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Do you need spousal consent for a 401k loan
Do you need spousal consent for a 401k loan - Find out more explanation for : 'Do you need spousal consent for a 401k loan' only from this channel. Information Source: google
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Andrew Answers - Can I Take A Loan Out Of My 401(k)?
Sometimes, life happens. Circumstances might arise where you need to take a loan out; ever wonder if you can take that loan out of your 401(k)? In this episode of Andrew Answers, Andrew goes over how much you can take out, the process of how to do so, and if you need spousal consent. Watch and learn! FROM THE VIDEO: Hello, and welcome to Andrew Answers! I'm Andrew. Today's question comes from Casey on Facebook who asked, "Do I need spousal consent when requesting a loan from my 401(k)?" Well, Casey, that's a great question and while we wouldn't say that we want you to borrow from your 401(k), we also know that sometimes circumstances need to require it. So, let's start with the basics first. To take a loan out of your 401(k) plan, first you need to make sure that your plan has the option available to you. Not all 401(k) plans have loan options, so you want to make sure you ask your employer first before you get started. Now normally there is some sort of loan documentation that goes along with that to let you know what the rules are and what you're allowed to do, so make sure you get that plan document and you read through it carefully first. But the rule of thumb around loans is that you can take a maximum of half of your account balance - up to $50,000 - for a loan. The lowest you can go is $1,000, so should you need anywhere between $1,000 and $50,000 you are going to be okay, and it can't be more than 50% of your account balance. Once you actually sign up for a loan you're going to get an amortization schedule, which is a repayment schedule, and some sort note between you and your employer saying that you are going to pay it back in a timely manner - basically the same thing you would normally use for any other kind of loan. Once you are paying that money back, there is usually going to be some sort of interest; most plans require a Prime + 2%, so whatever the prime rate is of the interest going out there plus 2% is going to be the balance. But again, it's going to be in your loan documents so you are going to want to read through that carefully. Now to get to Casey's question about if you need spousal consent, in most 401(k) plans you actually don't need it! The only time where you would need spousal consent is when there is a life annuity option. What does that mean? Well it means if your spouse happens to pass away, they have allowed that you can take ongoing payments from their 401(k) account upon retirement. So you are going to want to make sure there is no sort of life annuity option in the plan, as well. When you go to your employer asking about the loan option, find out if there is an annuity attached to it, as well, so you will know if you are going to need your spouse's consent to borrow from your 401(k) plan. That's it for Andrew Answers this week! If you have questions or want any specifics, feel free to comment where you see this video, and maybe your question will come up again on the next Andrew Answers.
Просмотров: 2880 The Online 401k
Consent Orders
https://jamesnoblelaw.com.au/services/consent-orders/ Due to the lengthy Court delays and the stress and cost associated with taking your family matter to Court, we are finding more and more clients coming to us with consent order and other agreements that they have come to through negotiating (or some other method) with their former partners. These clients are asking for us to help them obtain orders that are binding on both parties and that will provide final separation of children’s and financial issues to provide certainty for their future. If you have come to an agreement and want a fast and efficient way of getting your agreement made into Orders that will result in a binding and enforceable document, Applying for Consent Orders is the best option for you. Parties can enter into Consent Orders to finalise the arrangements in relation to property, children and spousal maintenance by signing an Application for Consent Orders document along with Minutes of Consent (the actual orders you want the Court to make) and lodging the documents with the Family Court of Australia. The Application is considered by the Court and the orders made by a Judicial Officer. For more info Visit our website: https://jamesnoblelaw.com.au
Просмотров: 100 JAMES NOBLE LAW
What do you do when your spouse has kidnapped your children and taken them to Israel?
http://israeldivorcelawyer.com/ A lot of times one spouse may want to live in one country and the other spouse may want to live in Israel. A lot of times when spouses are going through marital difficulties, one of the things that they don't agree about is where their kids should grow up. I am not only talking about which parent the kids should grow up with in the event of divorce, but even about which country the kids should grow up in - whether the parents are divorced or not Sometimes one side will take drastic steps - either before or after divorce, or in an attempt to force the other parent to acquiesce and let them bring the kids up in Israel. If your spouse does that to you, what are you to do? Israel is a signatory of the Hague Convention which deals with the procedures to be followed in the event that one parent abducts, kidnaps, or otherwise unlawfully (i.e. without the consent of the other parent) brings the children to Israel. Accordingly, Israel has a procedure to have the children returned to their home country - but you have to act quickly and leave no room for doubt that it wasn't your intent for the kids to grow up in Israel. Watch the video to learn more. If you'd like to learn more about getting divorced in Israel, then take a look at my educational website at http://israeldivorcelawyer.com/. If you have questions about getting divorced in Israel then pick up the phone and call me. I help people with the Israel based and Israel related legal family matters every day, and I can help you. I have offices located in Tel Aviv, Haifa, and Jerusalem. My U.S. phone number is (201) 696 - 3947, and my Israel phone number is (077) 200 - 8161. My email is jay.hait@orcheidin.co.il.
Просмотров: 203 Jay Hait
9 Critical Steps for Women Filing for Divorce | Atlanta Family Law Attorney | E. Jones & Associates
Contact us https://ejoneslaw.com/attorney-ellaretha-coleman/ or call (404)-800-4524. {Transcript} Gather your financial records You should immediately start gathering all of your financial records. Having all the information together and organized will save you time and money. Contact our office for a Divorce Financial Checklist that will walk you through the key documents that you’ll need. Do not keep these records in your home! Bring copies to your parents, a trusted friend and/or keep them in a safe deposit box that your spouse does not know about or have access to. Open a Post Office Box Opening your own post office box will ensure that your mail will sit securely in a locked box that only the key holder can access. This will allow you to receive confidential mail from your divorce professionals as well as your new credit card and bank statements. An added benefit of having your own post office box is that you may receive your mail a bit faster, since it only has to go to the post office and not wait to be delivered by the postal carrier. This can be especially important for those items from your attorney that require a timely response. Start putting money away for legal and other professional fees I have come across too many affluent women who cannot access funds to move ahead with their divorce because their husband controls all access to the family funds. This puts women at a great disadvantage in terms of hiring professionals to navigate her divorce as well as having sufficient money for day-to-day living expenses (this is especially true if she needs to leave the marital home due to spousal abuse). The end result is that this financial squeeze might force you to sign a divorce settlement that is totally lopsided in your husband’s favor (choking off the money supply is an all too common tactic). Please keep in mind that things often take much longer and cost much more than anticipated, so plan accordingly. Open a new checking and savings account You should immediately set up a new checking and savings account at a different bank than all other joint accounts. Your divorce lawyer may instruct you to withdraw up to half of your joint funds and you’ll need to put those funds in your new accounts. Since checking accounts typically do not pay interest, only keep enough money in there to pay for one or two months of expenses. Keep the rest of the money in the new savings account, which most banks will allow you to link to your checking account. Although savings accounts do pay interest, the amount is fairly nominal (but better than nothing). Do not lock-up your money in any time accounts, even if the interest rate is substantially higher. Right now, you may need access to your money on quick notice. Open new credit cards in your name only Having a credit card in your name will help you establish your own credit. Also, credit cards may help with day-to-day living expenses during the divorce when some of your other funds may be frozen or unavailable. Do this before any divorce proceedings start, especially if you are not working or if your income is substantially less than your husband’s (you may not be able to get sufficient credit based on your own income. Get a copy of your credit report You should immediately get copies of your credit report. You want to be able to resolve any disputes as soon as possible. Additionally, you should monitor your credit report to make sure that your husband is not charging gifts for his girlfriend on your joint credit cards or dissipating other marital assets. If you are concerned that your soon-to-be ex-spouse might borrow money in your name, you might want to sign up for a credit monitoring service. These services will notify you anytime there’s a change to your credit history. Change beneficiaries on life insurance policies, IRAs, etc. If your husband isn’t aware of your plans for divorce, you should contact your insurance or brokerage company to make sure they will not automatically send him notifications. You don’t want to alert him before you are ready. Many 401k plans will not remove a spouse as beneficiary without their written consent. Take an inventory of all personal (non-marital) property You should take an inventory of all of your personal property. In most states, property that was yours before the marriage is considered to be separate property and should remain yours (there are exceptions to this, such as if you commingled pre-marital funds with marital funds). Separate property includes property that you owned prior to the marriage; an inheritance received solely by you; a gift you received solely from a third party (your mother gave you her diamond ring); the pain and suffering portion of a personal injury judgment; your engagement ring. (is usually considered separate property because you received it before your marriage. 101 Marietta Street Northwest Suite 3650 ATLANTA, GA 30303 (404)-800-4524
Просмотров: 543 E. Jones & Associates, LLC
How can I keep my spouse from selling property before we divorce in Florida?
Dean Kantaras, K. Dean Kantaras P.A., (813) 445-7711. Florida Divorce Law FAQs: http://thelaw.tv/tampa/Divorce+Law Disclaimer: http://thelaw.tv/tampa/a/d/
Просмотров: 51 Kantaras LawTV
What Happens To Your Debts Once Bankrupt?
Once you are declared bankrupt or file a proposal your unsecured creditors(my debts) are not allowed to collect any money from you. Unsecured Debts and Creditors: Unsecured debts are debts not secured by any assets, for example credit cards and personal loans are examples of unsecured debts. Generally, unsecured creditors have no right to recover any item you purchased with the money you owe them. They cannot make any claims in your bankruptcy or proposal and you are discharged from these debts. Secured Debts and Creditors: Secured debts are those attached to an asset. If you fall behind in payments, a secured creditor may claim the asset and sell it to pay for the debt. Examples of secured debts are mortgages, car loans and a creditor who is taking security on any of your assets with your consent. However, if you wish to keep your assets, you are always entitled to negotiate with your secured creditors to reach amenable agreement with all. The Trustee may still sell your asset if the amount required by the agreement is less than the value of the asset. Debts Not Covered by your bankruptcy. You are not discharged from the following debts during your bankruptcy: Fines for penalties, debts arising from fraud, child or spousal support. In addition, suppliers of unpaid housing or utility services, such as electricity, telephone, or gas may require payment in full to maintain the provision of services. Trustee in Bankruptcy Services Toronto. If you are not yet bankrupt we recommend that you learn more about your Bankruptcy options. Personal or business bankruptcy, debt consolidation, consumer proposal are your basic bankruptcy options. Learn more at http://www.rumanek.com/
Просмотров: 87 Trustee in Bankruptcy
In a divorce, I waived my survivor rights to my ex-spouse's accounts. He did not remove my name. Do
Damia Rolfe, Damia S. Rolfe, LLC, (501) 340-0653. Arkansas Divorce Law FAQs: http://thelaw.tv/littlerock/Divorce+Law Disclaimer: http://thelaw.tv/littlerock/About/disclaimer
Просмотров: 72 Rolfe LawTV
Alimony - (Nashville TN) - McKinnie Firm
Alimony - (Nashville TN) - McKinnie Firm
Просмотров: 3216 McKinnieFirm
Divorce Lawyer On Grandparents, Children, Grandchidlren & Finances
For more information, visit www.DivorceLawSource.com. Transcript: Grandparents, children, grandchildren, divorce and money Statistics and situations More than 25% of grandparents shelled out more than $1,000 per year on their grandchildren. Tax-free gifts are limited to $13,500 between two people per year. That means that two grandparents could give each of their grandchildren $27,000 before paying taxes. Thirty-seven percent of the grandparents help pay for their grandchildren's everyday living expenses, according to a July 23rd, 2012 Reuters news article. When a divorce enters the picture, grandparents face more challenges. A New York family lawyer, Alton Abromowitz describes a situation that can put grandparents in the middle of the divorce: "You're the parent of a stay-at-home mother and she's divorcing a husband the works on Wall Street. He stops giving her money and says, 'Get it from your parent.'" In this situation, the lawyer recommends that grandparents only loan to their children and that they execute a promissory note to document the loan. Court rulings Some family court judges count the gifts from the grandparents as part of the parent's salary and other do not. This salary would determine child support payments and spousal maintenance, or alimony payments. Another potential predicament relates to visitation. A 2000 US Supreme Court decision, Troxel versus Granville, limited grandparents' visitation rights. Some states followed the precedents, but did not rewrite laws, leaving judges some room for interpretation. In some cases, grandparents are awarded a limited number of days or weekends of visitation. The number of visits allowed is lower when the grandparents and children live far from home. Sometimes grandparents get to attend children's events, like concerts and sports games. Suggestions for grandparents looking to give money Grandparents should not let a divorce stop them from supporting their child or grandchild. Rather, they should consider a few strategies from experts on how to give gifts. Beyond the necessities If a child's necessities, such as food, clothing and medical expenses, are taken care of, a grandparent can help with what the article deems the "extras: private schools, hobbies, tutoring, summer camp, and family vacations, including the cost of travel for visits." Additionally, grandparents can put money into a 529 college savings plan under the grandparents name or even set up trusts.
Просмотров: 311 DivorceLawSource
Types of Wage Assignment
http://www.garnishwage.com What is Wage Assignment? Wage assignment refers to the transfer of debtor's pay to the creditor through a third party (e.g. employer) in connection with a debt or court judgment. It is like a payment plan, and similar to an assignment for the benefit of creditors. http://youtu.be/dmcTSkOu1Tk There Are Two Types Of Wage Assignment: 1) voluntary wage assignments, which refer to an employee's written consent to transfer a portion of the future wages to an assignee; and 2) mandatory wage assignments which is similar to the transfer of earnings as mandated by law or court order. Types Of Wage Assignment In Detail Voluntary Wage Assignment The decision to accept or to decline to honor a voluntary wage assignment lies on the agency providing the employment. Although on one hand honoring a voluntary wage assignment could mean the prevention of garnishment, it could also mean more work for the agency on the other. Before an agency honors an assignment, it should ensure that it obtains a copy of the assignment signed by the employee. In the a state of Washington, a married employee or one who has a domestic partner registered in the state, is required to have a written consent by the employee's spouse or domestic partner for non-child support debts. Once an agency accepts a wage assignment, it should notify the employee and the assignee that the agency's acceptance is based on the following considerations: the agency is not liable for mistakes or omissions in honoring the assignment; the enforced wage collections (e.g. garnishments) will take precedence over the assignment. Mandatory Wage Assignments Mandatory wage assignment generally requires the transfer of earnings based upon a court order or agency directive. The processing of mandatory wage assignments should be accomplished in accordance with the terms of the assignment or court order. Earnings are continually withheld until the debt is paid in full unless stated by the assignment. Wage assignment is a form of fulfilling debt obligations. Depending on the type of debt payment or collection mechanism is employed (wage assignment or garnishment), an agency has to consult with an assigned Assistant Attorney General to address any issues arising from wage transfers. Note however, that a mandatory wage assignment, garnishment, or other legally established methods of involuntary debt collections should take the highest priority over a voluntary wage assignment. For more information on Wage Garnishment and how it effects you visit www.GarnishWage.com you will be able to access more resources and learn what options will work best for you.
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Thrift Savings Plan Webcast
Information for federal government workers about investing in the Thrift Savings Plan.
Просмотров: 67074 USOPM
How to Rollover 401k to IRA - How to Rollover 401k to an IRA
What are ways on how to rollover your 401k to ira – What is the best way on how to roll over your 401k to ira? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of techniques on how to rollover your 401k to ira and learn how you can avoid the most common mistakes that individuals have made when looking how to rollover 401k into an ira. The Easy Way To Rollover 401K To IRA The Easy Way to rollover 401K to IRA is to talk to a banker first. An understanding of both types of accounts and how they work will make the transaction go much more smoothly. There are several types of IRA Accounts, including Traditional, Roth, and SIMPLE. The Traditional IRA takes contributions at any time according to limitations set by current government tax laws. The Roth IRA accepts regular tax deferred contributions from the employer. A SIMPLE IRA is designed to allow employees of small businesses to make matching contributions with their employers to the retirement plan. Having the 401K directly rolled over into the IRA defers any tax liability until retirement. Choosing to receive the funds directly rather than rolling them over activates government regulated time lines. Delaying the deposit of the entire amount into the bank past these time lines results in a tax liability. Government tax collection agencies are required by law to receive financial institution account information in most countries. Reviewing the 401K account records with the banker allows discussion of types of transactions and resulting accounts available. Together, a conversion eligibility review or other type of summary document is completed indicating the various account possibilities. The conversation needs to take into account the previous retirement account goals, the purpose of the rollover, and the future goals in preparation for retirement. If currently connected with a tax professional, including them in the conversation would be beneficial. Once the type of account is determined, it is necessary to complete required application forms with the bank. These include contributing institution designation, beneficiary identification, and consent by the spouse; only if the person is married and the beneficiary is someone other than the spouse. After the IRA account is set up at the bank, the customer contacts the 401K financial institution. Information will be sent to the customer indicating the types of rollovers available, the requirements of each, and the legal ramifications for choosing them. Assistance from the banker or tax professional may be needed to understand the legal information. Specific documents must be completed and returned to the financial institution designating the amount of the rollover, the receiving institution, the IRA account number, and other directive information. Accurate information on the documents is necessary for successful rollover completion. Signatures of both the customer and the banker are usually required. The timing of the transaction is best done immediately following the employer contributions to the original retirement account. Otherwise, the rollover may not include all employer contributions and could remain active. The statement received after the transaction will indicate whether the account has been closed, and if not, how much money remains. If funds remain in the account, the customer will need to contact the 401K institution and have the remainder rolled over according to the previously received directive. The easy way to rollover 401K to IRA is to complete the transaction with the assistance of a banker and a tax professional, if needed. Examination of all paperwork from both accounts will ensure proper transaction completion. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: how to rollover 401k to ira retirement how to rollover 401k to ira income how to rollover 401k to ira explained how to rollover 401k to ira reviews how to rollover 401k to ira review What is the best fixed indexed how to rollover 401k to ira vs the top immediate income way on how to rollover 401k to ira https://www.youtube.com/watch?v=v9KF0If7aJk
Просмотров: 151 retiresharp
Small Business and Social Security: What You Need to Know
In this archived webinar presented by the SBA and SSA, you will learn about online services to help with W-2 reporting and Social Security Number Verifications, how to create a free my Social Security account, how to use the my Social Security account new feature to apply for a replacement Social Security card online and other programs available to you and your employees.
Просмотров: 778 U.S. Small Business Administration
Santa Rosa Divorce Basics
1. What is the difference between a divorce and legal separation? A divorce or "dissolution of domestic partnership" ends your marriage or domestic partnership. After you get divorced, you will be single, and you can marry or become a domestic partner again. A legal separation does not end a marriage or domestic partnership. You can't marry or enter into a partnership with someone else if you are legally separated. A legal separation is for couples that do not want to get divorced but want to live apart and decide on money, property, and parenting issues. Couples sometimes prefer separation for religious reasons. 2. What are the requirements for filing a petition for dissolution of marriage in California? Either you or your spouse must have lived in: California for the last 6 months, AND the county where you plan to file the divorce for the last 3 months. 3. What if I don't meet the residency requirement? If you don't meet the residency requirement, you can still file for a legal separation. Once enough time has passed so that you meet the residency requirement for a divorce, you may file an "amended petition" and ask the court for a divorce. 4. What happens if my spouse does not agree to get divorced? That is not a problem. You do not need her consent to get divorced 5. Will the infidelity of one spouse effect the distribution of property during a divorce? No, CA is a "No-Fault" state, meaning that the infidelity of one spouse during a marriage will not affect how the property is divided. 6. Because California is a so-called "no-fault" divorce state, does misconduct by either spouse ever come into play in the final judgment of the court? Perhaps, in some circumstances; for example, under California law, when making a custody determination, the court must consider whether there is evidence of domestic violence. Also, a determination of whether one party will be awarded spousal support may hinge on the issue of a domestic violence conviction. California law also provides that in making a property award, the court may consider misappropriation of an asset by one party to the detriment of the other. 7. California is a community property state; what does that mean? In a community property state, property is classified as either community property or separate property. Community property, but not separate property, will be divided equally in a dissolution of marriage. Community property generally includes income or assets acquired during the course of the marriage, while the parties are living together. Separate property generally includes property owned by a spouse prior to marriage and any gifted or inherited property received during the marriage which was treated as separate property. 8. What is a "summary dissolution?" A summary dissolution is a quick, easy way to get divorced. To qualify for a summary dissolution you must meet specific requirements, which include: • Been married or registered domestic partners less than 5 years • Have no children together • Do not own or have interest in any real estate • Do not owe more than $6,000 for debts acquired during the marriage, no including car loans. • Have less than $38,000 worth of property acquired during the marriage • Do not have separate property (opens in new window) worth more than $38,000 • Both parties waive spousal or partner support • Have signed an agreement that divides your property and debts.
Просмотров: 467 jvsansone
Welcome to TMRS
© 2016, Texas Municipal Retirement System. This video is an informal presentation of information about TMRS® and related issues. If any specific questions of fact or law should arise, the statutes will govern. TMRS and the TMRS Logo are registered trademarks of the Texas Municipal Retirement System. 8/72014
Просмотров: 3108 Texas Municipal Retirement System
LIVE: Confirmation hearing for Supreme Court nominee Judge Brett Kavanaugh (Day 2)
Confirmation hearing for Supreme Court nominee Judge Brett #Kavanaugh (Day 2, PArt 1) - LIVE at 9:30am ET on C-SPAN3, C-SPAN Radio & online here: https://cs.pn/2NRS3KW
Просмотров: 118740 C-SPAN
You Paid For It: NYS Senate Hearing
By Greg FloydALBANY -- You are paying NYS lawmakers anywhere from $79,500 to well over $100,000 a year to do a few things while they are at the State Capitol in Albany. Those things include showing up for the session, and attending various committee meetings and hearings. Important hearings on critical issues are often held in Albany in the second half of the year when there is no session, and thats when out of town lawmakers are often nowhere to be found.On September 24th the NYS Senate Judiciary Committee held a hearing on the spousal maintenance calculation. There are 23 Senators on that committee, but only five showed up for the start of the hearing, and a sixth came 90 minutes later.On October 22nd three NYS Assembly committees teamed up to hold a hearing to gather information on the transition to an Early Intervention Fiscal Agent to pay early intervention service provideres. 49 different members serve on the three committees; only six showed up. Those who were there had no good answer for why so many of their out of town colleagues were absent. We contacted many of the no-shows and got only a few responses, with the handful who did get back to us citing scheduling conflicts. NYPIRGs Blair Horner tells us the lawmakers should indeed be showing up for these hearings.
Просмотров: 15 CBS6 Albany
Bankruptcy Overview (4/13/18)
Просмотров: 84 Christian Cooper
Is A Step Father Considered A Legal Guardian?
"LEARN Is A Step Father Considered A Legal Guardian? LIST OF RELATED VIDEOS OF Is A Step Father Considered A Legal Guardian? Is A Stoat A Weasel? https://www.youtube.com/watch?v=GxkfQcYzEp8 Is A Stoat The Same As A Ferret? https://www.youtube.com/watch?v=LFE3hT3gfOs Is A Stomach Tumor Deadly? https://www.youtube.com/watch?v=H_zscGecMIE Is A Stomach Virus Contagious? https://www.youtube.com/watch?v=fga0Nd87v98 Is A Stop Sign A Hexagon Shape? https://www.youtube.com/watch?v=lMJfUeMxwE8 Is A Strawberry Blonde A Ginger? https://www.youtube.com/watch?v=nO9HnZQvnAE Is A Student An Occupation? https://www.youtube.com/watch?v=Im3RMpViHeE Is A Student Loan Secured Or Unsecured? https://www.youtube.com/watch?v=6pIE75TxAn8 Is A Subpoena An Order Of The Court? https://www.youtube.com/watch?v=TsLpLwM9L9M Is A Sulfur A Metal? https://www.youtube.com/watch?v=dWlyv7Y0b8U"
Просмотров: 30 Laath Laath
City of Santa Rosa Council Meeting November 27, 2018
City meeting agendas, packets, archives, and live stream are always available at https://santa-rosa.legistar.com
Просмотров: 272 City of Santa Rosa, California
Day two of Brett Kavanaugh’s Supreme Court confirmation hearing
The Washington Post brings you live coverage and analysis of day two of Supreme Court nominee Brett Kavanaugh’s confirmation hearing. Read more: https://wapo.st/2Q75ubx. Subscribe to The Washington Post on YouTube: http://bit.ly/2qiJ4dy Follow us: Twitter: https://twitter.com/washingtonpost Instagram: https://www.instagram.com/washingtonpost/ Facebook: https://www.facebook.com/washingtonpost/
Просмотров: 396555 Washington Post
HMDA Reporting, Equal Credit Opportunity Act 2/28/2017
Credit unions wanting more information about what they are required to collect, record, and report under the Consumer Financial Protection Bureau’s recent modifications to Regulation C, which implements the Home Mortgage Disclosure Act, can now view NCUA’s February fair lending webinar online. This 90-minute webinar also provides credit unions information on the Equal Credit Opportunity Act and its implementing regulation, Regulation B.
Просмотров: 227 NCUAchannel
Modern Law Navigating Divorce Workshop #4: You've filed for divorce in court  Now what?
In this workshop, we look at the behind the scenes work that happens after you've filed with the court for a divorce. If you're going through a divorce and anxious to get the process done, this is the workshop for you. Join us on the 1st and 3rd Tuesdays at noon Arizona time on Facebook at MyModernLaw. You can ask questions there, or message us. For help with your Arizona family law issue, or to simply get more information, go to http://mymodernlaw.com
Просмотров: 61 Modern Law
VWAP Victim Witness Assistance Program (WARNING!)
Victim/Witness/Survivor will be targeted by the Ontario Provincial Police and charged, with no legal representations in Provincial Offences Courts and the Provincial Ministers will traffick them in violation of International Law.
Просмотров: 336 FYI Firehorse
School Board Meeting: 09/18/2017
Indian Prairie School District 204 Board of Education Meeting September 18, 2017. 1:09 - Board Salutes 2:20 - Neuqua Valley High School Student Representative 4:53 - Budget Hearing 57:30 - Public Comment Non-Agenda Items 1:08:02 - Superintendent Report 1:09:38 - Approval of Consent Agenda 1:10:30 - Approval of Budget 1:11:54 - Bond Refunding 1:31:01 - High School Curriculum 2:02:20 - Public Comment for Agenda Items 2:09:45 - Annual Recruitment and Hiring Report 3:01:10 - Board Update To learn more about our board visit: http://board.ipsd.org/ Board meeting videos prior to June 2017 may be accessed from the archives by submitting a request to 204-info@ipsd.org.
Просмотров: 487 Indian Prairie School District 204
Sept. 26, 2017 - House of Assembly Proceedings
Proceedings start: 00:23:00 Budget Address: 00:26:29 Question Period: 02:48:03 Government Business: 03:38:06 Guidelines for Use: The Speaker of the Nova Scotia House of Assembly grants permission to record the televised proceedings of the Legislature for use in schools and for other purposes such as private study, research, review or newspaper summary. Television and radio broadcasters may make use of recorded excerpts of the televised proceedings in their news or public affairs programs for the purpose of fair and accurate reports of proceedings. Program material may not be used for political party advertising, election campaigns or any other politically partisan activity. Program material may not be edited for use in promotional material by any political party or other organization and may not be used in any edited form that could mislead or misinform an audience or viewer, or which does not present a balanced portrayal of the proceedings in the House. Program material may not be used in court, or before a tribunal or other body, for the purpose of questioning, commenting upon or making judgment upon the proceedings in the House. Video program material may only be used with its original audio component and no other audio material may be added to video material used. Video and audio material must not be used in any edited form, which has the tendency to mislead or misinform an audience or viewer; for greater certainty, in any manner that separates the video and audio elements, unless audio alone is requested, or which adds music or other sounds; or in election campaigns, promotional videos or any other politically partisan activity. Any other commercial use or rebroadcast of these proceedings requires the express written approval of the Speaker.
Просмотров: 764 Nova Scotia Legislature
50 Tech Tips You Should Absolutely Know
The presenters on this webinar were: Patrick Noonan, Minnesota Legal Services Coalition Kate Bladow, Techno.la Tony Lu, Pro Bono Net Travis August, Pro Bono Net Work smarter, not harder. The presenters in this webinar covered a host of really cool applications and programs which they have found useful in their professional lives. Highlights include: a Universal Decision Maker, several scheduling assistants, and online ways to create attractive and informative visuals. Check it out! Feedback survey available here: http://www.surveymonkey.com/s/DF3PSJN
Просмотров: 4875 NTAPvideos
House Session 2012-05-16 (11:59:57-13:19:51)
Legislative Business One Minute Speeches (15 per side) H.R. 4970 - Violence Against Women Reauthorization Act of 2012 (Closed Rule, One Hour of Debate H.R. 5740 - To extend the National Flood Insurance Program, and for other purposes (Suspension, 40 minutes of debate) Begin Consideration of H.R. 4310 - National Defense Authorization Act for Fiscal Year 2013 (General Debate Rule, One Hour of Debate) Postponed Votes on Legislation Considered Under Suspension of the Rules: 1) H.R. 4119 - Border Tunnel Prevention Act of 2012 2) H.R. 2621 - Chimney Rock National Monument Establishment Act 3) H.R. 2745 - To amend the Mesquite Lands Act of 1986 to facilitate implementation of a multispecies habitat conservation plan for the Virgin River in Clark County, Nevada, as amended 4) H.Res. 568 - Expressing the sense of the House of Representatives regarding the importance of preventing the Government of Iran from acquiring a nuclear weapons capability, as amended
Просмотров: 713 CSPANHouse2012
Women in Leadership, Pathways and Possibilities - Session 1
9:05 AM Introduction The Honorable Elizabeth Warren 9:10 AM Remarks The Honorable Susan Collins and The Honorable Barbara Mikulski 9:30 AM Twenty and Counting Moderator: Alison King The Honorable Susan Collins, The Honorable Mazie Hirono, The Honorable Blanche Lincoln, The Honorable Barbara Mikulski
Senate Session 2012-06-20 (09:29:49-10:37:46)
Sen. James Inhofe, R-OK, that aims to overturn emissions requirements for mercury and other toxins that were issued by the EPA in December. At 11:30am, the Senate will take a roll call vote on the motion to proceed to S J Res 37, the Inhofe resolution of disapproval. After that vote, more votes on amendments to the Farm Bill
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House Session 2012-05-16 (13:19:31-14:20:19)
Legislative Business One Minute Speeches (15 per side) H.R. 4970 - Violence Against Women Reauthorization Act of 2012 (Closed Rule, One Hour of Debate H.R. 5740 - To extend the National Flood Insurance Program, and for other purposes (Suspension, 40 minutes of debate) Begin Consideration of H.R. 4310 - National Defense Authorization Act for Fiscal Year 2013 (General Debate Rule, One Hour of Debate) Postponed Votes on Legislation Considered Under Suspension of the Rules: 1) H.R. 4119 - Border Tunnel Prevention Act of 2012 2) H.R. 2621 - Chimney Rock National Monument Establishment Act 3) H.R. 2745 - To amend the Mesquite Lands Act of 1986 to facilitate implementation of a multispecies habitat conservation plan for the Virgin River in Clark County, Nevada, as amended 4) H.Res. 568 - Expressing the sense of the House of Representatives regarding the importance of preventing the Government of Iran from acquiring a nuclear weapons capability, as amended
Просмотров: 576 CSPANHouse2012
House Session 2012-03-28 (12:00:18-13:05:02)
H.R. 1339 - To amend title 32, the body of laws of the US dealing with the National Guard, to recognize the Salem, MA, as the Birthplace of the National Guard (Sponsored by Rep. Tierney Begin Consideration of H.Con.Res. 112 - Establishing the budget for the US government for fy2013 and setting forth appropriate budgetary levels for fiscal years 2014-22 (Sponsored by Rep. Ryan) Rep. Mulvaney Amendment in the Nature of a Substitute Reps. Cleaver / Scott (VA) / Moore (WI) / Bass (CA) Amendment in the Nature of a Substitute (30 minutes of debate) Reps. Cooper (TN) / LaTourette / Schrader / Bass (NH) / Quigley / Reed (NY) / Costa / Dold / Lipinski Amendment in the Nature of a Substitute (20 minutes of debate) Reps. Honda, Ellison, Grijalva, Woolsey,Lee Amendment in the Nature of a Substitute (30 minutes of debate) Reps. Garrett,Jordan,Mulvaney,McClintock,Huelskamp Amendment in the Nature of a Substitute (30 minutes of debate) Rep. Van Hollen Amendment in the Nature of a Substitute
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Suspense: Will You Make a Bet with Death / Menace in Wax / The Body Snatchers
There were several variations of program introductions. A typical early opening is this from April 27, 1943: (MUSIC ... BERNARD HERRMANN'S SUSPENSE THEME ... CONTINUES IN BG) THE MAN IN BLACK: Suspense! This is The Man in Black, here again to introduce Columbia's program, Suspense. Our stars tonight are Miss Agnes Moorehead and Mr. Ray Collins. You've seen these two expert and resourceful players in "Citizen Kane" - "The Magnificent Ambersons" in which Miss Moorehead's performance won her the 1942 Film Critics' Award. Mr. Collins will soon be seen in the Metro-Goldwyn-Mayer Technicolor film, "Salute to the Marines." Miss Moorehead and Mr. Collins return this evening to their first love, the CBS microphone, to appear in a study in terror by Lucille Fletcher called "The Diary of Sophronia Winters." The story told by this diary is tonight's tale of... suspense. If you've been with us on these Tuesday nights, you will know that Suspense is compounded of mystery and suspicion and dangerous adventure. In this series are tales calculated to intrigue you, to stir your nerves, to offer you a precarious situation and then withhold the solution... until the last possible moment. And so it is with "The Diary of Sophronia Winters" and the performances of Agnes Moorehead and Ray Collins, we again hope to keep you in... (MUSIC: ... UP, DRAMATICALLY) THE MAN IN BLACK: ... Suspense! http://en.wikipedia.org/wiki/Suspense_%28radio_drama%29
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House Session 2011-03-17 (16:19:57-17:21:11)
Просмотров: 1164 CSPANHouse2011
Debt Relief Order! Debt Management Centre UK
http://tiny.cc/BecomeDebtFREE Become Debt FREE! Recovery From Estates The Recovery From Estates team recover overpaid benefits from the estates of deceased customers living in England, Scotland and Wales. We also recover arrears of Child Maintenance, from the estates of deceased non-resident parents, on behalf of Child Maintenance Enforcement Commission (CMEC). Eligible Loan Deduction Scheme The Eligible Loan Deduction Scheme is an initiative sponsored by HM Treasury to expand consumer access to responsible low cost lenders in the third and private sector. Approved lenders can apply to have deductions taken from benefits when a loan recipient defaults on their loan repayment and all reasonable steps have been taken to pursue recovery. Eligible Loan Deduction Scheme Other Services We also provide a range of additional services, including: recovering Housing Benefit overpayments on behalf of local authority partners where the customer is receiving benefit; collecting maintenance payments which fall outside the jurisdiction of the Child Maintenance and Enforcement Commission (CMEC); providing financial management and accounting services for debt across DWP; and piloting the recovery of Tax Credit overpayments and Self Assessment debt on behalf of Her Majesty's Revenue and Customs. Become Debt FREE Click Here: http://tiny.cc/BecomeDebtFREE ------------------------ Helpful Keywords: ------------------------ how to become debt free get out of debt free how to become debt free debt free debt free me get debt free becoming debt free how to get debt free debt management debt help debt advice debt management plan debt free advice debt solutions help with debt debt relief order debt consolidation loans debt free debt advice debt problems free debt management consolidation loans debt consolidation debt management companies debt collection agency debt management plans debt free helpline clear debt debt collectors credit card debt consolidate debt debt management company debt consolidation loan how to become debt free fast get out of debt government debt help be debt free debts credit card calculator debt management services how to be debt free consolidation loan debt relief debt settlement loan consolidation debt recovery getting out of debt free debt help debt management uk debt solution debt free uk -----------------------------------
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