Medigap Plan F-HD for Florida, NY and CT. https://MedigapSeminars.org An independent Medicare Insurance broker Have a question? Call us at 800-847-9680 See our entire series of free on-demand Medicare videos: https://medigapseminars.org/on-demand-webinar/ This is the same video as our original except with higher volume settings Medicare Supplement Plan F-HD is the best value Medigap Plan for Florida residents new to Medicare. Get A Quote: https://medigapseminars.org/home-page/m-quote-request/ or just contact us with any questions at: https://medigapseminars.org/contact-us/ Medigap Plan F-HD. There is a Medicare Supplement plan designed specifically for this kind of market, but few insurance brokers or agents will tell you about it because the commission they earn is one-half to one-fifth that of other products. That Supplement is Medigap Plan F-HD. or Medicare Supplement Plan F High Deductible. To understand the value of Medigap Plan F-HD let’s take a quick look at the three Medicare Supplement plans that are most often considered by Florida residents. This table illustrates the benefits of each of the eleven different Medicare supplements available to you. The names of the plans are across the top, with the asterisk here referring to Plan F-High Deductible. For example Medicare Supplement Plan A, Plan B, Plan C etc. The categories of benefits covered are along the left-hand column. And the amount of the benefit is listed as a percent. For Part D drug plan info visit: http://www.medicare.gov Also visit: https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf
Просмотров: 10768 MedigapSeminars.org