In a previous No Dumb Questions, I covered the ways business owners might want to pay themselves depending on their planned Canadian Pension Plan contributions. In this episode of NDQ I answer a question that applies to worker bees and business owners alike: "What can you expect to receive from the CPP to begin with?" I would love to hear any questions you have in the comments below! Be sure to follow me on LinkedIn or subscribe here and click that bell to be notified when I release my next episode. Sources: https://www.canada.ca/en/employment-social-development/services/my-account.html https://www.pwlcapital.com/en/Advisor/Video-Blogs/5522 https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/eligibility.html#a2 Canadian Securities Institute 2016 – Wealth Mgmt. Essentials, Volume 1, Chapter 9: Retirement Planning ------------------------ Visit PWL Capital: http://www.pwlcapital.com/ottawa Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIN: https://www.linkedin.com/company/105673 Follow Nancy Graham on - Twitter: https://twitter.com/NancyGrahamPWL - LinkedIN: https://www.linkedin.com/in/nancy-graham-cpa-ca-cfp-cim-4579aa8
Просмотров: 5997 No Dumb Questions with Nancy Graham
Canada Pension Plan Investment Board (CPPIB) is one of few North American LPs to set up an office in Asia and Mark Machin, the group’s head of international and Asia president, admits it is not for everyone. “It is not an easy thing to do, I wouldn’t recommend it for most organizations,” he said. “It’s only once you have got to a certain number of people and scale and commitment to the region that it is worthwhile.” There are various challenges, not least working late into the night or early in the morning in order to communicate with colleagues in head office. Career development for local hires or investment professionals transferred to the Asia office from North America is another issue. “Where are they going to go next in their career? Can that office grow enough for them to have a career opportunity in the region?” Machin says. “And if they come back to the main office do they have real opportunities or have they missed out on opportunities they could have seen in the main office.” As of March 2015, CPPIB had $264.6 billion in assets, of which $50.6 billion was deployed in private equity, $30.3 billion in real estate, $15.2 billion in infrastructure, $7.6 billion in private debt and $3.8 billion in private real estate debt. The pension plan likes to invest at least $75 million per fund and can back emerging markets funds of at least $500 million in size, rising to $750 million in developed markets. This means certain GPs are unable to qualify for investment but Machin believes these thresholds reflect a fair balance. “If we start going after too many small opportunities, the cost of managing the relationship with the fund manager starts stacking up. It doesn’t make sense for us,” he says. “While we might miss the occasional emerging manager that is just not big enough we have to weigh that up against the cost of a very inefficient program.” However, co-investment is one area in which CPPIB has begun to compromise in Asia, abandoning strict guidelines of only participating in very large deals and being involved from the very beginning of the investment process. “We have become more flexible in being able to do smaller check sizes if needed as well as very large ones,” Machin says. “We can go from $35 million to multiple billions of dollars. We can also be flexible on what stage we get involved in the process.”
Просмотров: 1011 AVCJTelevision
A large sinkhole closed down a portion of Canada's capital on Wednesday (June 8) and forced the evacuation of businesses just a few blocks from the country's parliament. CBC video showed water flowing into a hole that stretched across what is normally a busy downtown Ottawa street. "There was a big puff of smoke, dust or something coming out from the sinkhole and then what happened was that the roadway underneath the loading zone gave away and the minivan just sort of listed, tipped and fell into the sinkhole," said Andre Da Costa who witnessed the sinkhole appearance. The smell of gas in the area prompted the evacuation of nearby buildings, the City of Ottawa said on its Twitter account, including the Rideau Center shopping mall, which is owned by Cadillac Fairview, a unit of the Ontario Teachers' Pension Plan. The area has been under construction for work related to Ottawa's new light-rail transit system. The city of Ottawa said it was investigating and asked residents to stay away from the area.
Просмотров: 2836 worldwide news
Contrary to popular opinion Canada's public finances are in really poor shape. Could Canadians face national bankruptcy? Find out here: http://bit.ly/p2589o
Просмотров: 675 WileyCanada
Finance Minister Bill Morneau says the proposed expansion of the Canada Pension Plan will boost jobs and the economy in the long run. Morneau says an estimated 1.1 million families are not saving enough for retirement. (Sept. 19, 2016) THE CANADIAN PRESS https://twitter.com/cdnpress https://www.facebook.com/thecanadianpress The Canadian Press is Canada’s most trusted news leader in providing real-time, bilingual multimedia content for online, mobile and emerging platforms.
Просмотров: 36 The Canadian Press
On June 2, 2015, the Ontario Chamber of Commerce released a letter to Premier Kathleen Wynne urging the government to expand its definition of pension plan comparability to include capital accumulation plans, including (but not limited to) Defined Contribution plans. The letter is signed by a coalition of over 150 businesses, sector associations, chambers of commerce, and boards of trade. The coalition includes employers of all sizes and from a diverse range of sectors. Later that day in the Ontario legislature, the Premier and the Leader of the Official Opposition debated the merits of the Ontario Retirement Pension Plan.
Просмотров: 428 OntarioChamber
Vancouver Island taxpayers got some tough news as the Canadian Taxpayers Federation put up a billboard in Nanaimo in September, showing that MPs get $24 from taxpayers for every dollar they put into their pensions. CHEK News reports.
Просмотров: 58 Canadian Taxpayers Federation
For Assignment Solution Contact Casestudyhelp.in 9422028822 Quantitative Methods Case Study (20 Marks) Laura,' a 57 year old unmarried woman, earns around 68,000 dollars per year with expenditure of 37,500 dollars. She hit away 14,000 dollars each year and collected 330,000 dollars in her RRSP and TFSA, and also a rented apartment worth 250,000 dollars. She has a fixed pension given by her employer, although it is not indicated to price rise, and Is entitled to get complete benefits of Canada Pension Plan and Old Age Security, for retirement. She did not have a very competent portfolio: one fourth of cash is there, and most of it was in contracted sector ETFs, single stocks and business bonds. Due to wrong entry of ETFs in the account, unnecessary taxes were charged. Even before reconstructing Laura's portfolio, "he had to make certain that it matched with. Her financial aims. Laura's main aim was to ascertain if she could retire before the age of 65, maybe as early as 60, therefore she had to know if her investments could produce enough flow of cash after she retires. Monte Carlo may show a top possibility of success with the allotment of equity of 70% ot 80%. Through a risky questionnaire and art open interview, Justin Ill 'ascertain that Laura was the best person for a portfolio of 60% fixed income and 40% equities. . Through Monte Carlo software, Justin entered the current portfolio . size of Laura, her rate of savings, projected retirement expenditure, and other employer income and government pensions. If Laura feels that working till the age of 63 was unpleasant, she could go for the reproduction again and with different estimation. Increasing her anticipated returns or bringing down the rate of inflation, is only a thought, therefore, she will have to make some stronger decisions: she will have to making some more savings, or bring down her rate of planned expenses after retirement. Amazingly, by bringing up the allotment to fixed salary could increase her opportunity to succeed: in spite of the returns being lower than the equities, the volatility is also less, which lessens the risk of helpless decline in the early years. At last, Laura decided to work for 6 more years and plan her retirement at the age of 63. After this, Justin decided to help her make a fresh ETF portfolio to match that goal: it was finalized at 30% short term business bonds, 30% GICs, and the rest of it was divided among Canadian, L'S and global equities. Laura was able to make a notified decision through the Monte Carlo simulation, but this wasn't the end of the procedure. In two or three years time, she will have to visit the location again to see that she is still on the right path of her retirement goal, as many issues like, loss of job, a legacy, new connections, increase in the interest rates, all these could bring a change in the main suppusitions 1 ; and she will have to redo her plans. The possibilities are different before the age of 63. For each added year that Laura works, her portfolio will addition instead of a decrease and this will lead to a thrilling difference: the success rate will rise up by 25% points if she continues to work till the age of 61 instead of 60. Answer the following question. Q1. How much was Laura earning at the age of 57? (Hint: 68,000 dollars per year) For Assignment Solution Contact Casestudyhelp.in 9422028822
Просмотров: 30 casestudy help
Ontario's poor economic performance is dragging down Canada's economy. A Fraser Institute study, Can Canada Prosper without a Prosperous Ontario?, examines Ontario's shift from the economic engine of Canada to a "have not" province that received $3.2 billion in equalization payments from Canadian taxpayers in 2013/14. Because of Ontario's immense size and population, and because the Canadian economy is highly integrated, what happens in Ontario significantly affects Canada's national economy. An economically stronger Ontario means an economically stronger Canada. Read the full study at: bit.ly/1ySDSZZ
Просмотров: 1120 The Fraser Institute
http://www.taxevity.com/tea | Are you a small business owner or incorporated professional in Canada? What planning have you done for your retirement income? The interview encompasses RRSPs, IPPs (Individual Pension Plans), PPPs (Personal Pension Plans) and RCAs (Retirement Compensation Arrangements). There's also an explanation of defined benefit plans and defined contribution plans. Today's guest is Clark Steffy of the Group Savings And Retirement division at Industrial Alliance Insurance and Financial Services. He's the Regional Vice President, Sales for Atlantic Canada, Ontario and Western Canada. You'll find Clark on LinkedIn (http://bit.ly/ClarkSteffy). Tea At Taxevity brings you people who make life better. Recorded live at the Taxevity studios in West Toronto. Your host is actuary Promod Sharma (http://www.linkedin.com/in/promod). SUBSCRIBE FOR MORE VIDEOS http://www.youtube.com/subscription_center?add_user=taxevity CONNECT TO STAY IN TOUCH Google+ ► http://bit.ly/taxevityG Facebook ► https://www.facebook.com/taxevity Twitter ► http://twitter.com/taxevity Linkedin ► https://www.linkedin.com/company/taxevity Taxevity ► http://taxevity.com SCHEDULE YOUR APPOINTMENT http://www.taxevity.com/appointment
Просмотров: 592 Taxevity Insurance
http://www.seniorszen.com In previous blog posts we have covered the assisted living homes, retirement homes, retirement communities, and other care options available in Langley and Victoria. In this blog post we are going to look at the retirement options in Vancouver. Vancouver is British Columbia's largest city, and the 3rd biggest city in Canada. It is frequently ranked as one of the most livable cities in the world, and anyone who has been to the city will sing nothing but high praises about it. Vancouver was home to the 2010 Winter Olympics, which are regarded as the most successful Olympics in a long time. Many seniors have chosen to make Vancouver their retirement destination, thus there are a number of services available to those over 65. Because of the size of the city, finding home care service is quite easy. There are a number of independent living homes and residential care homes located throughout the city in a variety of different neighborhoods, so finding one that suits your tastes and preferences. Further, there are plenty of nursing homes and Alzheimer's care homes in Vancouver if that is something that is required . Vancouver is one of the most beautiful and livable cities in North America and a great destination to retire to. If you prefer an urban environment to a small town or semi rural environment Vancouver is certainly a location to consider.
Просмотров: 321 SeniorsZen
Despite leaving their pension fund underfunded by millions, Sears Canada is not totally abandoning their former employees. 22 Minutes has the exclusive look at their new plan. This Hour Has 22 Minutes: Watch Tuesday nights at 8:30/9NT on CBC Or watch full episodes online: http://bit.ly/watch22mins 22 Minutes on CBC: http://www.cbc.ca/22minutes/ 22 Minutes on Facebook: https://www.facebook.com/22Minutes 22 Minutes on Twitter: https://twitter.com/22_Minutes 22 Minutes on Instagram: http://instagram.com/thishourhas22minutes Subscribe to CBC Comedy: http://www.youtube.com/cbccomedy CBC Comedy is your destination for funny Canadian web series, stand-up comedy, sketches and clips from television shows from the CBC, Canada's public broadcaster. Subscribe for videos from your favourite shows like Kim's Convenience, Baroness von Sketch Show and Schitt's Creek. Check out http://www.cbc.ca/comedy for more original comedy. Follow CBC Comedy: On Twitter: http://www.twitter.com/CBCComedy On Facebook: http://www.facebook.com/cbccomedy On Instagram: http://www.instagram.com/cbccomedy
Просмотров: 4682 22 Minutes
Canadian Taxpayers Federation's (CTF) new conference on MP Pensions held in Ottawa on January 18, 2012. At this news conference, the CTF.released its report: "CTF Report on MP Pensions: A Taxpayers' Indictment." The CTF's research showed that for every dollar contributed by MPs to their pension plan, taxpayers kicked in $23. At the news conference, Federal Director Gregory Thomas called for massive cuts to this outrageous plan, considered the richest pension plan in the world.
Просмотров: 258 Canadian Taxpayers Federation
Sourcing funding for any size of business is always a challenge, and, it's harder than ever in a tough economic climate. Sure, there are sources of funding available but most of them require personal guarantees or even charges on personal assets which might include a family home. Pension-led business funding returns control to business owners. In fact, it allows them to back themselves.
Просмотров: 711 OptimiseFunding
Сенсационное заседание Научного Совета Российской Академии Наук. ЭКСКЛЮЗИВ. http://neuromir.tv/
Просмотров: 206778 Нейромир-ТВ
General Session 4 - Global Impact: New Roles for Sovereign Funds • Rob Wilkinson–Moderator CEO, AEW Europe • Peter Ballon, Managing Dir | Head of Real Estate Investments Canadian Pension Plan (CPPIB) • Ric Clark, Senior Managing Partner Global Head of Real Estate, Brookfield • Bill Schwab, Global Head of Real Estate Abu Dhabi Investment Authority (ADIA) • Jon Zehner, Global Head, Client Capital Group LaSalle Investment Management General Session 5 - Debt, Equity, and Innovation: How Cross-border Capital Flows Propel Development • Tinchuck Ng–Moderator International Chair, Real Estate Board Cottonwood Management • Ismael Clemente, CEO, MERLIN Properties • Charles Graham, Principal, Europa Capital • Matthew Lynch, Head of Global Real Estate - US UBS Realty Investors • Brian Antonellis, Vice President Independencia Asset Management
Просмотров: 202 MIT Center for Real Estate
With the 2011 federal election behind us, the Canadian Taxpayers Federation (CTF) immediately calculated the outrageous pension and severance benefits retired or defeated MPs are eligible to receive. CTF Federal Research Director Derek Fildebrandt details the big winners from this year's election.
Просмотров: 393 Canadian Taxpayers Federation
Josh Sigurdson talks with author and economic analyst John Sneisen about the coming pension crash as Jeff Desjardin predicts that the global pension shortfall will reach 400 trillion by the year 2050 based on analysis by the World Economic Forum showing the deficit is growing $28 billion every 24 hours and the combined retirement savings gap reached in excess of $70 trillion in 2015 spread between eight major economies. Now, 400 trillion is more than 4 times the size of the global GDP and is absolutely impossible to pay off. People simply will not get their pensions. With people born in 2007 expected to live on average to the age of 103, that's a regular income for many, 50 years long. That simply cannot be paid for. Then to assume that this will happen by 2050 is also a little absurd considering the massive shortfall today, the system will crash long before that. This will cause vast poverty and people will take to the streets. This is a problem of complete dependence and a coercive state. People are forced into a system where instead of saving money for themselves, they are forced to pay into their pension by the state in many cases for banks and government to invest their pensions terribly and risk everything. The state depends on the dependence of the populace, so when they're given such a huge opportunity to play with people's lives, they will take the opportunity. Individuals must go off the grid and learn how to save for their futures. Self sustainability and financial responsibility are crucial for long term well-being and financial stability. If individuals do not save and expect a pension to fall on their lap decades down the line, they will be in a lot of trouble. Stay tuned as we continue to cover this issue! Video edited by Josh Sigurdson Featuring: Josh Sigurdson John Sneisen Graphics by Bryan Foerster and Josh Sigurdson Visit us at www.WorldAlternativeMedia.com LIKE us on Facebook here: https://www.facebook.com/LibertyShallPrevail/ Follow us on Twitter here: https://twitter.com/WorldAltMedia FIND US ON STEEMIT: https://steemit.com/@joshsigurdson BUY JOHN SNEISEN'S LATEST BOOK HERE: Paperback https://www.amazon.com/dp/1988497051/ref=zg_bs_tab_pd_bsnr_2?_encoding=UTF8&psc=1&refRID=ZBK6VTXQRA2F77RYZ602 Kindle https://www.amazon.ca/dp/B073V5R72H/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1500130568&sr=1-1 DONATE HERE: https://www.gofundme.com/w3e2es Help keep independent media alive! Pledge here! Just a dollar a month can help us stay on our feet as we face intense YouTube censorship! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU Buy Tickets for G. Edward Griffin's much anticipated Red Pill Expo 2018 in Spokane, Washington by clicking the link below: https://redpillexpo.org/wam/ref/26/ World Alternative Media 2018 "Find the truth, be the change!"
Просмотров: 8083 World Alternative Media
If your pension funds are locked in and you’re trying to unlock them due to financial hardship, this video is for you. The Superintendent of Pensions gets many requests from British Columbians asking about locked in funds, and you’ll find answers to your questions here. When you’ve finished watching the video, you can link to pension legislation for your reference here: http://www.fic.gov.bc.ca
Просмотров: 2814 ProvinceofBC
After years of consistent lobbying, the Canadian Federation of Independent Business (CFIB) is pleased that the government has acknowledged the main challenge facing Ontario's budget is salaries, pensions and the size of the broader public service. "The government should be credited with presenting a tough plan to cap program spending increases at one per cent and limit the spiraling costs of public sector pensions," said Plamen Petkov, CFIB's Ontario director. "However, much of this plan depends on public sector unions putting water in their wine and accepting restraint in wages, positions and pensions," Petkov noted. "We've seen no evidence that unions will agree to any change regardless of how dire the state of Ontario's finances."
Просмотров: 827 CFIB/FCEI
A Canadian Think Tank, The Fraser Institute, has criticised President Nana Addo Dankwa Akufo-Addo’s for his tax exemptions to several multi-national companies.
Просмотров: 133 GhanaWeb TV
VICE presents an immersive and personal feature film about the fentanyl crisis in Canada told from the perspective of a community of drug users. This video has been edited from its original version due to privacy concerns surrounding one of its subjects. WATCH NEXT: Black Widow: Dominating the Masculine World of Boxing: http://bit.ly/28UgNhS Watch more of our documentaries on drugs: http://bit.ly/2aB0DuG Click here to subscribe to VICE: http://bit.ly/Subscribe-to-VICE Check out our full video catalog: http://bit.ly/VICE-Videos Videos, daily editorial and more: http://vice.com More videos from the VICE network: https://www.fb.com/vicevideo Like VICE on Facebook: http://fb.com/vice Follow VICE on Twitter: http://twitter.com/vice Read our Tumblr: http://vicemag.tumblr.com Follow us on Instagram: http://instagram.com/vice Check out our Pinterest: https://pinterest.com/vicemag
Просмотров: 7193562 VICE
Rick rants about the trouble in finding good MPs that would be worth their platinum pensions. Subscribe: http://bit.ly/CBCSubscribe Watch CBC: http://bit.ly/CBCFullShows About CBC: Welcome to the official YouTube channel for CBC, Canada’s public broadcaster. CBC is dedicated to creating content with original voices that inspire and entertain. Watch sneak peeks and trailers, behind the scenes footage, original web series, digital-exclusives and more. Connect with CBC Online: Twitter: http://bit.ly/CBCTwitter Facebook: http://bit.ly/CBCFacebook Instagram: http://bit.ly/CBCInstagram Rick Mercer: Rant: MP Pensions | CBC https://www.youtube.com/user/CBCTV
Просмотров: 14013 CBC
What are 702 j retirement plans – What is a 702 j retirement plan? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of 702 j retirement plans for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to purchase a 702 j retirement plan. 702 j retirement plan: The New Qualified Retirement Plan Did you know that permanent life insurance is considered the new qualified retirement plan? I didn't either until I came across a revolutionary product. Let me share some facts about traditional qualified retirement plans and how they compare to a properly structured permanent life insurance policy. A qualified retirement plan according to the IRS includes 401K, individual retirement accounts (IRAs), pension plans and annuities. While the structures of these plans are good, they are not the best. Here are some known facts about retirement plans: Retirement plan savings are accumulated tax deferred. Although the money is tax deferred, have you ever thought about what tax bracket you will be in when you retire? More than likely it will be the same bracket you are currently in or a higher bracket because of the amount of money you will need to withdraw monthly to maintain your lifestyle. Who wants to pay more taxes when they retire? Not me. Retirement plans have a maximum contribution amount per year. Now let's be clear that I am only speaking about retirement plans that you as the owner can contribute to. There are plans such as pensions and defined benefit plans that only an employer can make the contribution to. A 401K has a $17,000 and individual retirement accounts (IRA) have a maximum $5,000 contribution limit per year. What if you want to save more? Retirement plans have required minimum distribution age. The Uncle Sam, wanting to keep his hand in your pockets as usual, requires that you must start making withdrawals from your retirement plan by age 70 ½, unless it is a Roth IRA. Whether you need the money or not Uncle Sam forces you to receive regular distributions based on a calculation they came up with AND you have to pay taxes on it. Retirement plans cost you early withdrawals fees and penalties. Now suppose you need the money before you turn 59 ½, do you think you can take what you want with no problem? Nope. If you make a withdrawal before you are 59 ½ you will not only have to pay tax, but also a 10% penalty fee. But isn't it your money? Now let's compare these same benefits of retirement plans to a permanent life insurance policy. Permanent life insurance policies include a cash value account. This account is, in simple terms, a savings account that can be used as a retirement account. Did you know that IRS code 7702 states that you can use a retirement account as a supplement retirement account? It is truly an amazing thing. Let's compare. Life insurance cash accounts are accumulated tax-free. That's right tax free. Since you pay your life insurance premium after tax, the monies allocated to your cash account are after tax. This means that if and when you decide to pull funds out of your account, you will not have to report them to the Uncle Sam. Life insurance cash accounts have a higher maximum contribution limit. I would love to tell you that you can shelter any amount of money you want in a life insurance policy but that is no longer the case. At one point in time you in fact could do this but over the years the rules have changed. However, the great thing about this limit is that it is based on the size of your policy and how much you contribute above your premium every year. As a result, this limit can be higher than the $17,000 maximum 401K limit. Life insurance cash accounts can be withdrawn at any time. The cash accumulated in a life insurance contract can be taken out at anytime. The key is to withdraw these funds as a loan and not as a basic withdrawal. Why you ask? As a withdrawal, there is a possibility that you will have to pay taxes on the interest earned in that account. But with a loan you will not have to pay any tax. In fact you won't even have to pay the loan back. As long as the policy is current, the loan balance will remain. In the event that the funds have to be distributed to the beneficiary, the loan balance will be deducted from the payout amount. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: 702 j retirement plan annuities 702 j retirement plan income 702 j retirement plan explained 702 j retirement plan reviews 702 j retirement plan review What is the best fixed indexed 702 j retirement plan vs the top immediate income 702 j retirement plan
Просмотров: 292 Joel Johnson
CTF Federal Research Director Derek Fildebrandt debates downsizing of the Federal public service with John Gordon of the Public Service Alliance of Canada. Derek says the federal government can easily downsize by shutting down corporate welfare programs and eliminating transfer payments that encourage provinces to maintain bad economic policies.
Просмотров: 974 Canadian Taxpayers Federation
Part 2 of this video: https://youtu.be/MWI-Fk2tNF4 LOOK THROUGH MY BOOKS!: http://books.themoneygps.com SUPPORT MY WORK: https://www.patreon.com/themoneygps PAYPAL: https://goo.gl/L6VQg9 BITCOIN: 1MbAUXsHa8XRFMHjGurd7L5nRDYJYMQQmq MY FREE eCOURSE - Financial Education Taught in Simple Illustrative Videos: http://themoneygps.com/freeecourse ******************************************************************** Sources: https://goo.gl/UpprQe In This Episode: UN Agenda 2030: Global Plan for Sustainable Development! U.N. Agenda 21 has been transformed into U.N. Agenda 2030. 17 common goals, to be implemented by nearly 200 countries. The mission: Sustainable development. To end poverty. To increase equality. Access to clean water. Food, electricity, and sanitation. Sounds beneficial for everyone right? UN agenda 21 2030 GMO genetically engineer climate change global warming
Просмотров: 14788 The Money GPS
Pensions quite simply are a of pot of money invested in the markets it requires a constant flow of money into those markets in order to maintain the pension pot. Otherwise people who retire and start drawing pensions out would very quickly eat away at the overall size of the pot.. This Money Education Playlist: https://www.youtube.com/playlist?list=PL-rLwQyYtxKJGdJwCl3eb29gbinknxaYS CONTACT ME Facebook https://www.facebook.com/malcolm.m.keith Website http://www.malcolmkeith.com/contact/ Get a FREE Customer Account at: http://www.easygoldsaving.com or http://www.MineBitcoinForProfit.com General Overview: http://www.GoldBusinessPartners.com Easy KYC - ID plus a Signed Agreement Upload: https://www.youtube.com/watch?v=wekOaE7lRgQ JOIN OUR FB GROUP: https://www.facebook.com/groups/931226596999462/ Asset Building Playlist: https://www.youtube.com/playlist?list=PL-rLwQyYtxKKlTNWt0LuJs5Tx2fJ-jNMK -------------- pensions crisis pensions deficit legal scams pension pot pension bubble pension collapse pension crisis pension crisis explained pension cuts pension default pension fraud pension fund collapse pension fund crisis pension funds pension funds explained pension heist pension plan pension ponzi pension scams banking conspiracy banking collapse banking crisis explained personal finance financial freedom wealth wealth protection asset accumulation gold saving silver saving lifetime savings Karatpay Scam Prepper Prepper USA Prepper UK Canadian Prepper Peter Schiff Mike Maloney Over 50 Millennials Generation Y Generation X Coinbase Mining Bitcoin Wake Up World Robert Kiyosaki
Просмотров: 11 Malcolm Keith
Mary has a question about transferring funds from a government funded, low-fee retirement plan. For a 1.5% management fee, Mary's investment should be automatically protected from market fluctuations. She's unimpressed with the service and wants to know if this was a bad investment decision. Original air date: July 9, 2017 - Hour 1, Call 3. Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. You Can Retire Sooner Than You Think, by Wes Moss - Buy it here: http://a.co/4Srbldy These audio clips are recordings from the Money Matters radio show. The provided discussions are general in nature and based on the financial and economic events at the time and/or minimal information disclosed by call-in participants. The responses to questions are not meant to be personalized investment advice. Every person's financial situation is unique and there is no one-size-fits all advice and requires more detailed analysis than what can be conducted for a call-in participant. Any information obtained in the audio should not be accepted as investment advice and should be discussed with a financial professional. Any actions taken should only be done after evaluation and analysis of your specific situation. All investing involves risk including the loss of an investor's principal. No guarantees can be offered that any of the call-in participants were successful or that any information provided assisted the call-in participant in achieving their financial goals.
Просмотров: 447 Wes Moss Money Matters
Feb. 18 (Bloomberg) -- James Leech, chief executive officer for Ontario Teachers' Pension Plan, talks with Bloomberg's Erik Schatzker about the fund's investment model. Leech also discusses the state of the financial markets and the risk of inflation. (Source:Bloomberg)
Просмотров: 277 Bloomberg
https://www.patreon.com/terenceflannery Our site is about many aspects of ordinary life in the Philippines. Our videos cover various projects, we have built a houses of the needy ,bringing smile to the Filipino kids . Ours is essentially a family oriented site aimed at those who seek a second chance at life. Our mission is to entertain to encourage and to inspire those who seek another way to live.
Просмотров: 55276 A Foreigner in the Philippines
The Government of Canada is supporting the middle class when they need it most by improving Employment Insurance. With Budget 2016, we’re providing economic security so that more Canadians get the help they need, when they need it. First, we’re eliminating the requirements that restrict access for new entrants and re-entrants to the labour market, including young Canadians, women and new Canadians. Starting next year, the waiting period for benefits will be reduced from two weeks to one. This will put more benefits in the pockets of Canadians. And, with added funding over the next two years we’re improving access to EI call centres, and enhancing support to Canadians as they search for new jobs. Unemployed workers won’t be pressured to leave their communities to take lower paying jobs. Plus, we’re introducing a new EI Working While on Claim pilot until August 2018. We’re providing incentives to EI beneficiaries to accept work and to keep them connected to the labour force. For the 15 regions most affected by the commodities downturn, the duration of benefits has been extended. Unemployed workers in these regions can now receive an additional five weeks of benefits. Long-tenured workers could receive up to a further 20 weeks. We are working toward more flexible benefits for new parents and more inclusive compassionate care benefits for Canadians. We will also lower EI premium rates and keep rates no higher than needed to pay for the EI program over time. These improvements will make it easier to access Employment Insurance where and when workers need it. Find out more. Visit our web site: http://ow.ly/PeJI302fWFw
Просмотров: 8563 ServiceCanadaE
The cost of the Canada 150 ice rink on Parliament Hill has received an icy reception. Officials say it will now stay open longer than originally planned, but is that enough to justify the $5 million bill? Welcome to The National, the flagship nightly newscast of CBC News »»» Subscribe to The National to watch more videos here: https://www.youtube.com/user/CBCTheNational?sub_confirmation=1 Voice Your Opinion & Connect With Us Online: The National Updates on Facebook: https://www.facebook.com/thenational The National Updates on Twitter: https://twitter.com/CBCTheNational »»» »»» »»» »»» »»» The National is CBC Television's flagship news program. Airing six days a week, the show delivers news, feature documentaries and analysis from some of Canada's leading journalists.
Просмотров: 5915 CBC News: The National
»»» Subscribe to CBC News to watch more videos: https://www.youtube.com/user/cbcnews?sub_confirmation=1 Connect with CBC News Online: For breaking news, video, audio and in-depth coverage: http://www.cbcnews.ca Find CBC News on Facebook: https://www.facebook.com/cbcnews Follow CBC News on Twitter: https://twitter.com/cbcnews For breaking news on Twitter: https://twitter.com/CBCAlerts Follow CBC News on Google+: https://plus.google.com/+CBCNews/posts Follow CBC News on Instagram: http://instagram.com/cbcnews Follow CBC News on Pinterest: https://www.pinterest.com/cbcnews// Follow CBC News on Tumblr: http://cbcnews.tumblr.com »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Просмотров: 3009 CBC News
Could a US recession have relatively few job losses? Guest's website: https://www.themaven.net/mishtalk Produced by https://www.HoweStreet.com Don't miss out - Stay Informed! Receive the HoweStreet.com Weekly Recap with thought provoking podcasts, radio and articles delivered to your inbox. Sign up for the HoweStreet.com Weekly Recap on the homepage at https://www.HoweStreet.com
Просмотров: 664 talkdigitalnetwork
http://www.painlessfinancialtraininggroup.ca/ Pension splitting is what you get when you transfer up to 50% of your pension to your spouse. Income splitting takes more time. To accomplish some income splitting you need to find a way to channel your income into a corporation and share the income with family members through dividends. This year we also have a family tax credit but that only applies to families with children under 18 and the maximum savings there is $2000.
Просмотров: 432 Debi Peverill
Welcome, in this video we will see “How to retire early with good savings” Become a Master of Finance with Dr MOHIT AGRAWAL: How to retire early with good savings. We should have passive income. (Second source of income) There are only 3 quick frame works that can help you to do so. 1) Living below your means. (Low down your expectation and your desire and invest that amount to get big return on your investment) 2) Start saving. (Start saving early to get quick return on your investment and then your desires also get fulfill early) 3) Learn how to invest. (“Experience is the master of all masters” Make yourself confident that your investment can give you return on investment) Become a Master of Finance with Dr MOHIT AGRAWAL: How to retire early with good savings. If you have any doubts then please comment below... If you like this video pleases LIKE SHARE and SUBSCRIBE to my Channel.
Просмотров: 181 Dr. Mohit Agrawal
Watch JUSTIN TRUDEAU before he became Prime Minister of Canada. The debate begins at 0:15:00 The post-show analysis begins at 1:51:13 Federal party leaders Stephen Harper, Thomas Mulcair and Justin Trudeau faced off in The Globe and Mail Leaders' Debate 2015 on Thursday, Sept. 17. The debate was hosted in Calgary by Editor-in-Chief David Walmsley. #GlobeDebate
Просмотров: 536095 The Globe and Mail
Follow along as opposition parties question the Trudeau government in the House of Commons. Today in question period the government faced debate on reports that Statistics Canada will be collecting personal banking information and the governments climate change plans. #questionperiod #cbcnews »»» Subscribe to CBC News to watch more videos: http://bit.ly/1RreYWS Connect with CBC News Online: For breaking news, video, audio and in-depth coverage: http://bit.ly/1Z0m6iX Find CBC News on Facebook: http://bit.ly/1WjG36m Follow CBC News on Twitter: http://bit.ly/1sA5P9H For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Просмотров: 3180 CBC News
Josh Sigurdson talks with author and economic analyst John Sneisen about the banking crisis in San Marino. San Marino is a tiny country, but a beautiful country all the same. For years, people have parked their money in the landlocked country within Italy. Well, despite their size, they are home to 6 major banks. These banks are are crippled due to bad debts. No one is surprised, but all the same the IMF may step in with US $350 Million (or 300 Million Euros) to shore the banks up. This is a nation of 34,000 people. That's right, smaller than most cities! But this banking crisis signifies what's going on throughout the world on a greater scale. The country never recovered from the financial crisis a decade ago, but then again, neither has any country. The difference is, most countries prevail under the temporary guise of successfully bullish, but under that thin veil is a massive debt crisis that will end in history's largest collision course as the monetary system and the stock markets crash globally. It's a collapse the likes of which the world has never seen. As the world reserve currency starts to approach a massive recession and currencies are failing throughout the world, the power shift is also happening in China, India, Germany, Russia and several other countries. Central banks are desperate and the stock markets are propped up on artificial investor confidence but no true fundamental value on a great scale. The banks across the board are insolvent and their cash to deposit ratio is astonishingly low. Bubbles are growing throughout the world in many industries and instability spreads far and wide throughout the populace as poverty grips many. The derivatives bubble globally is at the multi-quadrillion level. The pension bubble is set to hit 400 trillion dollars by the year 2050 which is entirely unsustainable. But there are solutions. self sustainability. Independence. Decentralization. Wealth insurance. Individuals must take it upon themselves to educate themselves on these matters. You control your money, your money does not control you. Protect your purchasing power and don't be afraid to be over prepared. It's better than being under-prepared. Don't be dependent on those that are dependent on your dependence. It's a recipe for disaster. Stay tuned for more from WAM! Video edited by Josh Sigurdson Featuring: Josh Sigurdson John Sneisen Graphics by Bryan Foerster and Josh Sigurdson Visit us at www.WorldAlternativeMedia.com LIKE us on Facebook here: https://www.facebook.com/LibertyShallPrevail/ Follow us on Twitter here: https://twitter.com/WorldAltMedia FIND US ON STEEMIT: https://steemit.com/@joshsigurdson BUY JOHN SNEISEN'S LATEST BOOK HERE: Paperback https://www.amazon.com/dp/1988497051/ref=zg_bs_tab_pd_bsnr_2?_encoding=UTF8&psc=1&refRID=ZBK6VTXQRA2F77RYZ602 Kindle https://www.amazon.ca/dp/B073V5R72H/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1500130568&sr=1-1 DONATE HERE: https://www.gofundme.com/w3e2es Help keep independent media alive! Pledge here! Just a dollar a month can help us stay on our feet as we face intense YouTube censorship! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU https://anarchapulco.com/buy-your-tickets/ Use Promo Code: wam to save on your tickets! World Alternative Media 2018 "Find the truth, be the change!"
Просмотров: 14565 World Alternative Media
Former Federal Reserve Governer Lyle Gramley presents his economic analysis and forecast to the State of Michigan's Investment Advisory Committee in September 2009. Gramley expects a U-shaped recession, with a very modest recovery. He says he can not rule out a W-shaped recovery, but gives it only 1 in 10 chances. He explains how the Federal Reserve will have to use a new power to pay interest on reserves (funds that are deposited at the Fed by the member banks) and that this power will enable the Fed to ensure that the money supply remains stable and does not lead to high inflation [or hyperinflation]. This is necessary because the Fed doubled the size of its balance sheet by purchasing mortgage backed securities (MBS) and other financial instruments in order to address the financial crisis of 2008-2009. Mr. Gramley is critical of the House of Representative's proposal to allow the Government Accounting Office (GAO) to audit the books of the Federal Reserve, and mentions that U.S. Representative Ron Paul has some strange ideas about the role of the Federal Reserve. The State of Michigan Investment Advisory Committee invests all of the money held for pensions and retirement benefits for retired former employees of the State of Michigan, the Michigan State Police, the Michigan Judicial System and the Michigan Public Schools. In December of 2007, the market value of the funds were $61.75 billion, and as of June 2009, the fund has lost $18.49 billion for a new market value of $43.275 billion. This is a loss of 30% of the retirement system fund's value in less than two years. The State of Michigan pension fund is the 20th largest pension fund in the USA, and the 40th largest in the world. It is divided into MPSERS, SMERS, MSPRS, and MJRS. The next meeting of the State of Michigan's Investment Advisory Committee takes place on Thursday, December 3, 2009 in the Great Lakes Conference Room on the 4th floor of the Fifth/Third Bank Building at 2501 Coolidge Road, East Lansing, Michigan 48823. This is a public, open meeting of the State of Michigan. This is the second half of a 20-minute presentation by Mr. Gramley to Michigan's Investment Advisory Committee. Handouts of the charts from this public meeting are available.
Просмотров: 446 Local Future
Subscribe to this channel: http://www.youtube.com/OpalesqueTV What are the true reasons when institutions go out of hedge funds? Starting with CALPERS exiting hedge funds two years ago and NY City Pension, MetLife just recently, a lot of investors are not sure if hedge funds still matter? While Professor Luis Seco and Dave Rudd from Sigma Analysis understand the institutions who redeemed from hedge funds and their reasons, they also point out that maybe an “old” and “new” way of investing in hedge funds exist. Today’s investor-owned managed account platforms identify the better managers and enable better decisions on the investors’ side. Using the power of managed accounts, investors can now assess a manager by skill, not just returns. It also allows for advanced performance attribution and improved risk management. Therefore, investors must analyse which managers are making smart decisions, and not just believe in some picks from an “approved manager” list. These dimensions of adding and extracting intelligence from the managers’ investments, together with other vital benefits such as improved fees, transparency and control, are the reasons why today managed account investors get the better deal. Therefore, the pro-active, informed investor of the future benefits from both better offence and defence through managed accounts. What are the true reasons when institutions go out of hedge funds? To answer this question, we may first have to address what investors should be doing, and what they aren’t doing when investing into hedge funds. Maybe the real question is not are hedge funds good or bad, but what is a good and a bad way to invest in hedge funds? In Sigma’s view, a “real hedge fund” is a manager who produces Alpha, and this “Search for Alpha” is ongoing. With the right set up, Alpha-producers can be identified and utilised. Therefore, hedge funds matter “more than ever before”. In this context, Sigma’s 2008 experience with managed accounts was that “everything worked”: all assets were under control, and there were no negative surprises. “Structural Alpha” is thus added through managed accounts, but this also means that “black boxes” are increasingly a thing of the past. In this new paradigm, empowered investors demand real time information and drive (their own) decision making. Sigma Analysis & Management Ltd. (Sigma) is a Toronto-based asset management firm that has been a pioneer in managed accounts, transparency services and smart risk analytics. Sigma was founded in 1999 to help advise institutional investors in hedge fund portfolio construction and risk monitoring. Sigma’s mission is to deliver world-class hedge fund research and operations with an elite group that delivers high-touch, value-add customized service in the hedge fund space. Professor Luis Seco, Ph.D, is a co-founder and the President and CEO of Sigma Analysis & Management. He started his career in financial risk management in 1996, while a Professor at the University of Toronto, creating the RiskLab, a research center that serviced the financial sector in Toronto in the area of risk management. Sigma started in 1999 as a spin-off of research activity at the RiskLab. He is currently the Director of the Mathematical Finance Program at the University of Toronto. Prof. Seco holds a Ph.D. from Princeton University, and he was the Bateman Instructor at the California Institute of Technology. He has authored numerous papers in financial risk management, investments and market models, has won a number of research awards and is an active participant in professional organizations, including AIMA and PRMIA. David Rudd is co-founder, Chairman and Chief Compliance Officer of Sigma. He has 34 years experience in the investment and derivative industry beginning with Merrill Lynch and has been an advocate for informed institutional allocations to the alternative investment space. He initially worked as an analyst at a Canadian Pension consulting firm, Tomenson Alexander, before moving to Merrill Lynch. While in the investment industry he was Vice President of Dean Witter, and then Senior Vice President of Refco Futures Canada. He was also Chair of the Montreal Exchange Futures Committee and was on the Board of the Toronto Futures Exchange, now part of the Montreal Futures Exchange. In the late 1990s he commissioned a study on allocation methodologies to assist institutions in the selection of hedge fund investments. This study, conducted by Prof. Seco of the University of Toronto led to the formation of Sigma Analysis & Management.
Просмотров: 550 OpalesqueTV
Imagine living costs so low that you can actually watch your bank account grow just from your government pension. That's just one of the benefits that Peter Matheson discovered when he built and moved into his off-the-grid, super tiny house on wheels in Grand Forks, British Columbia. Become a Living Big Patron: https://www.patreon.com/livingbig Peter is no stranger to innovative building, and has experimented with many different techniques including earth building and other eco and alternative projects. When tasked with designing and building an affordable home to help housing issues in Canada he quickly realised that he wouldn't get the design right unless he emerged himself in tiny living. As a result, Peter now finds himself living big in his retirement, albeit in a very small home. Read More: http://www.livingbiginatinyhouse.com/70-year-old-builds-tiny-house-for-retirement/ Facebook: http://www.facebook.com/livingbiginatinyhouse Twitter: @TinyHouseNZ Instagram: @livingbiginatinyhouse Please subscribe for more videos on tiny houses, DIY, design, and sustainable, off-grid living. Music in this video: http://www.youtube.com/brycelangston 'Living Big in a Tiny House' © 2017 Zyia Pictures Ltd
Просмотров: 977846 Living Big In A Tiny House
http://ilovesmsf.com Hi, I'm Grant Abbott and I am Chairman of the Australian SMSF Members Association. Today I'm talking to all you Baby Boomers out there. That's people like me, we were born between 1946 and also 1964. Guess what's right in front of us at the moment? That damned thing called retirement. Who ever thought us Baby Boomers were going to retire. And I tell you what, don't even worry about calling it retirement or taking a pension. Let's just say that we're growing old gracefully. God forbid, I have just seen the Beach Boys come out on an Australian tour after 50 years. We are at the forefront here and we've changed history all along the way, and the big thing we need to now focus in on, and I put it to you to do your research is that at the moment there are 2.8 million of our parents or what we call the war generation or the silent generation sitting out there. But over the next five to ten to fifteen years, we're actually going to start to hit retirement pretty hard. And the problem about that is that if you think how stretched the Australian system is at the moment with 2.8 million war generation, you know, the health care costs, the social security, the aged pension costs; if you think of how stretched it is at the moment, wait until we come on board; there's 4.8 million of us. So once we start to go through, there's going to need to be a doubling of heath care, there's going to need to be a doubling of the social security or the aged pension and that's going to be quite scary for future governments and it's something we need to put in mind. Which means at the end of the day, we need to start to look at our investments, we need to start to look at while we've got a nest egg and make it last as long as possible. I don't want to be aged 85 waiting for a hip replacement for five, six, seven months. If you've got the money, you want to get in there and basically do it straight off. So Baby Boomers look at what you've got. Now the problem about us, as Baby Boomers, is we suck at superannuation. The government, in its wisdom, decided in 2007 to actually be in a position of saying, well if you take money out of super it's tax free. Well that's fine for them to tell us that, and that's great for our kids, the Gen Xs and Gen Ys because they're going to take full advantage of it, but for us, most of us have done all of our wealth creation outside of superannuation. We've got small amounts -- do you know we've only got probably around about half the size of Gen Xs, our children's amount of superannuation because of those investments outside. What you need to do though, is you've got to sit down and make sure you get with a good SMSF strategist, someone who really knows there stuff about seeing how you can transfer what you've built up outside, whether it's residential properties, whether it's shares, managed funds, see how you can effectively transfer it outside of super into super, cost effectively. See now, if you can manage to do that, you sit down do a quick -- spend a little bit of time, have a glass of red wine, get a piece of paper out, look at what's going to happen when you get to retirement, all your investments are going to have no gearing on them, work out how much tax that is going to be over the next 10 to 15 years for you. It's going to be hundreds of thousands, potentially millions of dollars. Then what you want to do, on the other side, actually start to say, well what would happen if this sits inside my superannuation fund and I'm not paying any tax. At the moment, if it's in a pension stage or you've got your own little account based pension sitting in there -- and remember in a self-managed super fund, you are the controller. When it sits in there you don't pay any tax, when you pull it out you don't pay any tax. At the end of the day you've got tax versus no tax. If you can switch those assets over you are going to be there getting that capital working for you for a lot longer time and it's there going to protect you when we have a look 15, 20 years down the track when those costs of health care, aged care and also we have a look at the costs in terms of social security, it's really going to make a big difference. Follow Grant Abbott on Twitter: http://twitter.com/#!/grantabbott Subscribe now: https://bit.ly/2w7kyjq Watch MORE Grant Abbott Videos: http://youtube.com/c/GrantAbbott Website: http://ilovesmsf.com/ The Guru's Guide to SMSFs Book Purchase https://grantabbott.com.au/ LinkedIn: https://au.linkedin.com/in/grant-abbo... Twitter: https://twitter.com/grantabbott Facebook: https://www.facebook.com/IloveSMSF/ Video by - http://hardlinemedia.com.au
Просмотров: 57795 Grant Abbott
Hi Friends! I am Asif and this my channel where I deliver all necessary information regarding the study, stay, permanent residency and a lot of other information. This information helps you in your life for becoming successful and achieving your goals. If you like my videos then please subscribe to my channel and also follow me on Facebook and Instagram. Thanks Link to the Website: https://www.migration.gv.at/en/types-of-immigration/permanent-immigration/start-up-founders/ Docs Required for Visa: - Valid travel document (e.g. passport) - Birth certificate or similar document acknowledged by the Austrian authorities - Photo (dimensions: 45x35mm) not older than six months - Evidence of locally customary accommodation (e.g. lease contract, preliminary agreement on tenancy rights or ownership evidence) - Evidence of health insurance covering all risks (compulsory health insurance or equivalent insurance policy) - Evidence of adequate means of subsistence (investment capital or sufficient own assets, insurance benefit certificates, evidence of retirement or other pension or insurance benefits) - As evidence of completed vocational education/training: relevant certificate or diploma - As evidence of special know-how or skills: testimonial or training report and work certificate - As evidence of a completed programme of a minimum duration of three years at an institution of tertiary education: document furnishing proof of successful completion of that programme and document reflecting the status of the university or other institution of tertiary education - As evidence of a completed diploma programme or Bachelor’s, Master’s or Doctor’s degree programme or vocational education/training in Austria document furnishing proof of successful completion of that programme or apprenticeship certificate - As evidence of work experience: testimonial and work certificate - As evidence of language skills in German or English: an internationally recognised language diploma or language course certificate furnishing proof of these skills Evidence of investment capital including available equity - As evidence of admission to a business incubator or funding by a start-up funding agency in Austria a contract with the relevant institution - A business plan and documents as evidence of the innovational character of products, services, processing methods and technologies - As evidence of controlling influence on the management of the newly set-up company the articles of association of the company, except for one-person companies - Evidence of the qualification necessary for the self-employed professional activity: craft authorisations (Gewerbeberechtigungen), where necessary (if already available) Facebook page: https://www.facebook.com/Muhammad-Asif-Rauf-1840668882624440/ Instagram page: https://www.instagram.com/asif_1490/?... Sufisam Channel: https://www.youtube.com/channel/UCljqXx3fzTLv-vGcGAJx5fg Reaction to Indian Movies: https://www.youtube.com/channel/UCQka3rZF7nVJK2y14k4slwg Channel for IT Students: https://www.youtube.com/channel/UC0S38f1N4L_WLT0Ep1M_ekg
Просмотров: 4886 Life in Germany with Asif