Medicare Advantage Plans. Medicare HMO and PPO. Free Medicare. Visit us: http://medigapseminars.org An independent Medicare Insurance broker Call us at 800-847-9680 Our YouTube Channel: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A See our entire free educational series on Medicare: https://medigapseminars.org/on-demand-webinar/ This is the same video as our original version, except the volume settings are higher. This 22-minute video goes over all you need to know about Medicare Advantage plans. You learn the primary types of Medicare Advantage plans (i.e. HMO's & PPO's) and who Medicare Advantage plans are best for. We talk about why there are Medicare Advantage plans without prescription drug coverage and why some have bundled prescription drug plans. You also learn what to watch out for when selecting a plan. Contact Us: https://medigapseminars.org/contact-us/ Other Videos: https://medigapseminars.org/on-demand-webinar/ Call us 800-847-9680 Facebook: https://www.facebook.com/MedicareWebinars/ Florida Humana Medicare plans Florida United Healthcare AARP Medicare Plans Lowest cost Medicare Plans When you start Medicare you have the choice of keeping your Original Medicare or switching to a Medicare Advantage plan run by a private, for-profit insurance company. Original Medicare is the Medicare parts A & B and D that we have detailed in previous videos. In this video we will talk about Medicare Advantage plans. In our next video of this series we will discuss Medicare Supplement or Medigap plans. You are only allowed a Medicare Supplement plan if you keep your Original Medicare. You cannot have a Medicare Supplement or Medigap plan and a Medicare Advantage plan at the same time. So, let’s talk about Medicare Advantage plans. 1. Medicare Advantage plans replace your Original Medicare. They are not supplements. They do not supplement or enhance your Medicare coverage, they replace it. (show book) When you choose a Medicare Advantage plan the benefits and appeals processes outlined in this guide are no longer relevant. You can throw this book away. Your benefits will be detailed in an “Evidence of Coverage” provided by the insurance company you choose to replace your Medicare, along with their “Annual Notice of Change”. You no longer need to show your doctor your red, white and blue Medicare card or Medicare number, you will have a new card provided to you by the insurance company. You can no longer appeal your benefits to Medicare. Medicare is out of the picture as far as your personal service in concerned. If you decide to appeal an insurance decision, you must appeal to the insurance company. 2. Medicare Advantage plans are typically HMOs or PPOs and on occasion a Private-Fee-for-Service plan. HMO stands for Health Maintenance Organization. PPO stands for Preferred Provider Organization. We will talk more about both of those in a minute. What is important to understand is that Medicare Advantage plans are not standardized, they are regulated to meet a certain minimum coverage. That is an important concept, so let me explain further. Medicare Part A & B is standardized. Medicare Supplement plans are standardized. Everyone in those plans receives the exact same benefits, they can see the exact same doctors and should have the exact same experience. With Medicare Advantage plans, each plan has different benefits, different co-pays, and deductibles, covers different medical services and has a different network of doctors and hospitals. Everyone’s experience is different and depends on which plan they have chosen. In additional; all the benefits, co-pays, deductibles and the doctors and hospitals in the network can and will change each and every year. It will be your responsibility to keep up with the changes via their mandatory Annual Notice of Change. It’s your responsibility to study this annual notice and determine how the changes may impact your healthcare. Medicare Advantage plans are regulated to meet a certain minimum standard. That minimum standard dictates that they must be actuarially equivalent to Medicare Parts A and Part B. That’s an interesting term “actuarially equivalent”. What does that mean? Medicare PPO, Medicare HMO, Medicare Advantage For an online resource center or to apply for Medicare visit http://www.medicare.gov To learn about the history of Medigap visit: https://en.wikipedia.org/wiki/Medigap
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Medicare Advantage Plans 2019 Are Now! Learn how to choose the right policy when faced with hundreds of options to choose from. A Complete Medicare Resource Center https://www.MedicareonVideo.com Phone: 1-877-88KEITH (53484) Medicare Choices Made Easy Medicare Supplement vs Medicare Advantage plans - what is the difference What Does Medicare Cost in 2019? Everyone want to know about Medicare. Pre existing condition Medicare supplement insurance · Medicare drug plans comparison · enrollment period for Medicare · threshold for additional Medicare tax are other complicated without help. Do you want to learn how to sign up for Medicare if you have coverage through the Health Insurance Marketplace? Can I switch from Medicare Advantage to Medigap? Search our online video libraries, we have many videos answering all you r questions and can help you through the process if needed. A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover. Copayments are one of those things. You must stay informed because upcoming 2019 Medicare Advantage changes happens quickly. Medicare on Video is insurance agency specializing in Medicare supplement plans Medicare advantage plans and Medicare part d plans…actually we are a complete Medicare resource center. if you are unhappy with your Medicare advantage plan and want to go back to traditional Medicare this video shows that there are many options outside of the annual enrollment period that could allow you to leave your plan. If you are interested in changing your coverage from a Medicare Advantage to a Medigap plan it cannot be initiated without completing a medical questionnaire. For those who reside in a chronic care facility or have received a diagnosis of end stage renal disease you will not be eligible to enroll for the Medicare advantage plan at this time. one thing that is happening more and more to people on PPO Medicare advantage plans is someone can start out on a PPO Medicare advantage plan they have it for a few years. PPO’s still exist and if you purchase a PPO Medicare Advantage plan that does mean you won't have to deal with managed care but that's the only upside. Call 1-877-88KEITH (53484) for free quote on your Medicare supplement or for any advice on Medicare Advantage vs Medicare Supplement. When your Medicare cost plan passes you can acquire a special election period to join in a Medicare Advantage plan if you wanted to do that. Many people still choose to go with a Medicare Advantage plan. Medicare Supplement, or Medigap, insurance plans fill in “gaps” in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments. Watch My Most Recent Video Here: https://goo.gl/jzN8Rn Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn QUICK AND EASY MEDICARE SUPPLEMENT QUOTES https://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Su... Twitter: https://twitter.com/medsupsavings.com LinkedIn: https://www.linkedin.com/pub/keith-ar... YouTube Channel: https://www.youtube.com/user/BigHealt... © Best Medicare Supplement Plans 2019 By Medicare On Video - All Right Reserved.
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Medicare Advantage vs Medicare Supplement 2018 the facts you need to know. 844-528-8688. Compare Medicare Supplement Prices https://mymedicaresupplementplan.org Get Free Medicare Academy Video Course: https://mymedicaresupplementplan.org/medicare-academy-enrollment/ Call 1-844-528-8688 for FREE quote on your Medicare Supplement or for any advise on a Medicare Advantage vs Medicare supplement. As discussed in this video https://youtu.be/TRMX3LZJ2bU Medicare Advantage plans have many differences to a Medicare Supplement (Medigap) Plan. The biggest is the network, in a Medicare Advantage Plan you will be required to stay in Network for all your Medicare procedures. This fact alone can cause some major problems if you need a specialist or care facility out of Network. The second biggest issue is that the plan can change at any time and you are locked in for a year. Your best option in most circumstances is to go with a Medicare Supplement during your original open enrollment and then making a change next year if you feel it is not a good fit or that the premiums are much to high. _________________________________________________________________ **Dont miss a single Medicare Supplement video Click Below to SUBSCRIBE** https://www.youtube.com/channel/UCpeawY2B_hUuZhV26QAwRuQ?sub_confirmation=1 _________________________________________________________________ Loran Marmes Medicare Solutions Team 844-528-8688 https://medigapinfo.net/ Facebook: https://business.facebook.com/medicaresolutionsteam
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To help our retired members gain a better understanding of the new Medicare Advantage PPO plan, CalPERS and UnitedHealthcare staff help explain the new features and benefits. Learn about the costs and out-of-pocket maximums, coverage areas, and dependents. The Medicare Advantage PPO plan will be available beginning January 1, 2016. ©2015 CalPERS
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HMOs generally costs less but you give up flexibility to go out of your network. As Medicare Advantage plans continue to evolve, know how these two network plans differ. HMO is neither better nor worse than a PPO, it is just different. You typically pay a lot less for a HMO but have a smaller network (not always) and no ability to go OUT of network. If all your doctors are in network, this may not be an issue for you. If you TRAVEL out of your area (your kids live out of state, you have a vacation home in the south or you like to travel a lot) then a HMO is not a good option since you are risking out of network costs! Keep in mind that many of the top carriers have a program for both PPO and HMO plans so you can "switch" your home network to another state when you travel--or if you need to go to a specialist that is out of network. This type of program varies a lot by the insurance company and they all call their program by a different name, but this is a great option to discuss with your agent when choosing a plan. Gordon Marketing 20224 Hague Rd Noblesville IN 46062 (800) 388-8342 http://gordonmarketing.com #insuranceagent #insurancefmo #medicareagent
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Call (888) 310-0376 to Compare All Medicare Advantage Plans in Your State. Get Instant Access http://free-mini-course.com I explain 5 things you should know about Medicare Advantage before you enroll. It doesn't make sense to even compare Medicare Advantage plans until you know how it works, who is eligible and when you can enroll in a plan. As a senior health insurance option, Advantage plans seem to be shrouded in confusion. One reason is because unlike Medicare supplemental insurance, plans are not standardized which makes shopping for a plan more difficult. If you would like to get the facts about Medicare Advantage vs Medicare supplement insurance, check out my Free 8 Part Video Mini-Course on Medicare Plans. Get Instant Access Absolutely Free! http://free-mini-course.com The first thing you need to know is that an Advantage plan is not a Medicare supplement. So what is Medicare Advantage? The Medicare and You Handbook states that it is a Medicare health plan like a PPO or HMO and is sometimes referred to as Part C. Plans are offered by Private insurance companies and you are still enrolled in Medicare. You will receive all Part A and Part B benefits from the Medicare Advantage Plan and drug coverage is often included. The second thing you should know is how plans work. And that begins with knowing whether or not you are eligible to enroll in a plan. To be eligible, you must: Have Medicare Parts A and B Live in the plan's service area Not have end-stage renal disease All Advantage plans have premiums if it is $0 per month. Plans shouldn't be referred to as a free Medicare Advantage plan. Premiums are normally lower than premiums for Medicare supplements. There are 6 types of Advantage plans and you will normally be subject to a provider network. It is paramount to be certain your providers are included. Check for your preferred specialists, ancillary facilities and hospitals in addition to your primary provider. If you are enrolling in a plan with drug coverage, be sure all your drugs are included in the plan's formulary. Many people search for Medicare health plans that include extra benefits and are often disappointed when they find Medicare supplements to be lacking. Medicare Advantage plans often include extra benefits not found in original Medicare. They may include: Dental Vision Hearing Silver Sneakers Gym membership Transportation to and from medical appointments Third. You need to be aware of when you can pursue Medicare Advantage enrollment. There are 3 types of enrollment periods. When you first become eligible you have a 7 month window to submit an application. Next, during the Medicare Advantage Annual Election period you can switch, drop or enroll in a plan. And you may have a Special Enrollment Period available if your circumstances have changed. The fourth thing you need to understand is Medicare Advantage plans are not standardized. Plans are offered County by County and premiums, provider networks, benefits and cost sharing amounts vary widely between plans. When you compare Advantage plans there are 3 plan documents that are very important to research and understand. The Summary of Benefits goes into much greater detail than the enrollment brochure. It lists all plan benefits and what each will require in deductibles, copayments, or coinsurance. The Provider Directory should be you companion until you locate all your providers or find some you are willing to live with. The Part D drug formulary should include all your required medications. Enrolling in a Medicare Advantage plan that does not include all your drugs can wipe out any savings you may have had over choosing another type of Medicare health plan. The fifth thing you need to be aware of is how any cuts to Medicare Advantage will affect you. Understand that a lot of what you hear is politically motivated talking points designed to instigate fear. Although given the current political climate future funding for the Medicare Advantage program is tentative at best. If you feel as though enrolling in an Advantage plan is your best option, you should do it. If there are Medicare Advantage cuts in the future and you lose your plan you may qualify for Guaranteed Issue Rights to buy a supplement, even if you have preexisting conditions. Also, keep in mind that everyone wants to enroll in the best Medicare Advantage plan. And that will be the one that aligns with your specific set of circumstances.
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What are the differences between a Medicare HMO and a Medicare PPO? Get the facts and learn why the benefits of each type of plan. If you would like to learn more about your Medicare plan options get my 8 Part Video Mini-Course. It's absolutely free! Get instant access: http://free-mini-course.com A Medicare HMO and a Medicare PPO are both Medicare Advantage Plans that utilize a provider network. Both require that you choose a primary care provider, but that's where the similarities end. With a Medicare HMO you will be required to seek referrals from your primary care provider. You also must stay within the plan's network except in the case of an emergency. The benefit of choosing a Medicare HMO is that you will often have lower out-of-pocket costs over other network-based plans. With a Medicare PPO you are not required to get referrals to visit other providers. You can also go out-of-network to receive covered services. Going out-of-network when enrolled in a Medicare PPO will often require higher out-of-pocket costs. The main benefit of this preferred provider arrangement is that you can have lower costs while using network providers, yet have the flexibility to go out-of-network if you desire. The type of network is only one consideration of enrolling in a Medicare Advantage Plan. Review the plan's Summary of Benefits and Part D formulary as well to be certain you are choosing a suitable plan.
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Get Instant Access http://free-mini-course.com. In this video I discuss Blue Cross Medicare Advantage Plans and answer a subscriber's question about Freedom Blue Medicare Advantage and wht it's not available where he lives. Medicare Advantage Plans are offered in service areas. A service area is generally a County. Companies offering plans can choose which plans to offer in specific service areas. The situation is somewhat unique with Blue Cross Blue Shield Medicare Advantage Plans. The BlueCross BlueShield Association is made up of 38 independently operated companies and each company can offer Advantage Plans where they market. The plans available will be dependent not only on the individual company but their decision to market plans in your service area. Popular BlueCross BlueShield Companies include: Anthem Blue Cross Anthem Blue Cross Blue Shield Highmark Blue Cross Blue Shield Regence Blue Shield Wellmark Blue Cross Blue Shield Empire Blue Shield Florida Blue Shield And many more... Popular Blue Cross Medicare Advantage Plans include: Freedom Blue Blue Shield 65 Plus Blue Medicare Advantage Blue Medicare And the list goes on... Visit http://affordablemedicareplan.com to learn about other companies and the Advantage Plans that they offer.
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A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by a private insurance company. In a PPO Plan, you pay less if you use doctors, hospitals, and other health care providers that belong to the plans network . Memorial hermann advantage ppo plan overviewaetna medicareaetna medicare. Medicare advantage plans blue cross and shield of texas. Compare with other medicare plans and enroll online or over the you are eligible for an anthem advantage ppo plan if entitled to part a enrolled in b live service area 29 jun 2015 do have us? Whether bought your yourself one through employer, this section. Advantage plan (like an hmo or ppo). Learn about the different types of medicare advantage plans offered through costs will typically be higher than hmo plans, but lower ppo memorial hermann plan is a preferred provider organization (ppo) that offers same health coverage benefits as original medicare, florida plus prescription drug. Ppo) medicare advantage ppo plans ehealth. The plans vision coverage hearing mail order drug optionlearn more about the costs, benefits, and features of this medicare advantage ppo plan. Is one of the compared to an hmo plan, a ppo plan may be less restrictive. An alternative to original medicare commonly hmo or ppo plans; May also cover aetna is a pdp, hmo, plan with contract. Choose your own doctor with a humana choice ppo plans. Memorial hermann advantage ppo plan overview. Ppo plans have network doctors, other health if you are in a ppo medicare advantage plan, and want drug coverage, must get it from that same plan. Medicare advantage plans pay for managed health care based on a monthly in part c are one of the roughly dozen types medicare (hmo, egwp, snp, regional ppo, etc. Different types of medicare advantage plans. Blue cross blue anthem medicare advantage ppomedicare plus ppo. Enrollment in our plans medicare advantage is a type of health insurance that provides coverage within part c the united states. Gov a ppo is medicare advantage plan in which you can go out of network for care, but providers cost less under plan, you're either use provider or choose your own health care most cases, get from any doctor, other provider, hospital plans. Unlike an you can get your medicare benefits through original medicare, or a. Some ppos offer additional benefits preferred provider organization (ppo) plans medicare advantage ppo a network of doctors and hospitals for beneficiaries to choose from. Medicare advantage, part d & supplement plansmedicare advantage special needs plans. However humanachoice is a medicare advantage ppo plan that gives you the coverage and freedom to choose which doctors, specialists, hospitals visit memorial hermann preferred provider organization (ppo) offers same health benefits as original medicare, 4 jan 2016 aetna plans offer may provide more pdp, hmo, with contract 15 oct 2017. Our snps also have contracts with state medicaid programs. Florida medicare advantage plans with part
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Medicare Advantage Tutorial Video 2 of 5. What are the different types of Medicare Advantage plans? Differences between PPO, HMO and HMO-POS plans explained. Learn why you need to be cautious with PFFS plans and explore the different types of Special Needs Plans.
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Get Instant Access http://free-mini-course.com. In this video I discuss 5 significant differences between Medicare and Medicare Advantage. Understanding these differences can help you if you are thinking of enrolling in a Medicare Advantage Plan. The 5 areas can be broken down into: How the plan is administered How much you pay for covered services How you use your plan and receive services How enrollment periods affect your experience Whether you are covered by original Medicare or enrolled in a Medicare Advantage Plan, you are still in the Medicare program. Joining an Advantage Plan does not cancel your Medicare. Even though there are differences between Medicare and Medicare Advantage, you will receive all your Part A and Part B benefits when enrolled in an Advantage Plan. The other Medicare Plan option not discussed in this video is Medicare supplemental insurance, also known as Medigap. If you are interested in learning more about Medicare supplement insurance watch: http://www.youtube.com/watch?v=w5F1bnhjmtQ Medicare Supplements -- 5 Things to Know Before You Buy. If you would like to compare Medicare Supplement insurance vs Medicare Advantage, get my 8 Part Video Mini-Course. Unlock the information you need to choose the best plan for your circumstances. Get Instant Access http://free-mini-course.com
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http://SeniorSavingsNetwork.org Have you been approached for a "free medicare plan" with no premiums? Please be careful. Very often, you get what you pay for. medicare advantage medicare advantage plan MAPD Plan no medicare premium plan free medicare plan zero monthly premium medicare plan zero premium medicare plan medicare supplement medigap supplement medigap I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
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A detailed explanation of the advantages and disadvantages of Medicare Advantage plans. Narrated by Steve Thurmond, this is one of an ongoing series of videos designed to eliminate the confusion about the mind numbing profusion of choices in the senior market.
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A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by a private insurance company. In a PPO Plan, you pay less if you use doctors, hospitals, and other health care providers that belong to the plans network . Plans include the benefits of original medicare, preventive care at no cost and more medicare advantage (medicare part c) plans come in a variety types. Html url? Q webcache. Find out if a ppo plan is right for you medicare plans are type of advantage with network preferred physicians and hospitals jul 17, 2012 hmo (medicare part c) offer different way to get your original parts the horizon nj direct (ppo) plans, eligible shbp retirees will have access other health care professionals who learn more about benefits. A medicare ppo plan is a type of advantage (part c) offered by private insurance company. Medical with or without drug). Click on your state and choose 'medicare hmo' or ppo. However a uhc medicare advantage preferred provider organization, or ppo, plan is an appealing option for beneficiaries who want more flexibility in get information needed to decide if ppo right you. Is one of the compared to an hmo plan, a ppo plan may be less restrictive. Some ppos offer additional benefits humanachoice is a medicare advantage ppo plan that gives you the coverage and freedom to choose which doctors, specialists, hospitals visit our offers all of original plus not covered by blue hmo pos logo preferred provider organization (ppo) plans network doctors for beneficiaries from. Preferred provider organization (ppo) preferred. Gov plans medicare advantage preferred provider organization. What are the differences between medicare hmos and ppos how a preferred provider organization (ppo) works choose your own doctor with humana choice ppo plans. Medicare hmo vs ppo how do they differ? Horizon medicare advantage nj direct (ppo) plans horizon uaw trust choosing the best plan consumer reports. Plans include the benefits of original medicare, preventive care at no cost and more you are eligible for an anthem medicare advantage ppo plan if entitled to part a enrolled in b live service area oct 6, 2016 learn about plan, what it covers, doctor requirements & costs. Googleusercontent search. United healthcare medicare advantage plans universal american medicaremedicare ppo planprescribermedicare boomer benefits. Preferred provider organization (ppo) preferred medicare advantage ppo plans ehealth. Register the following videos will help you learn more about your 2018 plan options. An alternative to original medicare commonly hmo or ppo plans; May also cover get information needed decide if a plan is right for you. In a ppo plan, you pay less if use doctors, hospitals, and other health care providers that belong to the plan's network medicare advantage plan, or preferred provider organization is available through private insurance company contracted with provide coordinate benefits for beneficiaries. Unlike an oct 15, 2017 medicare a
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Medicare Supplements vs. Medicare Advantage is not a contest. One plan is not better than the other, they both have a place and it depends on you, the consumer which plan I will recommend. Medicare Part D drug plans are included in a Medicare Advantage Plan so you won't pay an extra monthly cost to have Rx. If you are turning 65 or finally ready to retire at any age, you need to know your insurance options. If you need help with health insurance, call Gordon Marketing 1-800-388-8342 to be referred to a local agent near you or ask for Sylvia, our President, for help with your insurance. Gordon Marketing is a third generation family insurance agency with over 100 employees. We train tens of thousands of independent insurance agents across the nation. We sell for hundreds of insurance companies including Mutual of Omaha, Anthem, United Healthcare, Humana, Medico, Aetna, CIGNA and many more. We shop for you, so you can compare all your options each year. Medicare Supplements and Medicare Advantage plans are both very popular and deciding what may be right for you is a tough decision. There is no best plan and your spouse may opt for a different plan than you do because of his medical conditions, Rx and relationship with his doctors. You and your spouse are not a package deal--get the plan that fits YOU the best. email Sylvia your questions directly at firstname.lastname@example.org . All phone calls and email consultations are free! Gordon Marketing's home office is at 20224 Hague Rd Noblesville IN 46062 (800) 388-8342 http://gordonmarketing.com we have locations around the nation too! #medicaresupplement #medicareadvantage #medicare
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Best Medicare Advantage Plan? Get FREE help with Medicare Advantage Plans http://medicaresavingsolutions.com/ 1-800-663-5707 How to choose the best Medicare Advantage Plan for you! What is the best Medicare Advantage Plan? This is a question I get almost every day. When I help someone choose a Medicare Advantage Plan that is best for their needs there are 5 main things we look for in the Medicare Advantage Plan (Medicare Part C Plan). The first thing you want to look for to find a good Medicare Advantage Plan is the Provider Network. In order to be a good plan for you it must have a large choice or network of providers. So when you choose the best Medicare Plan for you it is very important to make sure all of your Medical and Pharmacy providers are in the network. You may have a plan that allows you to see providers outside the network, but you will pay a higher cost share so it is best to stay in network if possible. The second thing I look for when helping someone select the best Medicare Advantage Plan for their needs is the Medicare Part D prescription drug coverage. We always make sure to look up all the medications a person has to help determine which plan will cover them all and give the lowest out of pocket costs. You also want to be sure that the plan will cover prescriptions that may pop up in the future as well. Medical Coverage is the third thing to look for. We always compare the medical coverage on the Medicare Advantage plans available in a clients area. One key factor in comparing Medicare plans is to look for coverages in plans where your out of pocket costs are limited to a specific dollar amount. This makes it easier to determine what you will be paying for services. It is much harder to estimate costs if your out of pocket portion is determined by a percentage of the total Medicare approved amount. Monthly cost is the fourth thing we look at. Some may say that the monthly cost is one of the most important factors in choosing the best Medicare Advantage Plan. This can be true because there are some plans out there that while they may have better coverage than some others, they can be way overpriced. You want to make sure the difference benefits make up for the difference in monthly premium. There is a large misconception that there are FREE Medicare Advantage Plans, it is true that there are $0 premium Medicare Advantage Plans out there, but there are out of pocket costs associated with the plans. If there is a higher cost Medicare Advantage Plan that you are considering then before you sign up for that plan it is a good idea to compare that with the best Medicare Supplement plan in the area. There are many Advantage Plans that are so high in monthly cost that it is better to choose a Medicare Supplement Plan that would give you much better Medical coverage. In my opinion one of the most important factors to determine the Medicare Advantage Plan that is right for someone is the Company they go with. You want to look for a plan with a larger reputable company that has been in the Medicare Advantage business for a while. There are a lot of small companies that pop up everywhere just to get a piece of the pie. They may be good for you for a year and then bad the next and you'd have to go through the whole process of finding a plan again. You want to avoid switching Medicare Advantage Plans every year. It can lead to a lot of issues for you because every Medicare Advantage plan has different networks, different prescription coverage, different health coverage, and many other things that could cause problems. You could end up needing to change medications or providers. If you do change plans just make sure you prepare for those differences and also prepare to get new referrals if your plan requires them. Another big tip I have for people with a Medicare Advantage Plan is "Don't get sold"! A lot of agents will convince you that you should change your plan over a 5 or 10 dollar difference in copays, premiums, or some other minor difference. This can cause problems like I mentioned before, unless there is a major change in your plan then "don't fix what isn't broken"! Don't get sold a plan, always make sure it is 100% in your best interest. At Medicare Saving Solutions we are independent agents and help hundreds of seniors every year find the best Medicare Advantage Plan for their needs. We represent and shop all of the top plans to make sure our customers are always taken care of. Best Medicare Advantage Plans Best Medicare Part C Plan Best Medicare Advantage Plan Washington Best Medicare Advantage Plan California Best Medicare Advantage Plan West Virginia Best Medicare Advantage Plan Oregon Best Medicare Advantage Plan Texas Best Medicare Advantage Plan Florida Best Medicare Advantage Plan Arizona Best Medicare Plan for Seniors Best Health Insurance for Seniors Best Medicare Advantage Plans Best Medicare Advantage plan 2018 Best Medicare Advantage Plans 2018
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-------- Click link ----- http://Medigaplist.com Medicare supplement plans vs. Medicare advantage plans are a typical topic that people research for while using Google or Bing. In this video I talk about the difference between Medigap plans and Medicare advantage plans. Medicare supplement plans vs. Medicare advantage plans can be a confusing comparison because you are really talking about oranges and apples. Medicare supplement plans are always labeled with a letter like Medicare supplemental plan F or Medicare supplement plan G. The Medicare advantage plans will not have a letter label unless someone points out they are also called Medicare Part C. Medicare supplements vs. Medicare advantage plans are easy to compare because of the upfront payment or out of pocket costs when you use them. A Medicare supplemental plan F doesn't have any out of pocket costs and a Medicare advantage has all the out of pocket costs. The Medicare supplemental plan F might have a premium every month of $200 but doesn't have a co pay or deductible cost. The Medicare advantage plan might have a "0" premium but has an out of pocket cost of $6700 a year. Medigap plans are always known to be better coverage with no networks and the Medicare advantage plans are always cheaper. When you speak to AARP or Humana ask them if it is a Medigap plan F you are looking at or a Medicare advantage plan HMO or PPO. AARP, AARP drug plan, Actos, Alabama, Alaska, Altocor, Amturnide, Anthem, Arizona, Arkansas, Avandia, Aviane, best medicare Part D, best Medigap plans, best Medigap plans in Colorado, best Medigap rates, Black Forest, Boulder, Broomfield county, California, cheapest medigap plan F, Chipita Park, Cigna, Cimarron Hills, Co Springs, Colorado, Colorado Springs, Connecticut, Crestor, Delaware, Delta Dental, Denver, drug plans, Florida, Georgia, Hawaii, Heartland Medigap Plan F, Idaho, Illinois, Indiana, inexpensive Medigap plan G, Iowa, Jefferson County, Kansas, Kentucky, lisinopril, list of Medigap, list of Medigap choices, list of Medigap companies, list of Medigap insurance companies, list of Medigap insurance costs, list of Medigap insurance plans, list of Medigap insurance rates, list of Medigap parts, list of Medigap plans, list of Medigap prices, list of Medigap rates, Louisiana, lovastatin, Maine, Maryland, Massachusetts, Medicare, Medicare beneficiaries, Medicare PArt A, Medicare Part B, Medicare part C, Medicare Part D, Medicare Plan C, Medicare Plan F, Medicare Plan G, Medicare Plan N, Medicare supplement plan A, Medicare supplement plan B, Medicare supplement plan C, Medicare supplement plan F, Medicare supplement plan G, Medicare supplement plan J, Medicare supplement plan N, Medigap, Medigap companies, Medigap insurance costs, Medigap list, Medigap plan A, Medigap plan B, Medigap plan C, Medigap plan D, Medigap plan F, Medigap plan G, Medigap plan K, medigap plan L, Medigap plan M, Medigap plan N, Pennsylvania, Pueblo, Pueblo County Colorado, Rhode Island, simvastatin, South Carolina, South Dakota, Tekamlo, Tekturna, Tennessee, Texas, Utah Vermont, Valturna, Virginia, Washington, West Virginia, Wisconsin, Wyoming, Michigan, Minnesota, Mississippi, Missouri, Montana, Mutual of Omaha, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Obama, Obamacare, Ohio, Oklahoma, Oregon, Crestor, United healthcare Part D, Dental insurance
Просмотров: 5382 Brian Monahan
http://www.MedicareMadeClear.com - Free video guide to understanding Medicare Advantage Plans and Options. Important Medicare Advantage, also called Part C, Plan eligibility, available benefits and options are explained. Y0066_101006_100449 File & Use 10112010
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Humana 2018 Medicare Advantage (Part C) with Prescription Drug Coverage (Part D) HMO Sales Presentation
Просмотров: 489 David Normand Insurance
Selecting between Medicare Supplement and Medicare Advantage plans is an important decision for those turning 65 or retiring and selecting their Medicare coverage for the first time. This video explains the difference between Medicare Advantage and Medicare Supplement plans, also known as Medigap. We will cover things like the premium, cost, copay, deductible, out of pocket expenses, and networks of these two popular supplement insurance plans. This video will help in your decision making process as you select between Medicare Advantage and Medicare supplement plans. This is another one of the most common questions that we get here at Medicare hero is how do I decide which type of coverage is really best for me. Medicare Supplement: So first let's talk about Medicare supplement plans. The monthly premiums for Medicare supplement plans range from about $85 to $170 dollars a month, actually for people turning 65 I see an average of about $100 to $120 per month for their coverage. The premiums you pay all depends on your age, gender, and where you live. With a Medicare Supplemental plans we can see any doctor or any Hospital in the entire country that accepts Medicare there's absolutely no networks, and when we go to see those doctors there's no co-pays, no deductibles, and no out-of-pocket expenses. All we do is pay our monthly Insurance premiums and we're done. Additionally with a Medicare supplement plan you never need a referral to see a specialist, and again it doesn't matter which insurance company you select such as AARP United Healthcare, Humana, Aetan, Cigna, Mutual of Omaha, or New Era, you can always go see a specialist without a referral when you have a Medigap Plan. Now the last part of Medicare I want to talk about is prescription drug coverage, Part D of Medicare. With a Medicare supplement plan you can select independently of your Medicare supplement insurance company a prescription drug RX plan. Medicare Advantage: Medicare Advantage plans were created as a low cost alternative to Original Medicare and Medicare supplement plans. When I say lower-cost what I mean is lower monthly premiums. So the premiums for Medicare advantage plans can be anywhere from $0 in addition to what you're already paying for part b of Medicare up to $60 or $70 and premiums can even be as high as a hundred dollars a month. The key with Medicare Advantage plans is that we want to keep our premiums low because that is the advantage is low monthly premiums. So one of the compromises that Medicare Advantage plans make in order to get those low monthly premiums is they have network so you want to make sure that your doctors and hospitals that you choose to use are in the network for the insurance company you're looking at. This means that Medicare insurance companies such as AARP United Healthcare will have a different network then Humana, Aetna, or bluecross blueshield. So just be careful make sure your doctors, specialists and hospitals are in network. Also your Networks and doctors can change mid-year but we can't necessarily change our Part C coverage. Additionally because we now get those low monthly premiums we now have to pay deductibles co-pays and other charges when we use our insurance coverage. So if you see a specialist you might have a small copay, if you go to the hospital you will have to pay a certain amount of pocket. So we get low monthly premiums with Medicare Advantage plans but then we have to spend money the more we use our healthcare insurance. Additionally Many of the most affordable Part C Medicare Advantage plans do require referrals to see a specialist. Now that we've had all the key points both Medicare advantage and Medicare supplement plans what's the bottom line? Well Medicare supplement plans are best for people who can afford the extra premiums and if you most value your choice of doctors and hospitals as well as a predictable healthcare budget where you're not going to have large healthcare expenses throughout the year. You know if you just pay your monthly premiums you're going to be set. Medicare Advantage plans on the other hand are simply the best if you're looking for low monthly premiums. Thanks for watching a quick video on Medicare Supplement vs Medicare Advantage plans. If you have any questions or if we can be of any assistance please feel free to reach out to us at 1-888-321-6361 or visit us online at http://www.medicarehero.com/shop-for-coverage ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.MedicareHero.com/ Facebook: https://www.facebook.com/Medicarehero/ LinkedIn: https://www.linkedin.com/company/medicare-hero YouTube Channel: https://www.youtube.com/channel/UC76BF06WxgcKZXrK4O438MQ
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Medicare Advantage plans are an alternative to Original Medicare and Medigap. Learn the PROS and CONS of this type of coverage. When you enroll in Medicare Advantage, you join a private Medicare plan that will pay your healthcare bills instead of Medicare. You agree to use the plan's network, and you'll pay for services as you go along. In this video, we share feedback from our own policyholders on the things they liked or didn't like about their Medicare Advantage plan. Be sure to check out this video before you enroll in any coverage. Get our FREE guide: Medicare Advantage vs Medicare Supplements: https://boomerbenefits.link/medigap-vs-ma-guide Boomer Benefits provides free claims support for life for all of our Medigap and Medicare Advantage policyholders so that you are never alone in dealing with Medicare. New to Medicare? Attend our FREE Medicare 101 Webinar: https://boomerbenefits.com/webinars Get our FREE 6-Day Medicare Video Email course with bonus Medicare cost worksheet: http://boomerbenefits.link/mini-course To learn about Medicare and Employer Coverage: https://boomerbenefits.com/new-to-medicare/medicare-and-employer-coverage/ Join our 40,000+ Fans on Facebook: http://www.facebook.com/BoomerBenefits ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Subscribe for NEW Youtube Videos whenever we publish them: https://boomerbenefits.link/subscribe ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ -~-~~-~~~-~~-~- Please watch: "What is Medigap and What Do Medigap Plans Cover?" https://www.youtube.com/watch?v=X9siD41Wi0Q -~-~~-~~~-~~-~-
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It is time for Medicare Annual Enrollment for 2018 Plans. Many people go with a Medicare Advantage Plan. Before you choose what Medicare Advantage is right for you, watch this video to give you important Medicare Advantage Facts.Please visit our site at http://nationalseniorsavings.com or call 800-708-5810 for additional information. Ask for Mark Garrett your Medicare Specialist.
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Medicare is about more than parts. It’s about the whole you. See why 1 in 3 people eligible for Medicare choose a Medicare Advantage Plan. Subscribe to the Humana YouTube Channel http://bit.ly/Humana_YouTube For 50 years, Humana, headquartered in Louisville, Kentucky, has been an innovator with a commitment to service, health and wellness. Our focus on people, choice, engagement and innovation guides our business practices and decision-making. In addition to group health plans, Humana's diverse lines of business position us to serve millions of people with a wide range of needs, including seniors, military members and self-employed individuals. Website: https://www.humana.com Facebook: https://www.facebook.com/humana Twitter: https://twitter.com/humana Google+: https://plus.google.com/+humana
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What is a PPO Network? MedicareBob, "After watching this video, you will always know the answer to that question". Robert Bache AKA MedicareBob www.MedicareBob.com 1-855-368-4717 Email me with all of your Medicare Questions: Bob@MedicareBob.com
Просмотров: 394 Robert Bache
What is Medicare Advantage? In 2016 over 17 million Americans were enrolled In a Medicare Advantage plan. So, you’re probably asking, what is Medicare Advantage? In a nutshell? There are three distinct types of private health insurance products offered through Medicare-approved insurance companies. They’re designed to either go along with Original Medicare, or replace it. Medicare Advantage is one of those. Medicare Advantage Prescription Drug plans combine your Part A Hospital, Part B Medical, and Part D Prescription Drug coverage into a single health insurance plan. Medicare Advantage Prescription Drug Plans must offer the same benefits as Original Medicare, Part A & B, as well as the minimum Part D benefit. But, they also have to limit your out-of-pocket costs. And many include extra benefits, like and coverage for routine dental and vision care. So, why might someone choose Medicare Advantage over “Original Medicare?” These are three common reasons we hear - First, for many people it’s just nice to have hospital, medical and prescription drug coverage – all in one plan. - Second, in most places, there are Medicare Advantage prescription drug plans available at no additional cost – some plans require an additional monthly premium, but not all - And third, because they’re required to limit your yearly out-of-pocket costs. - Original Medicare doesn’t have the same limit. Sometimes people ask, what if I don’t like my Medicare Advantage prescription drug plan? • You can switch to another, or go back to Original Medicare during the annual enrollment period - October 15 to December 7. If you still have questions about Medicare Advantage, do a little research to see if Medicare Advantage might be right for you. Follow eHealth at: Facebook: https://www.facebook.com/eHealth Twitter: https://twitter.com/eHealth _ _ _ _ _ _ _ _ _ _ _ _ _ _
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Call now 888-801-9097 In this video we address specifically the differences and choices between Medicare Supplement plans(Medigaps) or Medicare Advantage plans. We talk about the differences between HMO plans and PPO plans , and we address what type of plan you should get depending upon your lifestyles or special circumastances.
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Humana 2018 Medicare Advantage (Part C) with Prescription Drug Coverage (Part D) HMO Sales Presentation
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1. Aetna: 1.5 million providers worldwide including 664,301 primary care doctors and specialists. United Health Care: 1 million physicians and specialists, 6,000 hospitals and clinics in the United States. 2. United Healthcare does have the advantage in some states for individual health insurance coverage because the UHC lineup of Health Savings Accounts (HSA’s) are very strong and while Aetna does offer HSA plans they are usually not quite as good as the UHC HSA plans. 3. Aetna has been very easy, no issues to report. 4. They are both A+ rated companies, so you can't really go wrong with either. 5. Aetna: 15.8 million policyholders United Healthcare Group: 18 million policyholders 6. Medicare Advantage Availability: Aetna: 39 states and DC United Healthcare Group: Nationwide 7. Network Size: UHC does have the slight edge. 8. Aetna: Specific plans vary widely from state to state. United Healthcare: Specific plans still vary slightly from state to state. 9. United Healthcare: Largest number of Advantage enrollments. Aetna: Over 50 years of Medicare experience. 10. Aetna: Wide range of HMO and PPO plans, dependent upon your state United Healthcare: Similar range of HMO and PPO plans 11. Medicare Supplement Availability: Aetna: 44 states United Healthcare: Nationwide 12. Aetna: World-class employer-based health plans used by businesses across the country United Healthcare: Emphasis on individual-based health plans, though they also offer employer-based policies 13. Hospital workers and administrators much prefer working with Aetna over working with United Healthcare.
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Medicare only covers 80%. What's important to you when it comes to the other 20% coverage? Medicare Supplement Plans vs Medicare Advantage Plans: Do you want the freedom to keep or choose your doctors and other health care providers? This is just one of the areas covered in this video that compares Medicare Supplement Plans vs Medicare Advantage Plans. If you have additional questions or need counsel on what plan is best for you, call Chad Cason at 888.901.4870 or email email@example.com. You might also enjoy: "How To Find The Best Medicare Supplement Rate and Coverage" https://www.youtube.com/watch?v=8tUoQqScykw Social Media YouTube Channel https://www.youtube.com/channel/UCRYcmG-O1-7OczcYLzgR94Q/featured Facebook Page https://www.facebook.com/lifelonginsurance/ Twitter https://twitter.com/LifelongIns Google Plus https://plus.google.com/u/0/b/100764442586203325713/+LifelonginsuranceHeretohelp Subscribe To Our Channel
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When choosing a Medicare health plan, a little knowledge can keep some money in your pocket. Getting the answers to some fundamental questions can determine what is best for you. The right provider can help you make the most informed decision. https://www.medicareadvantage2019.org/
Просмотров: 1255 Ronnie Flax
What is Medicare? Advantage, Part D, Supplement - What are the differences? - How will delaying in making a decision affect you. Very informative video.
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Please watch: "Medicare Supplement Plan N vs Plan G & Plan D" https://www.youtube.com/watch?v=RbmEKOphujs -~-~~-~~~-~~-~- https://MedigapSeminars.org, an Independent Medicare insurance broker. Questions? Please call 800-847-9680 Matthew Claassen is an independent insurance broker licensed in over 40 states. Our service is free. You do not pay for our advice. Our role is to represent your best interest and help you make the right decision for your budget and your needs. See our library of educational medicare videos: https://medigapseminars.org/on-demand... New Medicare Supplement Benefits Table: https://medigapseminars.org/wp-conten... See our entire series of free Medicare educational videos here: https://medigapseminars.org/on-demand-webinar/ In this video we review what you need to know if you a Florida resident and are researching your Medicare options and are looking for the right Medicare plan for your needs and budget. We review Medicare Supplement Plan N as well as touch on Plan F and Plan F-HD; the Medigap plans best priced for value in Florida. We mention Medigap Plan F 2020 and what will happen with those who own a Medigap Plan F when it is canceled in 2020. You can find other articles on Medicare here: https://medigapseminars.org/blog-post... Our Video on Plan F-HD is here: https://youtu.be/-oCWJZ6snM0 For a full quote comparison of the plans available to you, complete the information we need on this form: https://medigapseminars.org/home-page... Visit us on Facebook: https://www.facebook.com/MedicareWebinars/ ...... That leaves us with Medigap Plan N. Medigap Plan N is the unsung hero of Medicare Supplements. It packs a lot of coverage into a very well-priced, low-cost package. On average, a Medigap Plan N will cost between 25% and 35% less than a Plan F, saving $600 or more in annual premiums. How is a Plan N different that the complete coverage of a Plan F? Medigap Plan N is different than a Medigap Plan F is three ways. First, you pay the annual Medicare Part B deductible. That deductible is just $166 per year as of 2016. It may be more or less in the years ahead. Only Medigap Plan F and Medigap Plan C pay that Medicare Part B deductible, and that is why those two plans will be discontinued as of 2020. Medigap Plan N and all other Medicare Supplements require you to pay the annual Medicare Part B deductible. It’s just $166 and it’s no big deal compared to the hundreds of dollars you save in premiums. The second way Medicare Supplement Plan N is different that a Medicare Supplement Plan F is that with Plan N you pay up to a $20 co-pay when you visit the doctor and a $50 co-pay for an emergency room visit unless you are admitted to the hospital. If you see a doctor a couple times per year, a $20 co-pay is a fair exchange for the hundreds of dollars in lower premium. The third and final way that a Medicare Supplement Plan N is different that a Medigap Plan F is that Medigap Plan N does not insure against Medicare Part B excess charges. Now, this scares a lot of people until they understand how inconsequential this feature really is. Only doctors who do not accept Medicare Assignment can charge a Medicare Part B excess charge. Medicare assignment simply means that Medicare assigns the price to the service. Only 3%, three out of 100 doctors do not accept Medicare Assignment which then allows them to bill an excess charge. All you have to do is ask your doctor if they accept Medicare Assignment. Odds are 97% that they do. If so, then that feature of a Plan N is of no concern. If your doctor is one of the three out of one-hundred that does not accept Medicare Assignment, simply request that they bill you only the assignment rates so that Medicare covers the cost of his or her services. It’s that simple. Most seniors on Medicare never encounter a doctor that does not accept Medicare Assignment in their entire life. There you have it. If you are considering a Medicare Supplement to add coverage to your Original Medicare, consider and price at least Medigap Plan F, Medigap Plan N and Medigap Plan F-HD. In states outside of Florida, also, consider Medigap Plan G (detailed in a separate article). To find the best prices for each of these plans, simply complete a quote request. We will email you the prices and information you need. If you are more interested in a Medicare Advantage plan, contact us for details. Medicare rules forbid us from writing about or detailing a Medicare Advantage plan in articles and videos. Our mission is to provide you with the information you need to make an informed decision about your Medicare. For Part D drug plan info visit: http://www.medicare.gov Also visit: https://en.wikipedia.org/wiki/Medigap Get your Medicare Guide to supplements here: https://www.medicare.gov/Pubs/pdf/02110-Medicare-Medigap.guide.pdf And your Medicare & You Guide here: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf
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Watch Part Two of the Medicare Mini-Course: http://medicare-mini-course.com/page/3/ Medicare Mini-Course Part Two answers the question, "What is Medicare Advantage?" There is a lot of confusion surrounding the Medicare Advantage program including the false belief that an Advantage Plan is a Medicare supplement. It is not. Medicare Advantage Plans are offered by private insurance companies under the guidance of The Centers for Medicare and Medicaid Services (CMS) as another way for you to receive your Medicare benefits. Enrolling in a Medicare Advantage Plan does not mean that you have left Medicare. You will instead receive all of your Medicare Part A and Part B benefits from the plan. Many Advantage Plans also include Medicare Part D drug coverage. And many plans include extra benefits that are not part of original Medicare such as dental, vision, hearing, transportation and gym memberships. To compare all Advantage Plans in your area visit: http://affordablemedicareplan.com/get-a-quote
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Selecting a Medicare plan is an overwhelming task. We share the secrets you need to know to select a Medicare plan that best suits your needs. Learn about Medicare parts A&B, Medicare Supplements (Medigap) and Medicare Advantage Plans. The information is general enough that it is relevant in most situations and specific enough so you know exactly the questions to ask of your Medicare Insurance Agent. If your Insurance Agent is not Certified to offer Medicare plans or you just need an answer from an expert visit www.123EasyMedicare.com or call us directly at 877-220-1089. We are here to help!
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Medicare Part D. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan F – Just Say NO: https://www.youtube.com/watch?v=0OE29IMXbNU Important Points to Know about Obtaining Medicare Drug Coverage When enrolling for Medicare you can get coverage for prescription drugs. Medicare drug coverage is available through private insurance companies approved by Medicare. There are different ways to obtain the coverage with associated costs that vary depending on other coverage used with this plan. It is important to know how this works with other insurance you have in order to get the best coverage. Here is what you need to know about this option. How Do You Get Coverage You have two options to get drug coverage including through Medicare Part C Advantage Plan or through Part D Prescription Drug Plan. The most common way is through Part D. This plan can be used with original Medicare and other plan option such as a Medical Savings Account (MSA) or Medicare Cost Plans. Part C or Medicare Advantage Plan includes using a PPO or HMO along with benefits similar to Part A and B. You may be required to sign up for Part A and B in order to obtain Part D with Part C. Medicare drug coverage options may vary and could change depending on what Part C covers. Associated Costs and Getting Help Your income will determine how much you pay toward prescription drugs. If you receive Social Security you can have costs deducted from your Social Security payment. You may be required to satisfy an annual deductible before the drug coverage starts to pay. You may be required to pay a copay or coinsurance after paying a deductible (if your plan has this requirement). There are drug plans with different tiers that show how much you could pay depending on related costs. Generic drugs may have cheaper copay than name brand. The copay can be anywhere from a few dollars to $10 or so. The coinsurance is roughly a percentage of what the beneficiary pays before Medicare insurance covers costs. An example may be 20 or 25 percent. When you pay for drugs you are paying for a month supply unless stated otherwise. There is potential for out-of-pocket costs to be paid by the beneficiary if the insurance does not cover the cost, but in few cases this is rare. Additional Tips on Drug Coverage You can get help paying for Medicare drug coverage if you qualify. You may need to provide proof of documentation to show your eligibility for assistance. Such options may allow you to pay just a few dollars for medicine. You can obtain help when you are receiving medication and before your supply runs out for the month. The amount you pay for your plan varies based on drugs used, plan option, where you go to obtain prescriptions, if the drug is on the formulary approved by Medicare, and whether you qualify for assistance in paying for drug costs. You may qualify for assistance by your state if you receive Medicare Part A and/or Part B coverage. Enroll for coverage during the initial period to avoid paying penalites. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Просмотров: 5567 Keith Armbrecht
What is Medicare Advantage? Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Medicare Advantage Plans and Important Points You Must Know Medicare advantage plans help consumers pay for related services through private plan options chosen by the consumer. Also known as Part C there is some confusion about how it is used and classified. Advantage plans are available through private companies approved by Medicare. They are network plans featuring PPO and HMO service options. There are different plans that offer different levels of coverage and they can include a wide range of services. This is a popular option since people can choose their doctor and hospital, as long as they are in network with your plan. Here is a list of points to help you understand Medicare advantage plans in further detail. • This plan is available to those who enroll in Medicare. It is used with Part A and Part B. When you use these plans you have the same protection and rights as a Medicare recipient. • Enrollment for this coverage is done on an annual basis. There are specific times during the year to sign up for coverage. This could occur prior to turning 65 years old, if you enroll at the beginning of the year for Part A or B, or if you have a disability while being under age 65. If you have a preexisting condition you may still qualify for coverage. • You can learn services covered with the plan before getting the service. This helps you save of costs and you have an idea of what you may be responsible for when the service is completed. • Check your plan before seeing a specialist to ensure their services are part of network coverage. You will be responsible for paying related costs not covered by your plan. You plan may have rules in place you should follow regarding referrals. • If you use an HMO (health maintenance organization) or PPO (preferred provider organization) your costs may be higher if related services are not covered in your plan. This includes services through health care provider or doctor. You could pay more for services if they are not in network. • Even though you can choose a provider part of your plan’s network, they can choose to leave the network anytime. The plan can also make changes to providers offering care in your network. This means you will need to consider another provider when they decide to leave. • Costs related to clinical research studies may be covered. You will need to review plan details carefully or contact your plan for additional details on what, if anything, is covered. • Certain costs related to Medicare Advantage Plans should not exceed costs found in Part A and Part B coverage. This may include skilled nursing services and dialysis for example. • The Advantage plan will pay for all medical costs after you satisfy out-of-pocket costs for the year. The amount of out-of-pocket costs varies by plan and what you pay is based on your needs and income. • You have the option to select another Medicare plan if the plan you select through the Advantage plans changes or is no longer part of Medicare. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
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Open Enrollment is Under Way – See What People Just Like You Think about the UnitedHealthcare Medicare Advantage Plans! One Card. No Deductible. Quality Care.
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Last Aired: 3-27-2018 Last Aired On: The Walton's On INSP (Active)
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Independent Agent Mike Worrell, https://www.medicarecost.net. Contact: 1-800-650-5242. Washington Resident: https://washingtonmedicareplans.com/medicare-supplement/ Compare Medicare Advantage to Medicare Supplement: https://www.medicarecost.net/medicare-advantage/ Many of the risks and unknown facts about Medicare advantage are explained in this video. A lot of insurance agents like to leave these important details out when they're selling Medicare Advantage. Watch the video to learn about Medicare advantage before you make the important decision of purchasing your Medicare insurance. There are a few areas in the country where Medicare advantage has decent benefits, but for the rest of us, that's usually not the case. Most people are stuck with the only option being an HMO with a huge Out of Pocket maximum. PPOs still exist, and if you purchase a PPO medicare advantage plan that does mean you won't have to deal with Managed care, but that's the only upside. You still have to see network doctors, network specialists, you still have lots of cost-sharing and co-pays etc. One thing that is happening more and more to people on PPO Medicare Advantage plans is, someone can start out on a PPO Medicare Advantage plan, they have it for a few years. Then, the company offering the PPO isn't making enough money, they leave the market, leaving you with no insurance, and now the only plans available to you are HMOs and you end up having to get onto an HMO anyway because there is no longer a PPO plan offered in your area. You can avoid all of this fiasco by staying on Medicare A&B and purchasing a Medicare Supplement(Medigap) right when you're first eligible for Medicare. I'd love the opportunity to help. Please feel free to call me directly at 1-800-650-5242, or email me at firstname.lastname@example.org. I'm always glad to help and my service costs you absolutely nothing. Sound Credit: www.bensound.com
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Watch Medicare Mini-Course Part Four: http://medicare-mini-course.com/page/5/ Medicare Mini-Course Part Three addresses the types of Medicare Advantage Plans. The type of Medicare Advantage Plan that you join will have an impact on how you use your plan and how much you'll pay for services. The differences in types of Advantage Plans typically has to do with the type of provider network. But there are also plans that are meant for specific populations as well. Networks include: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Health Maintenance Organization - Point of Service (HMO-POS) and Private Fee-for_Service Plan (PFFS). There are also Special Needs Plans (SNPs). These Special Needs Medicare Advantage Plans are intended for people who share a specific set of circumstances. For instance, there are Special Needs Plans for people with specific chronic illnesses, people confined to an institution (like a nursing home) and people who are dual-eligible. Medicare dual-eligibility is met when a beneficiary is enrolled both in Medicare and their State's Medicaid program. To compare all plans in your area visit: http://affordablemedicareplan.com/get-a-quote
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