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Health Insurance 101: Types of plans
 
04:31
Choosing a health care plan can be overwhelming. It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Our health plan advisors can help you decide. Watch this video and visit http://www.bcbsm.com/101 to get started.
Просмотров: 42277 Blue Cross Blue Shield of Michigan
The Healthcare System of the United States
 
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We've been getting a lot of requests to talk about the health care systems of different countries. It's really hard to compress the complexities of each into an episode, but we're going to try. First up is the United States. Others will follow, including next week. Make sure you subscribe above so you don't miss any upcoming episodes! Here are references for all the stuff I talk about: John's video on health care costs: http://www.youtube.com/watch?v=qSjGouBmo0M Aaron's series on costs: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ Aaron's series on quality: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen -- Graphics http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/realjohngreen http://www.twitter.com/olsenvideo
Просмотров: 440234 Healthcare Triage
How Health Insurance Works
 
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When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Просмотров: 588633 eHealth
US Healthcare System Explained
 
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Ever wondered how the healthcare system in the USA worked? We explain everything in this video! SUBSCRIBE TO US -► http://bit.ly/TheInfographicsShow -------------------------------------------------------------------------- WEBSITE (SUGGEST A TOPIC): http://theinfographicsshow.com SUPPORT US: Patreon.......► https://www.patreon.com/theinfographicsshow SOCIAL: Twitter........► https://twitter.com/TheInfoShow Subreddit...► http://reddit.com/r/TheInfographicsShow -------------------------------------------------------------------------- Sources for this episode: https://pastebin.com/1Fitv24v
Просмотров: 128948 The Infographics Show
Healthcare system overview | Health care system | Heatlh & Medicine | Khan Academy
 
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The different roles in the healthcare system. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/paying-doctors?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Missed the previous lesson? https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/health-care-costs-in-us-vs-europe?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Health & Medicine on Khan Academy: No organ quite symbolizes love like the heart. One reason may be that your heart helps you live, by moving ~5 liters (1.3 gallons) of blood through almost 100,000 kilometers (62,000 miles) of blood vessels every single minute! It has to do this all day, everyday, without ever taking a vacation! Now that is true love. Learn about how the heart works, how blood flows through the heart, where the blood goes after it leaves the heart, and what your heart is doing when it makes the sound “Lub Dub.” About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Health & Medicine channel: https://www.youtube.com/channel/UC1RAowgA3q8Gl7exSWJuDEw?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Просмотров: 297489 Khan Academy
States win time for health care plans
 
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WonkBlog reporter Sarah Kliff stops by to discuss the Obama administration's decision to give states more time to decide whether they will set up their own federally mandated health exchanges or whether they'll let the government do it for them.
Просмотров: 229 Washington Post
How to compare and buy health insurance plans in 2018? What are the benefits and coverage?
 
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http://www.InsuranceCenterHelpline.com Information provided by a licensed insurance agent (CA Lic. 0I21751). please subscribe to our channel for more videos! https://www.youtube.com/channel/UCUT2dLC-nsm36IzOkemXRbA
Просмотров: 39039 Let's Talk Money Channel
How Trump’s executive order affects health care plans and prices
 
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Congress may have failed to repeal and replace Obamacare, but an executive order signed by President Trump on Thursday could trigger big changes in the health care law. William Brangham talks to Avik Roy of the Foundation for Research on Equal Opportunity and Andy Slavitt of the Bipartisan Policy Center about the possible consequences.
Просмотров: 14759 PBS NewsHour
Understanding Your Health Insurance Costs | Consumer Reports
 
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Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.
Просмотров: 223873 Consumer Reports
U.S. Offers New Short-Term Health Care Plans
 
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Aug.01 -- U.S. Health and Human Services Secretary Alex Azar outlines details of new health program from the U.S. government. The program offers access to short-term insurance plans that are not compliant with the Affordable Care Act. He speaks with Bloomberg's David Westin on "Bloomberg Daybreak: Americas."
Просмотров: 591 Bloomberg Markets and Finance
What Are The Differences Between HMO, PPO, And EPO Health Plans NEW
 
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This video will help you choose the right type of plan based on your specific medical and provider needs. Many often wonder what all the different health plan offerings mean to them... now you can understand the difference between HMO's, PPO's, and EPO's in just a few short minutes. There is also a printable link at the end of this video with more details. www.BenefitCompare.com Follow us on Twitter: @BenefitCompare Customer Service on Twitter: @TechHelpBC Explaining The Terms and Definitions Of Health Insurance: http://youtu.be/4qHShvS2at4 Restricted Access To Your Health Providers: http://youtu.be/LUxKovobFf4 METAL TIERS: Choosing Bronze, Silver, Gold, or Platinum Health Plans: http://youtu.be/nKFyHyO6d-E Understanding HSA, HRA, And FSA Plans: http://youtu.be/FOxJ5VpmK8g
Просмотров: 107811 BenefitCompare
Health Insurance 101: Types of Plans (Health Insurance 2/3)
 
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In this video, you'll learn everything else you need to know about health insurance! We go over the metals, the differences between PPOs, EPOs, HMOs, and POSs, and much more! Health insurance recommendations: https://www.moneycoach.io/recommendations/healthinsurance Next video: https://www.moneycoach.io/videos/health-insurance/3 More of a text based learner? See the transcript or notes here: http://bit.ly/2f4qVXr Please leave us any feedback here: https://goo.gl/REmdfD
Просмотров: 15224 MoneyCoach
Health Insurance Explained – The YouToons Have It Covered
 
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Brought to you by the Kaiser Family Foundation, this cartoon explains health insurance and important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs.
Просмотров: 52910 Maryland Health Connection
Why Is Health Insurance so Complicated?
 
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Why is health insurance so complicated, while car insurance and life insurance are so simple? Can health insurance be more like, well, insurance? Lanhee Chen, fellow at the Hoover Institution, explains. Donate today to PragerU! http://l.prageru.com/2ylo1Yt Have you taken the pledge for school choice? Click here! https://www.schoolchoicenow.com Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: Americans carry many different forms of insurance. There’s car insurance, home insurance, life insurance, even pet insurance . . . Most of these insurance policies work well and are fairly priced. But there is one glaring exception: health insurance. Only health insurance becomes more complicated and more expensive at the same time. So, the obvious question is: why? To answer this question, we have to start at the beginning. What is insurance? It’s pretty straight-forward: You pay a monthly fee which provides financial protection against unforeseen, sometimes catastrophic, events. People buy homeowners insurance, for example, to protect themselves from the financial loss incurred in the event of a fire, a flood or theft. Because millions of people are paying into the insurance pool, the pool has enough money to cover the unlucky person whose house does burn down. And since insurance is meant to share risk, it only stands to reason that higher-risk individuals have to pay more to be insured. Someone who has had two accidents is going to pay more for car insurance than someone who has never had an accident. Why? Because their track record indicates they are more likely to have another accident. But while insurance provides a bulwark against unforeseen loss, it does not protect against routine expenses. Car insurance protects you in the event that you wind up in a car wreck or your vehicle is stolen, but it doesn’t cover routine maintenance like oil changes, replacing brake pads or tire erosion. Why? Because everyone needs routine oil changes, new brake pads, and new tires. So, there is no risk to protect against. Health insurance in America works very differently. Many of us have health insurance plans that aren’t insurance at all. They’re really pre-paid health care plans. They cover routine check-ups, less serious illnesses, and recurring expenses like prescription medications in addition to protecting you from a health disaster. All of this has made healthcare much more expensive and complex than any other form of insurance. That is true whether you get your insurance through your employer, through the government, or if you pay for your own plan. The Affordable Care Act, known as Obamacare, was passed on the promise that it would fix these issues and bring down healthcare costs. But it has actually made the problem much worse. First, it limited the variety of health insurance plans private companies could offer. It did this by mandating that every plan had to cover the same set of ten health benefits, including preventive care, maternity care, mental health care, and contraception. Second, Obamacare prevented insurers from charging premiums based on the risk they were assuming. A person with a much higher risk of getting sick couldn’t be charged more than a person with a much lower chance. These two aspects of Obamacare – requiring all policies to have certain coverages and not allowing insurance companies to charge more for riskier clients – caused the price of insurance to rise dramatically. In Arizona, for example, the price more than doubled between 2016 and 2017 alone. For the complete script, visit https://www.prageru.com/videos/why-health-insurance-so-complicated
Просмотров: 1107290 PragerU
The real reason American health care is so expensive
 
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Hint: single-payer won’t fix America’s health care spending. Subscribe to our channel! http://goo.gl/0bsAjO Americans don't drive up the price by consuming more health care. They don't visit the doctor more than other developed countries: http://international.commonwealthfund.org/stats/annual_physician_visits/ But the price we pay for that visit - for a procedure - it costs way more: http://static1.squarespace.com/static/518a3cfee4b0a77d03a62c98/t/57d3ca9529687f1a257e9e26/1473497751062/2015+Comparative+Price+Report+09.09.16.pdf The price you pay for the same procedure, at the same hospital, may vary enormously depending on what kind of health insurance you have in the US. That's because of bargaining power. Government programs, like Medicare and Medicaid, can ask for a lower price from health service providers because they have the numbers: the hospital has to comply or else risk losing the business of millions of Americans. There are dozens of private health insurance providers in the United States and they each need to bargain for prices with hospitals and doctors. The numbers of people private insurances represent are much less than the government programs. That means a higher price when you go to the doctor or fill a prescription. Uninsured individuals have the least bargaining power. Without any insurance, you will pay the highest price. For more health care policy content, check out The Impact, a podcast about the human consequences of policy-making. https://itunes.apple.com/us/podcast/the-impact/id1294325824?mt=2 Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Просмотров: 2605530 Vox
Affordable Health Insurance in 2019
 
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What does affordable health insurance mean in 40 US cities? The Affordable Care Act (Obamacare) deems health insurance to be affordable if it cost a person or family less than 8% of their yearly household income. Under Obamacare, anyone with access to affordable health insurance (8% of household income, or less) had to buy it, or pay a tax penalty. This rule became known as Obamacare’s “individual mandate.” The individual mandate went into effect in 2014. Fast forward to 2017. An eHealth study found that health insurance was unaffordable (greater than 8% of median household income), in 47 of 50 major U.S. cities, for the average family of 3. In 2018, the Trump administration eliminated the individual mandate penalty What’s the impact? People who buy their own health insurance, now have the option to purchase lower-cost coverage, like short-term health insurance. What is short-term health insurance? Short-term health insurance is coverage you can buy for a limited period of time with limited benefits… How limited is the period of time? Currently 3 to 12 months in most states… But new regulations passed in August 2018 allow some short-term plans to renew up to 3 years. How limited are the benefits? Every short-term plan is different, but here are some of the major differences in benefits between short-term health insurance and Obamacare… …here are some of the major differences in benefits between short-term health insurance and Obamacare… Obamacare has... E.R. Visits Doctor Visits Hospital Visits Maternity Care Mental Health Rx Coverage Guaranteed Renewability Applications can't declined for pre-existing conditions Short-term has... E.R. Visits Doctor Visits Hospital Visits Limited Rx Coverage Limited Renewability Applications CAN be declined for pre-existing conditions. Although benefits are limited, prices are much more affordable… According to a new eHealth study*, these cities have the most affordable Obamacare health insurance plans *Cities with the most affordable Obamacare plans for families… Beverly Hills, CA Cleveland, OH San Francisco, CA Dallas, TX Pittsburgh, PA Portland, OR Indianapolis, IN Albuquerque, NM Columbus, OH Little Rock, AR In the ten most affordable cities for short-term coverage, the lowest priced short-term plan with a $5,000 deductible cost 1.8 percent of the state’s median income, on average. Cities with the most affordable short-term plans: Columbus, OH Chesapeake, VA Topeka, KS Little Rock, AR Des Moines, IA Milwaukee, WI Phoenix, AZ St. Louis, MO Grand Rapids, MI Indianapolis, IN Find comprehensive major medical (Obamacare) coverage and affordable short-term health insurance coverage at eHealth.com
Просмотров: 2846 eHealth
American Health Care Act: Last Week Tonight with John Oliver (HBO)
 
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The Republican health care bill could leave many Americans without affordable coverage. Last Week Tonight's catheter cowboy returns to morning cable news to explain that to Donald Trump. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Просмотров: 8010236 LastWeekTonight
What would Trump's new health care order mean for you?
 
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Dr. Marc Siegel breaks down the president's executive order to expand health insurance options.
Просмотров: 17530 Fox News
Trends in Employer-Sponsored Health Care Plans
 
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What's the current state of employer-sponsored health plans? What's the impact of the Affordable Care Act and potential changes to the act? What are the current trends and what does the future hold? Find out from Leonard Sanicola, CBP, Senior Practice Leader, WorldatWork.
Просмотров: 171 WorldatWorkTV
The Economics of Healthcare: Crash Course Econ #29
 
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Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Просмотров: 491429 CrashCourse
Healthcare Costs Explained - How To Pick The Right Health Insurance Plan
 
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Health insurance can be confusing. Dariany from MetroPlus explains how to choose the right health insurance plan for you, and how deductibles, premiums and copayments work. Visit metroplus.org/marketplace to review all our affordable health insurance options and find the right one.
Просмотров: 14536 MetroPlus Health Plan
Understanding Donald Trump and Hillary Clinton's Health Care Reform Proposals
 
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In which John Green compares the healthcare plans of U.S. Presidential candidates Donald Trump and Hillary Clinton. For more information about health and health care policy, check out Health Care Triage: https://www.youtube.com/user/thehealthcaretriage SOURCES & FURTHER READING: Rand's analysis of the reform proposals of Clinton and Trump are nicely summarized here: http://www.rand.org/blog/2016/09/estimating-the-impacts-of-the-trump-and-clinton-health.html Full analysis of Hillary Clinton's plan (who is the Democratic party's nominee) can be found here: http://www.commonwealthfund.org/Publications/Issue-Briefs/2016/Sep/Clinton-Presidential-Health-Care-Proposal And full analysis of Donald Trump's plan (who is the Republican party's nominee) can be found here: http://www.commonwealthfund.org/Publications/Issue-Briefs/2016/Sep/Trump-Presidential-Health-Care-Proposal Understanding the Healthcare System of the United States: https://www.youtube.com/watch?v=yN-MkRcOJjY Why Are American Health Care Costs So High? https://www.youtube.com/watch?v=qSjGouBmo0M The Kaiser Family Foundation explains the high cost of health care in the United States compared to other rich nations: http://kff.org/health-costs/issue-brief/snapshots-health-care-spending-in-the-united-states-selected-oecd-countries/ And this series explores health care outcomes in the U.S. vs. other rich nations: http://www.healthsystemtracker.org/chart-collection/how-does-the-quality-of-the-u-s-healthcare-system-compare-to-other-countries/?slide=1 The Affordable Care Act (aka Obamacare) has resulted in a significant drop in the uninsured population in the U.S. http://www.cnbc.com/2016/05/17/obamacare-brings-record-low-for-us-health-uninsured-rate.html Fuller data and complete report here: http://www.cdc.gov/nchs/data/nhis/earlyrelease/insur201605.pdf A single-payer health care system would not, in and of itself, magically bring costs in the U.S. down to 10% of GPD, as explained by Aaron Carroll here: http://theincidentaleconomist.com/wordpress/single-payer-is-not-sufficient/ Trump's plan to allow insurance companies to sell policies across state lines is extremely controversial among health policy experts: http://www.nytimes.com/2015/09/01/upshot/the-problem-with-gop-plans-to-sell-health-insurance-across-state-lines.html The Wikipedia article on Health care in the United States is also excellent: https://en.wikipedia.org/wiki/Health_care_in_the_United_States And lastly, this comparison tool from the Commonwealth Fund is pretty cool. It allows you to see side-by-side what Clinton and Trump have proposed to deal with various problems with the health care system: http://www.commonwealthfund.org/interactives/2016/sep/comparing-candidates-health-proposals/ FIND OUT HOW TO VOTE IN YOUR STATE: http://youtube.com/howtovoteineverystate Huge thanks to Rosianna (http://youtube.com/rosianna) for graphics and to Aaron Carroll (https://www.youtube.com/user/thehealthcaretriage) for fact-checking. Any errors are my own. ---- Subscribe to our newsletter! http://nerdfighteria.com/newsletter/ And join the community at http://nerdfighteria.com http://effyeahnerdfighters.com Help transcribe videos - http://nerdfighteria.info John's twitter - http://twitter.com/johngreen John's tumblr - http://fishingboatproceeds.tumblr.com Hank's twitter - http://twitter.com/hankgreen Hank's tumblr - http://edwardspoonhands.tumblr.com
Просмотров: 593650 vlogbrothers
Health Insurance Explained – The YouToons Have It Covered
 
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This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained
Просмотров: 345954 Kaiser Family Foundation
OBAMA-IF YOU LIKE YOUR HEALTHCARE MONTAGE
 
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Montage of Obama saying Americans can keep their doctors current healthcare plan. To License This Clip, Click Here: http://collection.cnn.com/content/clip/37034352_001.do
Просмотров: 19884 CNN
The Structure & Cost of US Health Care: Crash Course Sociology #44
 
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In our final episode of Crash Course Sociology we are going to talk about what the health care system in the US looks like, the five A’s of health care accessibility, and a couple of contributing factors to the affordability of health care: fee for service care and the structure of our health insurance system which encourage higher spending. Thanks everybody for joining us for the past year on Crash Course Sociology! Crash Course is made with Adobe Creative Cloud. Get a free trial here: https://www.adobe.com/creativecloud/catalog/desktop.html *** References: Sociology by John J. Macionis, 15th edition (2014) Distribution of U.S. Health Care Providers Residing in Rural and Urban Areas, US Department of Health & Human Services https://www.ruralhealthinfo.org/pdf/rural-urban-workforce-distribution-nchwa-2014.pdf Protection from high medical costs https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/ *** Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark Brouwer, Nickie Miskell Jr., Jessica Wode, Eric Prestemon, Kathrin Benoit, Tom Trval, Jason Saslow, Nathan Taylor, Divonne Holmes à Court, Brian Thomas Gossett, Khaled El Shalakany, Indika Siriwardena, Robert Kunz, SR Foxley, Sam Ferguson, Yasenia Cruz, Daniel Baulig, Eric Koslow, Caleb Weeks, Tim Curwick, Evren Türkmenoğlu, Alexander Tamas, Justin Zingsheim, D.A. Noe, Shawn Arnold, mark austin, Ruth Perez, Malcolm Callis, Ken Penttinen, Advait Shinde, Cody Carpenter, Annamaria Herrera, William McGraw, Bader AlGhamdi, Vaso, Melissa Briski, Joey Quek, Andrei Krishkevich, Rachel Bright, Alex S, Mayumi Maeda, Kathy & Tim Philip, Montather, Jirat, Eric Kitchen, Moritz Schmidt, Ian Dundore, Chris Peters, Sandra Aft, Steve Marshall -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Просмотров: 61166 CrashCourse
Health Insurance Coverage 101 - the Basics Explained in Two Minutes
 
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http://onphr.ma/1mpAUZJ Health Insurance Coverage 101 - the Basics Explained in Two Minutes We know insurance jargon can be confusing and consumers may have a hard time cutting through the clutter. In order to make informed decisions about health coverage and ensure patients have access to needed services and treatments, knowing the language of insurance is critical. That’s why we created a back-to-basics video walking through some basic insurance terms.
Просмотров: 102129 ABC's of Coverage
What is MANAGED CARE? What does MANAGED CARE mean? MANAGED CARE meaning & explanation
 
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What is MANAGED CARE? What does MANAGED CARE mean? MANAGED CARE meaning - MANAGED CARE definition - MANAGED CARE explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6UuCPh7GrXznZi0Hz2YQnQ The term managed care or managed healthcare is used in the United States to describe a group of activities ostensibly intended to reduce the cost of providing health care while improving the quality of that care ("managed care techniques"). It has become the essentially exclusive system of delivering and receiving American health care since its implementation in the early 1980s, and has been largely unaffected by the Affordable Care Act of 2010. ...intended to reduce unnecessary health care costs through a variety of mechanisms, including: economic incentives for physicians and patients to select less costly forms of care; programs for reviewing the medical necessity of specific services; increased beneficiary cost sharing; controls on inpatient admissions and lengths of stay; the establishment of cost-sharing incentives for outpatient surgery; selective contracting with health care providers; and the intensive management of high-cost health care cases. The programs may be provided in a variety of settings, such as Health Maintenance Organizations and Preferred Provider Organizations. The growth of managed care in the U.S. was spurred by the enactment of the Health Maintenance Organization Act of 1973. While managed care techniques were pioneered by health maintenance organizations, they are now used by a variety of private health benefit programs. Managed care is now nearly ubiquitous in the U.S, but has attracted controversy because it has had mixed results in its overall goal of controlling medical costs. Proponents and critics are also sharply divided on managed care's overall impact on the quality of U.S. health care delivery.
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How would the American Health Care Act affect cost and access?
 
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The House bill that Republicans plan to pass to replace the Affordable Care Act keeps some of the most popular provisions of the law, but it does not mandate coverage and shifts how the government would provide financial help. John Yang looks at key aspects of the plan with Sabrina Corlette of the Health Policy Institute and Lanhee Chen of the Hoover Institution.
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How To Choose The Best Individual Health Insurance Plan
 
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Contact Info: Reggie Delaney @ Phone: 347-669-2447 Web: http://www.mybestinsuranceplans.com reginalddelaney@rldelaneyinsurance.com Servicing all of Texas! With the current state of the economy, many individuals are seeking to procure their own health insurance for the first time. Many individuals will find it rather confusing to determine just how to go about find the best individual health insurance plans with respect to meeting their needs. There are many health insurance plans on the market. A single insurance carrier can have hundreds of individual insurance plans. Sometimes it can be a real challenge to determine which health insurance plans provide the best quality. This is where it becomes very beneficial to have a knowledgeable insurance professional like me walk you through the process of choosing the best health insurance plan for you. Some people are embarrassed to let it be known that they don't have health insurance coverage. They should not be ashamed of this fact as long as they do something about it now. The price of health insurance can be very high for some, but the lack of health insurance can result in costs that could be financially catastrophic.
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Types of Health Insurance Plans
 
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This video walks through the differences between traditional indemnity and managed care plans for FN 101.
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Affordable Healthcare Plans In Florida - Affordable Florida Health Insurance For Individuals
 
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Affordable healthcare plans in Florida are the talk of the town. Find Affordable Healthcare Plans in Florida Today! Want to know? How do I buy health insurance coverage in the Marketplace affordable health insurance plans in Florida? https://affordablehealthcare.io info@affordablehealthcare.io Everyone Deserves Affordable Healthcare! Affordable individual health insurance plans in Florida from Independent Health and Life Agents Programs that help people sign up for Affordable Care Act plans in Florida will have their funding cut by an 81 percent this year The link below is to the most recent stories in a Google news search for the terms Affordable Care Act Florida explores individual health insurance plans with affordable healthcare. Health insurance 2018: It's time to explore your options: If consumers take care of these steps, there is no reason why consumers can't land on an affordable health plan that could cater to the medical care needs. With the implementation of the affordable care act the reach of affordable health plans is set to increase. Affordable health insurance plans short term health insurance Florida coverage. For help understanding Florida Obamacare and the affordable-care-act Orlando or get health insurance quote. Contact affordable-healthcare-insurance-offer at affordablehealthcare.io Affordable-healthcare-insurance offer wants to help you have a better understanding of the affordable-care-act Florida and what it means for you. Finding suitable and affordable healthcare plans in Florida for a reasonable price doesn’t have to be difficult. For the best rates in affordable health care plans visit our website. Let's discuss some options related to affordable health insurance plans state-wise: state-run affordable health insurance programs in Florida while there are three affordable health insurance plans that are run by the state government. Consumers can try online while looking to buy affordable health plans. Want information about affordable Florida health insurance for individuals. At the end of this video there will be a link to learn more about Florida Obamacare and how finding affordable health insurance can help you save money... Get affordable health insurance Florida. Short term health insurance available now. Affordable healthcare offers affordable health plans for you! Affordable health insurance plans Florida. How do I buy health insurance coverage in the marketplace 2019, 20, 21, 22? The state of Florida currently does not have a state run health exchange where you can get quotes direct that we know. Facebook: https://www.facebook.com/Affordable-Healthcare-464882217279134/ YouTube Channel: https://www.youtube.com/channel/UCG8tD8muMjObNEytCKhFYDA #getcovered #affordablehealthcare #healthinsurancequotes © Affordable Healthcare.io - All Right Reserved.
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GTL Short Term Home Health Care Plan Presented by Tom Randall
 
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GTL's Short-Term Home Health Care Insurance Plan ✓ ONLY TWO Knock-Out Questions ✓ 3 Plans to Choose from ✓ Plan C is UNRIVALED in the Daily Max amount for approved providers ✓ Built-in prescription drug benefits ✓ Built-in Restoration of Benefits ✓ Built-in Home Health Aide coverage Attractive Home Health Care plans are taking the industry by storm! A great insurance solution on its own, this can also be paired with other GTL products: Advantage Plus Hospital Indemnity, Critical Illness, or Critical Cash.
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Why health care has become a top issue for voters in deep red states
 
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Polls show health care is one of the top issues for Americans this year. In heavily Republican Idaho, where state lawmakers haven’t expanded Medicaid coverage, voters petitioned to put the measure on the ballot. In partnership with Politico, John Yang reports on what expansion would mean for the thousands of residents earning too much to qualify for Medicaid, but too little for ACA subsidies. Find more from PBS NewsHour at https://www.pbs.org/newshour Subscribe to our YouTube channel: https://bit.ly/2HfsCD6 Follow us: Facebook: http://www.pbs.org/newshour Twitter: http://www.twitter.com/newshour Instagram: http://www.instagram.com/newshour Snapchat: @pbsnews Subscribe: PBS NewsHour podcasts: https://www.pbs.org/newshour/podcasts Newsletters: https://www.pbs.org/newshour/subscribe
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It Depends What State You’re In: Policies and Politics of the US Health Care System | Part 1
 
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Health care and political systems are deeply intertwined, with implications for the quality and equality of access to health care. This symposium explores the political dynamics of health care laws and the way they affect people not only as patients but also as citizens. Health professionals, policy and public health experts, economists, sociologists, and political scientists draw on comparative politics and policies of the states—alone and as part of a federalist system—and on international perspectives to explore the relationships between citizens and their health care. WELCOME AND OPENING REMARKS Lizabeth Cohen, dean, Radcliffe Institute, and Howard Mumford Jones Professor of American Studies, Department of History, Harvard Faculty of Arts and Sciences Daniel Carpenter (7:42), faculty director of the social sciences program, Radcliffe Institute, and Allie S. Freed Professor of Government, Harvard Faculty of Arts and Sciences FUNCTIONS AND DYSFUNCTIONS OF THE AFFORDABLE CARE ACT (14:11) Andrea Louise Campbell (20:06), Arthur and Ruth Sloan Professor of Political Science, Massachusetts Institute of Technology Kate Walsh, president and CEO (35:40), Boston Medical Center Georges C. Benjamin (50:45), executive director, American Public Health Association Moderated by Benjamin Sommers, associate professor of health policy and economics, Harvard T.H. Chan School of Public Health PANEL DISCUSSION (1:06:12) AUDIENCE Q&A (1:21:06)
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Individualized Healthcare Plans: What is YOUR State Doing
 
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The Heartland Genetics and Newborn Screening Collaborative hosted a webinar, Decmeber 19, 2012 about Individualized Healthcare Plans. Presenters were Heather Smith and Melanie Baxter.
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What are the different types of healthcare plans?
 
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Your health insurer's right to recover its medical costs for your treatment is spelled out in your insurance contract. The first order of business is to understand the type of coverage you currently have or expect to have in the future. In the U.S., there are many ways to obtain health insurance. Three of the most popular are Medicare, Medicaid, and private (or employer-provided) health insurance. - Medicare: Medicare is the federal government's healthcare program for senior citizens. Medicare provides healthcare for those 65 or older or those under 65 who are disabled, suffering from permanent kidney failure (or End-Stage Renal Disease), or diagnosed with Lou Gehrig's disease. - Medicaid: Medicaid is the state government's healthcare program for low-income individuals who can't afford to pay for medical care. More than 60 million Americans are on Medicaid. Each state has its own Medicaid program, so the laws for Medicaid may vary from state to state. Like all state or federal programs, Medicaid's reimbursement right is based on the law or state regulations governing it. You become obligated to follow your state's Medicaid rules as soon as you receive your first dollar of coverage. - Private Insurance: Private health insurance is administered by many different insurance companies. Most Americans on private insurance get their coverage through their employer (these are often referred to as ERISA plans). For this type of insurance, lien obligations most often arise out of a contract between the client and health plan.
Просмотров: 1367 Garretson Resolution Group
Alan Grayson on the GOP Health Care Plan: "Don't Get Sick!  And if You Do Get Sick, Die Quickly!"'
 
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This is Rep. Alan Grayson discussing the GOP plan for health care. Part one, don't get sick. Part two, if you do get sick... Part three, die quickly.
Просмотров: 538694 Alan Grayson
Integrated care: connecting medical and behavioral care  | Tom Sebastian | TEDxSnoIsleLibraries
 
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Tom Sebastian, executive director of Compass Health in Everett, Wash., addresses the need for a whole health care approach by exploring the impact of an often fragmented behavioral health care system. By creating holistic behavior health care plans, health care providers in his community are seeing first-hand the positive impact of integrated behavior health care planning and treatment in individuals, families, and providers. This talk shares the benefits of treating a patient as a whole person for diagnosis, treatment, and follow-up care. President and CEO of Compass Health and has been with the organization since 1987. He is also Co-CEO of Behavioral Health Northwest, providing health plan and behavioral health services statewide in Washington State. Tom holds an MS from Illinois State University and an MPA from the University of Washington. Tom serves on the Board of the Washington Council for Behavioral Health and is a Board member of Mental Health Corporations of America. He is driven by a calling to serve others and is most fulfilled by using his experience to empower those around him to thrive. Faith, family, laughter and community service are his constants in times of joy and difficulty. An avid marathoner, he embraces a commitment to persisting through the long-hauls, while appreciating each step by recognizing that the present is a gift to be cherished. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
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The Current State of Health Care in the US - SLASHED Insurance plans - Killer Nurses with Axes!
 
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You could even say that health insurance is being... slashed. Yuck yuck yuck.
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On state health care plans
 
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Milwaukee Mayor Tom Barrett, democratic candidate for governor, on saving money from state health care plans.
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Health Insurance Plans - Health Insurance
 
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http://www.health.onlined.org Health Insurance Plans - Health Insurance - types of health insurance plans. why is healthcare so expensive top 10 health insurance companies of usa 2016 watch a complete collection of top documentaries in the category health care in the united states (film subject) archives %% for free at the same time declined. which kaiser permanente health insurance plan is right for me. Apollo Munich offers individual health insurance plans & policies such as easy health standard, easy health premium, personal accident plan and more Apollo Munich Health Insurance offers the best health insurance plans in India today, for men and women of any age For an example, you can compare health insurance plans in terms of the premiums to find out the most affordable health plan available in India new india health insurance plans - why compare on bankbazaar. healthcare costs explained - how to pick the right health insurance plan. health insurance in usa - health insurance plan. Government health insurance plans nj Know about health insurance plans for parents Cigna Health insurance plans Florida Family Health Insurance Plans Texas Consumer Health Insurance Plans 2017 Compare small business health insurance plans in Pa Types of Health Insurance Plans in India how to compare health insurance plans. Tag: picking the best health care plan health problems Apollo Health Insurance Plans For Family • Health Insurance Plans For Family In India 2016 Photos for Health Insurance Plans In India For Family on clipartsgram New India Floater Mediclaim Policy falls under New India Health Insurance Policies list How does health insurance work in the US Watch videos about how to pick your health plan with obamacare, olinevideos iduals and families The table reflects best individual health insurance policies in India in terms of premium and incurred claim ratio Jump up ^ Howstuffworks: How Health Insurance Works Additional Features of New India Health Insurance 5 key health insurance costs explained - employee benefits explanation video 4 areas: health care law (focused on treatment), public and population health law (focused on prevention), bioethics, and global health law Argentina: Universal Health Coverage Plan how to choose a plan in the health insurance marketplace. a list of top health insurance companies in united states of america.. what is an hsa insurance plan?
Просмотров: 1127 Kelly Hood
Health Insurance Plans - Health Insurance in usa
 
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https://tinyurl.com/health095kljfg56 @ Health Insurance Plans - Health Insurance in usa health insurance plans - health insurance in usa - Health Insurance: Compare best health insurance policies in India from top medical insurance companies In the United States, health insurance marketplaces, also called health exchanges, are organizations in each state through which people can purchase health insurance Home page for Australian private health insurance information and Standard Information Statements Individual Health Insurance - Compare buy best health insurance plan from top insurance companies at PolicyX 1 INTRODUCTION The landscape and experience of health care in the United States has changed dramatically in the last two years Apollo Munich - one of the best Health Insurance Company in India, offers Health Insurance, Medical Insurance and Travel Insurance Plans online in India The Health Insurance Agency provides help to businesses and individuals looking to either find or maintain health plans and related insurance Health Insurance Basics of Health Insurance Coverage https://tinyurl.com/health095kljfg56
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Trump: New health-care plan will cost our country nothing
 
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President Trump talks about a new health care initiative that allows bidding across state lines.
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GOP's modified health care plan includes key changes
 
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Republicans released a modified health care bill in an attempt to shore up bipartisan support to replace the Affordable Care Act.
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How will Sanders pay for health care plan?
 
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Democratic presidential candidate Bernie Sanders talks about the taxes required to fund his health care plan.
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John Mccain's terrible Health Care "plan" vs. Obama
 
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Lost in the economic crisis, the lousy horserace numbers for McCain, and the personal attacks of the McCain camp is the ongoing health care crisis in the United States. With our current system, there remain 47 million without care and millions more who are underinsured. Cost issues exist alongside inequalities of care access. And now, with unemployment rising, the issue is becoming more acute. Paul Krugman: Conservative Republicans still hate Medicare, and would kill it if they could — in fact, they tried to gut it during the Clinton years (thats what the 1995 shutdown of the government was all about). But so far they havent been able to pull that off. So John McCain wants to destroy the health insurance of nonelderly Americans instead. But but Not good. Obama's idea is different. Today, he signed on to the Health Care for America Now principles, which do not endorse specific legislation, but are compatible with single payer and other approaches. From a press release: Today, Senator Barack Obama (D-IL) signed the Health Care for America Now statement declaring that he is on the side of quality, affordable health care for all and opposed to leaving Americans on their own with unregulated health insurance. There's still plenty of room to argue about the best way to get there, but with a recession looming and people in danger of losing their jobs, this is not an issue that can be ignored any more. Expect it to be brought up in the town hall debate tomorrow - unlike the phoney stuff being brought up by McCain's campaign and his increasingly shrill VP candidate, who caters only to the shrinking Republican base, this is an issue that all Americans actually care about. "Health Care for America Now's goal this year is to get the next President and a majority of Congress committed to the principles of quality, affordable health care for all and opposed to policies that would tax our benefits at work and leave us on our own with the unregulated, bureaucratic private insurance industry," said Richard Kirsch, National Campaign Manager, Health Care for America Now. "With Senator Obama's signature, we are taking a major step towards getting the next President and Congress to make comprehensive health care reform a priority in 2009." John McCain's plan is anything but acceptable. Since it's all about saving money and nothing else, he proposes, according to the WSJ: McCain Plans Federal Health Cuts...Medicare, Medicaid Spending Would Be Reduced to Offset Proposed Tax Credit Douglas Holtz-Eakin, Sen. McCain's senior policy adviser, said Sunday that the campaign has always planned to fund the tax credits, in part, with savings from Medicare and Medicaid. Those government health-care programs serve seniors, poor families and the disabled. Medicare spending for the fiscal year ended Sept. 30 is estimated at $457.5 billion. http://www.dailykos.com/storyonly/2008/10/6/124346/441/758/621648 Those of us who analyze health policy and trends for a living have struggled to follow John McCain's health plan through its many seemingly-improvised changes. First he was taxing health benefits through both payroll and income tax. Then he said he only intended to apply income tax, which meant that his plan would create even larger deficits. Now he says there won't be deficits, because he's going to make up the cost of those tax credits by slashing Medicare and Medicaid. When a candidate suddenly, almost whimsically changes the way he proposes to handle $1.3 trillion - which is the amount of money his plan puts in play over the next ten years - it's time to get nervous. We already knew the McCain plan was going to cost most Americans money (in at least three different ways.) Now we know it could jeopardize their medical care when they get older, too. The end result of this off-the-cuff planning could change the way Americans receive, or don't receive, medical care in this country...at least three kinds of health "tax increases" (more accurately described as increased personal cost) under the McCain plan: a "slow bleed" for people who retain coverage as the tax credit falls behind inflation, a $,7000-plus spike for people who lose their coverage immediately, and an increase in out-of-pocket costs (and denials, etc.) for people who still have insurance. What do we get in return? According to that neutral study, three million uninsured would gain coverage - briefly. After five years the number of uncovered would go up. http://www.huffingtonpost.com/rj-eskow/mccains-erratic-health-st_b_132242.html
Просмотров: 6252 AntiConformist911
Elizabeth Warren - The Role of Health Care Providers in Advance Care Planning
 
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From Aging.Senate.Gov. May 21, 2014. United States Senate Committee on Aging. The Role of Health Care Providers in Advance Care Planning. Moderator: Jennie Chin Hansen, RN Chief Executive Officer American Geriatrics Society. Participants: Paul Malley President Aging With Dignity; Daniel O'Brien, PhD Senior Vice President, Ethics, Discernment and Church Relations Ascension Health; Randall Krakauer, MD Vice President, National Medical Director, Medical Strategy Aetna; Samira K. Beckwith, LCSW President and Chief Executive Officer Hope HealthCare Services; William Novelli Co-Chair and ProfessorCoalition to Transform Advanced Care and McDonough School of Business, Georgetown University; Carmella A. Bocchino, RN Executive Vice President Clinical Affairs and Strategic Planning, America's Health Insurance Plans.
Просмотров: 247 Marie Marr
Expanding choice with consumer-directed health plans - Kaiser Permanente
 
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Consumer-directed health plans are the fastest-growing form of health care in the United States. Visit http://www.kp.org/choosebetter to learn how Kaiser Permanente’s integrated model allows us to deliver flexible options for those plans — and helps you manage costs while driving healthier outcomes for your employees.
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Govt Plans to Introduce Extension Clinics That Offer Quality Health Care Across State
 
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TV9 News: Govt Plans to Introduce Extension Clinics That Offer Quality Health Care Across State ► Download TV9 Kannada Android App: https://goo.gl/OM6nPA ► Subscribe to Tv9 Kannada: https://youtube.com/tv9kannada ► Circle us on G+: https://plus.google.com/+tv9kannada ► Like us on Facebook:https://www.facebook.com/tv9kannada ► Follow us on Twitter: https://twitter.com/tv9kannada ► Follow us on Pinterest:https://www.pinterest.com/tv9karnataka ‘ಸರ್ಕಾರಿ ಆಸ್ಪತ್ರೆ ಇದೆ. ಆದ್ರೆ ಖಾಸಗಿ ಹಾಸ್ಪಿಟಲ್​ಗೆ ಹೋಗೋದ್ ತಪ್ಪಿಲ್ಲ.’ ‘ಉಚಿತ ಔಷಧ ಸಿಗುತ್ತೆ ಅಂತಾ ಬೋರ್ಡ್ ಹಾಕಿರ್ತಾರೆ. ಆದ್ರೆ ಪ್ರೈವೇಟ್ ಮೆಡಿಕಲ್​ ಶಾಪ್​ನಲ್ಲಿ ಮೆಡಿಸಿನ್ ಖರೀದಿ ನಿಂತಿಲ್ಲ.’ ಸರ್ಕಾರಿ ಆಸ್ಪತ್ರೆಗಳ ಕುರಿತು ಸಾಕಷ್ಟು ಜನರ ಅಭಿಪ್ರಾಯವಿದು. ಹೀಗಾಗಿ ರೋಗಿಗಳನ್ನ ಒಲಿಸಿಕೊಳ್ಳಲು ಆರೋಗ್ಯ ಇಲಾಖೆ ಜಬರ್ದಸ್ತ್ ಪ್ಲಾನ್​ವೊಂದನ್ನ ಮಾಡಿದೆ.
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